PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Homeless and council help

124»

Comments

  • andyuk01 wrote: »
    There are a lot of extremely knowledgeable and helpful people who post here and whilst it may seem they are a little brusque they are trying to ascertain your exact situation so they can advise you correctly

    I would suggest you post a message that explains your living arrangements (Own, private rent, social rent) employment (hours, salary) your fathers pension arrangements (what private pension, what state pension) brief details of the debts and payments you make and a summary of which benefits you claim, have tried to claim or are about to claim

    People will then be able to advise you correctly about your current situation and possibly some advise on your future

    Google suggests your father should get a minimum of £145 a week so something is clearly wrong

    Thank you - thats a good idea. I will do that later today. I have to take dad to hospital, his having breathing problems with this heat. So will try and do this later. Thanks so much everyone and im sorry i got defensive im just really scared
  • RAS
    RAS Posts: 35,768 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Please, please contact Stepchange as Matt asks you to and they will be able to help sort out Dad's DMP.

    It sounds like they need to re-assess the amount he is paying if he does not have enough income to pay his bills and his debts.

    Hi and thanks for your post,

    It sounds like your father could do with some further debt advice. If you get him to call us, with his permission we can also speak to you.

    At the very least we'd need to look at his budget to make sure he can afford to live and pay his own essential bills. We can also run a benefit check for him and talk through other debt solutions.

    I hope this helps.

    Kind regards,

    Mat
    If you've have not made a mistake, you've made nothing
  • RAS wrote: »
    Please, please contact Stepchange as Matt asks you to and they will be able to help sort out Dad's DMP.

    It sounds like they need to re-assess the amount he is paying if he does not have enough income to pay his bills and his debts.
    I pay this for him.
  • RAS
    RAS Posts: 35,768 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I pay this for him.

    Which is precisely why dad needs to speak to Step-change; because you should not be paying off his debts.

    You need that money to save up for a deposit and first month's rent if he dies, to put it bluntly.
    If you've have not made a mistake, you've made nothing
  • princeofpounds
    princeofpounds Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I might also suggest you speak to Shelter on the housing issue for your future.

    Like I think everyone else here I don't think you will end up homeless when he dies. There are a few kinds of support available but councils typically practice something called 'gatekeeping' which basically means they avoid saying they will help anyone until it comes to the point where they are actually obliged to do so.

    Now as a young, single, working man you aren't going to get the best help, but at the very least you may get temporary accommodation if you can't find a property before you have to move out.

    Shelter would be able to to tell you how the various systems work so you have a plan in place.

    It would be a big help if you can tell us if the property you are currently renting is a private tenancy or a council/housing association on.

    And relax about the whole inquisition thing. People are helpful here, the more open you can be the easier it is to provide accurate information and shape some kind of plan for you, rather than just chucking random bits of information.
  • fart
    fart Posts: 376 Forumite
    A) Legally you do not have to pay his debts at all - stop paying.
    B) Not your responsbility to pay the rent.
    C) You need to get some serious advice - try citizens advice. Also look up every single benefit you're both entitled to; they will not tell you, you have to ask them.
  • RAS
    RAS Posts: 35,768 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Who is your father's tenancy with eg council? What does it say about rights for anyone else to succeed (=take over) the tenancy?

    The property is not council owned
    Its not with the council and I have been advised that if my father passes the house will be sold and I will have to find other accomodation. This was confirmed in writingto my dad too.
    If you've have not made a mistake, you've made nothing
  • witchy1066
    witchy1066 Posts: 640 Forumite
    OP , your father could live another 10 years at least , and anything can change in a year let alone 10 plus,
    so why are you worried about being homeless now

    you are a young man and when your father does pass away you will then get on with your life , you will have earnings that will get you accommodation

    get on with your life and enjoy the time you have with your father , stop worrying what will or might happen many years down the line
  • AFK_Matrix
    AFK_Matrix Posts: 682 Forumite
    witchy1066 wrote: »
    OP , your father could live another 10 years at least , and anything can change in a year let alone 10 plus,
    so why are you worried about being homeless now

    you are a young man and when your father does pass away you will then get on with your life , you will have earnings that will get you accommodation

    get on with your life and enjoy the time you have with your father , stop worrying what will or might happen many years down the line

    That's all very well but your making a lot of assumptions there. I would think that the OP knows the state of health their farther is in and it may well be that he may pass soon.

    Even if he had 10 years left it is worth thinking about things sooner so that the OP can get things setup and ready for when the unfortunate day comes and their farther passes away.

    They have already said if you had read the post they don't have any savings so how are they exactly going to get accomodation with no deposit? It takes time to save up for a deposit so they DO need to be thinking ahead.

    With an attitude like that the OP would be in big trouble if god forbid the farther drops dead within the year!!

    Take the other peoples advice and phone step change even if you think they can't help you might be pleasantly suprised :) And it will be good for you to talk about this to someone too.
  • martindow
    martindow Posts: 10,575 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My dad does not receive AA because I earn just above the limit for carers allowance so he cannot claim for this - according to the CAB.
    I don't think this is right - attendance Allowance is one of the few benefits that is not means tested. If your father is eligible it should be paid and no one's finances affect this. The form is confusing and difficult to fill in correctly. Everyone needs help from a social worker or a person experienced in how to fill it in, otherwise it is likely to be rejected.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.