Had a accident

zoominov

Basically I had a accident yesterday evening I didn't see the car on the left and it hit me , the front left bumper , wing , headlight is all damaged, I will post pictures below and I hit a company car, so I rang up the insurance company and they said I didn't disclose something and cancelled my policy, so know I am royally screwed and to make things worse I got a loan from HSBC and the 1st repayment is in 2 months of £2500.00.

So what do i do, the pictures are:

http://imageshack.us/photo/my-images/600/g4gi.jpg/

http://imageshack.us/photo/my-images/822/3tl3.jpg/

http://imageshack.us/photo/my-images/692/ezaw.jpg/

http://imageshack.us/photo/my-images/96/4k5s.jpg/

Your help will be appreciated

Strider590

Ok, take a deep breath, calm down....

What help are you looking for? Why was your insurance cancelled?

InsideInsurance

First of all I would obscure the number plate in the first picture.

Secondly, what help are you looking for?

How to deal with the damage to your car? How to deal with the third party claim against you - I assume you believe you're at fault?

zoominov

I got done for careless driving and got a 4 month ban and they said I didn't disclose it and they are correct I checked the policy documents and it says a fine but no ban

warwicktiger

What are they saying you did not disclose?

sorry, question crossed with your reply

~Chameleon~

No dear, you had AN accident

zoominov

InsideInsurance wrote: »

First of all I would obscure the number plate in the first picture.

Secondly, what help are you looking for?

How to deal with the damage to your car? How to deal with the third party claim against you - I assume you believe you're at fault?

What I can do , repair it and sell it , it will cost approx 1k to repair and got a loan outstanding for 2.5k with hsbc, yes I am at fault and yes how to deal with the damage

zoominov

If its worth mentioning its a vw golf 1.6 fsi 95k on the clock

Strider590

Provided it's not damaged the radiator or anything in the engine bay, then all you need is a wing, bumper and headlight unit.

Get yourself down the scrappy, your lucky your car is a very common colour.

~Chameleon~

I'd be very careful what you say in here whilst your car is identifiable. You never know who's watching. It only takes 2 seconds to discover your insurance company

Actually, scrap that, if they've cancelled your insurance then you're no longer on the database.

OddballJamie

As Strider has said, fix it with parts off Ebay or a local scrap yard, then sell it.

After a fine, a ban, an accident and cancelled insurance, your insurance quotes are going to be huge.