PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Cousin sold her house and now unable to get mortgage to buy another

1235

Comments

  • zaksmum
    zaksmum Posts: 5,529 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 2 August 2013 at 3:32PM
    My cousin has been to her local housing office today and they were really helpful.

    She explained the situation and took her kids with her.

    They agreed she was in urgent need of housing and will do their best to find somewhere suitable for her.

    They did specify though that she could not pick and choose. She can reject only one property before being taken off their urgent list.
  • [Deleted User]
    [Deleted User] Posts: 7,323 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A helpful housing department., I am actually astonished lol. But pleased of course. I hope she gets the help her children need.
  • zaksmum
    zaksmum Posts: 5,529 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I hope so too. The housing office is in a rural area which is also quite affluent...maybe there is not as much demand for council property?
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    zaksmum wrote: »
    Me too! Unbelievable, isn't it? She has no disability as far as I know but is not hassled to look for work at all because of the children.


    But they're at school all day.

    She can look for something to help her circumstances.

    Seriously, is this how people think/behave? How does she think she is going to "bring up her children" when she has absolutely no income?
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • Atomix
    Atomix Posts: 370 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    zaksmum wrote: »
    She IS claiming benefits. She seems to get quite a lot of money from benefits too!

    maybe this?
  • zaksmum
    zaksmum Posts: 5,529 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Atomix wrote: »
    maybe this?

    She seems to live well enough on benefits without going short of anything - with plenty of handouts from her poor old mum too.

    Anyway if she does get a council property at least the kids will be safely housed, that's all that matters.
  • BitterAndTwisted
    BitterAndTwisted Posts: 22,492 Forumite
    10,000 Posts Combo Breaker
    Your cousin is extremely fortunate indeed. Without a bit of hardship she is unlikely to appreciate this, I suspect.

    With the children's father out of the picture quite recently I daresay she might be surprised to hear that she's going to have a hard time persuading the folks down at the JobCentre that she can't or won't look for work. Still, that's all in the future for the moment.
  • Atomix
    Atomix Posts: 370 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    zaksmum wrote: »
    She seems to live well enough on benefits without going short of anything - with plenty of handouts from her poor old mum too.

    Anyway if she does get a council property at least the kids will be safely housed, that's all that matters.

    Agreed - for the kids sake - panic over. Just a quick word of warning for your cousin, if her other half happens to turns up next week, wanting to live there, the council may see this as fraud. Not doubting her situation in anyway - just a precaution.
  • zaksmum
    zaksmum Posts: 5,529 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Atomix wrote: »
    Agreed - for the kids sake - panic over. Just a quick word of warning for your cousin, if her other half happens to turns up next week, wanting to live there, the council may see this as fraud. Not doubting her situation in anyway - just a precaution.

    No chance of him turning up next week or any other week as far as I can see. He appears to have left the UK - he does have strong links with another country.
  • fawd1
    fawd1 Posts: 715 Forumite
    Atomix wrote: »
    25 year mortgage and 51 = no chance in hell... Even before 2007


    Not quite true. My father got a mortgage at the age of 50 for 25 years. Mind you, he had a huge amount of equity, a good income and 3 pensions coming in, so was a much safer bet.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.