Nice People Thread Part 9 - and so it continues

silvercar

SingleSue wrote: »

That list is massive!! No way on earth that can all be afforded, even at knock down prices, he would be better stocked than I am!

Thanks though...

Agreed. That list is stupidly long. Student rooms have limited space- there would be no room to store all that, never mind transport it to and from home.

DS1 always said there were so many cheap eating places near his accommodation it was cheaper to eat out rather than cook. I guess the "curry mile" did more than curries.

I would say they need enough to cook pasta, a baking tray and spatula, a few plates and a bit of cutlery. Couple of mugs, glasses and bowls. Then once they have settled in they can buy more if they need it.

Remember that uni towns have shops! Far easier to stock up from the local shops than shlep from home.

silvercar

chewmylegoff wrote: »

I never bothered with insurance when I was a student but I suppose that's because I had nothing worth insuring. I had a clapped out 486 pc worth £50 tops and a 5 year old CD player that you couldn't have given away and that was it. My fountain pen was probably my third most valuable possession.

I don't think I would bother with contents insurance unless the premium was 2% of the value of the stuff insured or less, personally.

Problem is that students have no spare cash. When the inevitable happened it was us that ended up paying out for a new laptop. We had decided that we wouldn't insure because he was covered on our home insurance, then we realised that having a claim would bump up our home insurance so probably not worth claiming.

silvercar

PasturesNew wrote: »

A couple is different to a group. A couple care about each others' possessions and security. A group won't even like each other maybe, will have no idea if others are in or out and won't worry about the possessions/lives of the others.

It's like the difference between a family of 6 renting a house - or it being an HMO.

Insurance is only for two purposes: [1] your stuff [2] did you damage the LL's stuff.

If a group of students signed up for the purposes of [2] then if one went mad because they didn't give a tinker's stuff about other people, they might only do it because they feel no personal liability under a group insurance.

Sort of. Usually a group of students have decided to live together because they are friends.

PasturesNew

silvercar wrote: »

Sort of. Usually a group of students have decided to live together because they are friends.

I didn't know that.... I thought they all just randomly found a room in a shared house from the Internet. I've never known anybody go to the same Uni as anybody they knew, they all lived with strangers. I've not known many, and they were all online. Maybe the ones with friends aren't online so much.

LydiaJ

silvercar wrote: »

Agreed. That list is stupidly long. Student rooms have limited space- there would be no room to store all that, never mind transport it to and from home.

DS1 always said there were so many cheap eating places near his accommodation it was cheaper to eat out rather than cook. I guess the "curry mile" did more than curries.

I would say they need enough to cook pasta, a baking tray and spatula, a few plates and a bit of cutlery. Couple of mugs, glasses and bowls. Then once they have settled in they can buy more if they need it.

Remember that uni towns have shops! Far easier to stock up from the local shops than shlep from home.

In the dim and distant days when I was a student, the shared kitchen already had saucepans etc, and I didn't have time to do anything involving a baking tray. I had (and needed) way more than a couple of mugs, though - often might have lots of friends round at once, all wanting coffee.

silvercar

PasturesNew wrote: »

I didn't know that.... I thought they all just randomly found a room in a shared house from the Internet. I've never known anybody go to the same Uni as anybody they knew, they all lived with strangers. I've not known many, and they were all online. Maybe the ones with friends aren't online so much.

In the first year they generally live in university owned halls, with random people assigned from the uni. After that they form groups of friends and rent houses with their mates.

chewmylegoff

PasturesNew wrote: »

Endsleigh has an insurance policy that covers the LL's stuff; I took that out "in case" 6 years ago.

Doesn't it cover your legal liability for damaging his stuff rather than the stuff itself? Splitting hairs I suppose.

LydiaJ

PasturesNew wrote: »

I didn't know that.... I thought they all just randomly found a room in a shared house from the Internet. I've never known anybody go to the same Uni as anybody they knew, they all lived with strangers. I've not known many, and they were all online. Maybe the ones with friends aren't online so much.

Lots of them live in halls in their first year, and then get a shared house with their friends in their second and third years. Unless they're at Oxbridge, where living in for 3 or 4 years is common (and much cheaper than living out).

[X-posted with silvercar]

PasturesNew

LydiaJ wrote: »

Lots of them live in halls in their first year, and then get a shared house with their friends in their second and third years. Unless they're at Oxbridge, where living in for 3 or 4 years is common (and much cheaper than living out).

[X-posted with silvercar]

I think it's a pity the Unis never controlled all the housing. Much easier all round. A certain standard of accommodation, easier for students, easier for students to even move rooms mid-term (or leave).... and spare capacity could be rented out on the private market. Unis could have set up an accommodation company and taken the profits/made little, with more security and less anxiousness all round.

PasturesNew

chewmylegoff wrote: »

Doesn't it cover your legal liability for damaging his stuff rather than the stuff itself? Splitting hairs I suppose.

Splitting hairs. Bottom line is, if I'd skidded on the laminate flooring, while carrying a curry, smashed a window and splattered the sofa and curtains with curry .....