Any point? Are we just flushing money down the bog?

pops5588

It is so stressful. It's because of his exams that I have been doing a lot of it myself on ny own and I genuinely have had days when I would love nothing more than to sit in a heap and cry! Anyway, I think maybe we should just go ahead and accept the risk of the extra charge. At least if it doesn't happen I know it isn't because we didn't do all we could.

ValHaller

pops5588 wrote: »

Well I would have used the previous thread but it rather got hijacked by two people having an arjy-barjy...

To me it is less hassle to overlook an arjhi bhaji than to read a thread with half the story, give an answer and discover later that there was an earlier thread with some more facts which I wish I had known.

If you feel that the arjhi barji has made the the thread so unclean that you must start a new one, at least provide a link. Please.

pops5588

The issues noted in previous threads are no longer relevant to be honest. One was about solar panels, one was about the solicitor being on holiday, both these issues no longer stand.

Apologies if I have broken some kind of cardinal rule of forum-posting. I am still fundamentally a 23 year old woman just looking for a bit of support and advice.

Atomix

Keep calm, it sounds like things are happening - but just not quick enough for your liking, the completion date moving is normal - it's so easy for you to complete as a FTbuyer, however I can think of a hundred plausible reasons for the people in the chain, keep the communication open, chances are you've had mortgage survey on it etc, so more than £50 in...

ValHaller

pops5588 wrote: »

The issues noted in previous threads are no longer relevant to be honest. One was about solar panels, one was about the solicitor being on holiday, both these issues no longer stand.

Apologies if I have broken some kind of cardinal rule of forum-posting. I am still fundamentally a 23 year old woman just looking for a bit of support and advice.

You may have moved on from those issues, but they are still potentially relevant if only for the fact that some things might not need repeating. You can refuse to give people here any continuity .... but why make things hard for people who are trying to help?

pops5588

I haven't refused, I wasn't aware it would be useful, I haven't been on here long. Now I know.

andyuk01

pops5588 wrote: »

Unfortunately my boyfriend's next batch of chartered accountancy exams were always going to be some time in September, everyone was made aware of this. They are very important and this was never an issue because the vendor also wanted to complete in August. We were also very flexible in terms of we said we were prepared to wait for them to find the right property for them and wouldn't force them into rented accommodation, seeing as they were waiting for an offer on their house before they even began their house search.

Just curious how some exams would stop you completing?

I completed on my property whilst abroad, it was a couple of phone calls to the solicitor and i picked up the keys a few days later. Its generally not a big deal and wouldn't take much time

pops5588

andyuk01 wrote: »

Just curious how some exams would stop you completing?

I completed on my property whilst abroad, it was a couple of phone calls to the solicitor and i picked up the keys a few days later. Its generally not a big deal and wouldn't take much time

It isn't the actual completing that is the problem, we have a fair amount of work to do on the house, the next set of exams coming up for OH are notoriously difficult and he has been clear from the off that in the month running up to the exam he doesn't want to jeopardise his studying by packing/moving/cleaning/putting furniture together. Seeing as his exams have such a big impact on his future earning potential and career, and it isn't me that has to take them, it is his call. If he isn't happy to move in this time, then I support him in that.

pops5588

Atomix wrote: »

Keep calm, it sounds like things are happening - but just not quick enough for your liking, the completion date moving is normal - it's so easy for you to complete as a FTbuyer, however I can think of a hundred plausible reasons for the people in the chain, keep the communication open, chances are you've had mortgage survey on it etc, so more than £50 in...

To be fair I have finally accepted to just sit back slightly and go with it, especially as none of it is in my control now. I don't mind if we don't complete until September. I just didn't know if it was worth risking an extra charge if our solicitor has basically said the chances of us achieving completion next week are slim to none. But I think it may be worth the risk, just in case.

andyuk01

pops5588 wrote: »

It isn't the actual completing that is the problem, we have a fair amount of work to do on the house, the next set of exams coming up for OH are notoriously difficult and he has been clear from the off that in the month running up to the exam he doesn't want to jeopardise his studying by packing/moving/cleaning/putting furniture together. Seeing as his exams have such a big impact on his future earning potential and career, and it isn't me that has to take them, it is his call. If he isn't happy to move in this time, then I support him in that.

Okay makes more sense now, however just because you have completed doesn't mean you need to pack/move/take on stress etc etc nothing wrong with completing on the new property and keeping your old one for a a month or so

You may find its generally less stressful keep an open mind about your completion date and if there is an opportunity to complete pre 16th Sept take it, if not you aren't any worse off

Also less risk with the rest of the chain - saying you cant/wont complete until after the 16th Sept risks someone else pulling out / mortgage offer expiring