Nice People Thread Part 9 - and so it continues

chewmylegoff

Nikkster wrote: »

That's the first time I've heard Paxo referred to as a cool kid!

He is late to the party and frankly cramping the seven milligrams of style I have managed to sweep up from that no-mans land behind the TV.

chewmylegoff

Is there really a colour of paint named after the cabbage family?

michaels

We have a leather sofa and a single bed that are up for grabs if that would help out?

silvercar

zagubov wrote: »

Do any NPs have good tips for house insurance for DD's student acommodation (it's a private let shared with other students, none related to LL).

Check whether your home insurance covers the student away from home.

Endsleigh is one, cover4students is another.

It always strikes me as a con that a group of students living together as a house hold insure separately but a couple living together insure together. I do wonder if there is anyone that would insure as a group.

chewmylegoff

I never bothered with insurance when I was a student but I suppose that's because I had nothing worth insuring. I had a clapped out 486 pc worth £50 tops and a 5 year old CD player that you couldn't have given away and that was it. My fountain pen was probably my third most valuable possession.

I don't think I would bother with contents insurance unless the premium was 2% of the value of the stuff insured or less, personally.

SingleSue

zagubov wrote: »

Sue, we nicked our ideas from this post on another part of the forum, kudos to Mankysteve and Mrjoet.

I'd hit freecycle first and then work my way up the stores MSE style starting with poundland.

Do any NPs have good tips for house insurance for DD's student acommodation (it's a private let shared with other students, none related to LL).

That list is massive!! No way on earth that can all be afforded, even at knock down prices, he would be better stocked than I am!

Thanks though...

zagubov

SingleSue wrote: »

That list is massive!! No way on earth that can all be afforded, even at knock down prices, he would be better stocked than I am!

Thanks though...

We didn't supply all that. DD'd have been better off than us!

It was like an ambitious wish-list but if there's any co-ordination going on between other students / parents it would cut out loads of unnecessary duplication.

LydiaJ

SingleSue wrote: »

That list is massive!! No way on earth that can all be afforded, even at knock down prices, he would be better stocked than I am!

Thanks though...

Definitely won't need all of that, and probably won't have space either to transport it there or to store it after he's got there. It's a starting point, though - he can eliminate things from the list that he won't need. Begin by finding out more about the place where he'll be living - what's provided, what's allowed, etc.

chewmylegoff

silvercar wrote: »

It always strikes me as a con that a group of students living together as a house hold insure separately but a couple living together insure together. I do wonder if there is anyone that would insure as a group.

I think this is probably because you can only insure your own possessions? For instance if you are renting and you get contents insurance, that insurance does not cover the landlord's stuff that is in the house and I suppose the same applies for other people who live there who aren't 'related' to you. If you are cohabiting it's probably different - i expect you're deemed to jointly own all possessions for insurance purposes cos it's too much hassle at their end to try to work out who owns what. When I was living in a houseshare (when not a student) you couldn't get collective insurance.

vivatifosi

Spell check..... can't specifically name person who this is addressed to as it corrects to something irrelevant. However my dad often has furniture bits and Bob's as a result of his job, free to collect. Will let you know if he gets anything, sods law means that he will now have a quiet couple of months. He does get all sorts though.