Homeless and council help

paddedjohn

OP, you say you left a flat to come and look after your Dad, what will stop you getting another flat for yourself?

lincroft1710

So your father must have an income, so if you pay all his bills, what is his income used for?

ananewman_2

paddedjohn wrote: »

OP, you say you left a flat to come and look after your Dad, what will stop you getting another flat for yourself?

I have NO savings all my money is used on household bills. My father incurred alot of debt so through step change i pay this for him too. SO without much money I cant afford it.

ananewman_2

lincroft1710 wrote: »

So your father must have an income, so if you pay all his bills, what is his income used for?

My father has a measley pension which in his latter years he uses to pay for his items.

This is like the spanish inquisition. I am so scared Im just asking for some help.

RAS

Deleted_User wrote: »

I have NO savings all my money is used on household bills. My father incurred alot of debt so through step change i pay this for him too. SO without much money I cant afford it.

Please please contact stepchange as a matter of urgency. Your father should NOT be paying unsecured creditors if he has priority debts.

theartfullodger

Who is your father's tenancy with eg council? What does it say about rights for anyone else to succeed (=take over) the tenancy?

paddedjohn

It might sound like a inquisition but we are only trying to help but need facts upfront beforehand. You really need to sort out your Dads benefit claim as it sounds like he is due more than he gets.

seven-day-weekend

Is your father's house a council house? Or is it privately rented? Why does your dad not have enough income to pay his own bills? He should be getting a minimum of £145.40 per week plus at least some of his rent and Council Tax paid.

And it's not the inquisition, people have to know all the details in order to give correct advice.

RAS

If your father has a private pension??? Does he receive the full tax allowances for someone of his age (over 65 and I think over 80)?

This is not the inquisition but it is very difficult to understand the reason for the financial difficulty that prevents you saving or to understand why the council will not house you without some additional information.

pmlindyloo

paddedjohn wrote: »

It might sound like a inquisition but we are only trying to help but need facts upfront beforehand. You really need to sort out your Dads benefit claim as it sounds like he is due more than he gets.

I echo this.

If you are going to be homeless we are trying to help you increase your income so you will be able to find rented accommodation if the worse comes to the worse.

What is your dad's income?

If he has a 'measly' pension then he should be claiming Pension credit, does he?

If he has care needs (since you are caring for him then it seems he does) he should be claiming Attendance Allowance. Does he?

if he is receiving Attendance Allowance then you will not have to pay anything towards the rent or council tax as there will be no non dependent deductions.

If he has debts then his repayments should be based on his income. If he is receiving Pension Credit then he should be making token payments or getting a Debt Relief Order for debts below £15000 or going for Bankruptcy if the debts are over £15000.

Now can see why we are asking all these questions? Your dad shouldn't be in this financial position and nor should you.

Please don't be defensive we are honestly trying to help.

Please answer the questions and then we can move on.

You will not end up homeless. If you are working then you should be able to afford private accommodation.

If you aren't willing to answer the questions then I suggest that you google 'taking over a council tenancy' and you will find the information you are looking for as regards the current property.