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Am I entitled to a refund for a guides trip?

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Comments

  • real_world
    real_world Posts: 27 Forumite
    I can think of only one reason why they wouldn't be able to transfer the place but I'm not sure if this would apply in your case. If the camp your daughter is going on is a large multi unit camp. Then all the children will need to be registered before hand. It's very likely that the organizers wouldn't let a swap happen at this late stage however I would think they probably would have allowed it a few months ago.

    If this isn't the case I would ask the unit for more clarification as to why a swap can't be done.
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Beacuse they've boooked a holiday on behalf of OP. Would you book a holiday without taking out insurance that meant you weren't covered if you couldn't travel due to injury?
    My interpretation is that 'they' are supplying a holiday to the OP's child.

    If this is the case, it is for the OP (or his/her child) to take out insurance to cover the possibility of cancellation.
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 22 July 2013 at 10:46AM
    wealdroam wrote: »
    My interpretation is that 'they' are supplying a holiday to the OP's child.

    If this is the case, it is for the OP (or his/her child) to take out insurance to cover the possibility of cancellation.

    Not really, Guides are the organisers of the the trip and are as such the lead name making the booking for the group.

    I'm very surprised that bookings for UK Guide holidays don't include cancellation insurance due to injury, it's something I will take into consideration before parting with several hundreds of pounds in the future.

    It certainly isn't something you're made aware of at the time of booking, you're told you cant get a refund if your daughter changes her mind and you're told they have a comprehensive insurance policy. For trips outside the UK cancellation insurance is included.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • Dimey
    Dimey Posts: 1,434 Forumite
    edited 23 July 2013 at 7:38AM
    How strange the Guides are coming over so inflexible. I reckon it's worth you going to the top. Maybe your local Guide leader isn't as au fait as she should be.

    Given that you've offered to supply a replacement in plenty of time to change the paperwork and they've refused, how can they then justify hanging on to your money especially as they claim they have no insurance company rules to follow.

    If you do get this resolved at the top I suggest you ask for a copy of any insurance they do have so you can supply to the replacement parents. Then the parents have the opportunity to top up with their own insurance for any inadequacies.

    You'd think the Guides of all people would be spot on with insurance.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    "Any more posts you want to make on something you obviously know very little about?"
    Is an actual reaction to my posts, so please don't rely on anything I say. :)
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I thought it didn't sound right that there is no insurance. They do do it.
    Section 9 – Disruption (cancellation or curtailment)

    We will pay:
    Up to £1,000 for loss of deposits, or charges, or advance
    payments for travel or accommodation or other charges which
    have not or will not be used, but which become forfeit or
    payable under contract for any one Trip if You are forced to
    cancel any part of a planned Trip prior to the commencement of
    that Trip as the direct and necessary result of any cause outside
    Your control or that of the Group Policyholder.
    THIS INCLUDES:
    1. You cancelling a Trip because the British Foreign and
    Commonwealth Office advises British nationals against all
    travel to the country or territory that is the destination of
    the Trip. For latest travel advices please refer to the British
    Foreign and Commonwealth Office’s website:
    https://www.fco.gov.uk/travel.
    2. Up to £1,000 for loss of deposits, or charges, or advance
    payments for travel or accommodation or other charges
    which have not or will not be used, but which become
    forfeit or payable under contract for any one Trip if You are
    forced to curtail or alter the itinerary of any part of a
    planned Trip during the course of that Trip as a direct and
    necessary result of any cause outside Your control or that of the Group Policyholder.

    http://www.guidinginsurance.co.uk/ukcamp_insurance.html
    http://www.guidinginsurance.co.uk/pdfs/travel_booklet_guides.pdf

    OP, did you unit choose not to take out this insurance?
    Accept your past without regret, handle your present with confidence and face your future without fear
  • Dimey
    Dimey Posts: 1,434 Forumite
    Well found Peachy Price.

    If the unit didn't sign up to the group insurance they could be trying to cover up the omission by pretending OP can't claim.

    Oh err.

    Edit- maybe OP should just make her claim straight to the insurance co and log the date she originally reported the medical emergency to the local leader.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    "Any more posts you want to make on something you obviously know very little about?"
    Is an actual reaction to my posts, so please don't rely on anything I say. :)
  • tinkerbell28
    tinkerbell28 Posts: 2,720 Forumite
    edited 22 July 2013 at 10:53AM
    I think people are forgetting. Scouts and guides are not for profit charities.

    All the places get booked by them with the county. Lots of stuff is put in place, h&s, safe guarding kids, etc. Numbers are quite precise. Which is why people have to confirm do early and cannot get on late. It is all very complicated.

    Guides will have insurance, it won't cover parents cancelling their child's trip. It will cancel the GROUP. Not individual parents pulling their child of the trip for whatever reason. It will cover things like, so and so hurting herself on camp, or whilst in their care, etc, etc.

    The thing is, the guide group would have confirmed and paid now. So that £120 for a cancelled place would be coming out of the group money anyway.If they refunded you.

    It is always made crystal clear to parents who book their kids on camp. After a certain date, no other child can get on, places paid well in advance.

    Some groups will as a good will gesture refund in cases like this, not all though. As it sets a precedent, of parents trying to cancel for all sorts. The thing is once they've paid all the camp, transport activities. That loss of refund comes out of their own pocket. Which has a knock on effect with the group and activities/subs.
  • wealdroam
    wealdroam Posts: 19,180 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    wealdroam wrote: »
    My interpretation is that 'they' are supplying a holiday to the OP's child.

    If this is the case, it is for the OP (or his/her child) to take out insurance to cover the possibility of cancellation.
    Not really, Guides are the organisers of the the trip and are as such the lead name making the booking for the group.

    I'm very surprised that bookings for UK Guide holidays don't include cancellation insurance but to injury, it's something I will take into consideration before parting with several hundreds of pounds in the future.

    It certainly isn't something you're made aware of at the time of booking, you're told you cant get a refund if your daughter changes her mind and you're told they have a comprehensive insurance policy. For trips outside the UK cancellation insurance is included.
    I am not sure it really matters exactly who is supplying what to who.

    The significant point is that the OP has outlayed some money and therefore is the one taking the risk.
    Harsh it may be, but if his/her child cannot attend for no fault of the organisers, it is the OP that must suffer the loss.
  • Dimey
    Dimey Posts: 1,434 Forumite
    I think people are forgetting. Scouts and guides are not for profit charities.

    All the places get booked by them with the county. Lots of stuff is put in place, h&s, safe guarding kids, etc. Numbers are quite precise. Which is why people have to confirm do early and cannot get on late. It is all very complicated.

    Guides will have insurance, it won't cover parents cancelling their child's trip. It will cancel the GROUP. Not individual parents pulling their child of the trip for whatever reason. It will cover things like, so and so hurting herself on camp, or whilst in their care, etc, etc.

    The thing is, the guide group would have confirmed and paid now. So that £120 for a cancelled place would be coming out of the group money anyway.If they refunded you.

    It is always made crystal clear to parents who book their kids on camp. After a certain date, no other child can get on, places paid well in advance.

    Some groups will as a good will gesture refund in cases like this, not all though. As it sets a precedent, of parents trying to cancel for all sorts. The thing is once they've paid all the camp, transport activities. That loss of refund comes out of their own pocket. Which has a knock on effect with the group and activities/subs.

    OK but that doesn't explain why they won't let the OP supply a replacement when they've had over 2 weeks notice to change the paperwork. That way no one loses out.
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    "Any more posts you want to make on something you obviously know very little about?"
    Is an actual reaction to my posts, so please don't rely on anything I say. :)
  • tinkerbell28
    tinkerbell28 Posts: 2,720 Forumite
    Dimey wrote: »
    OK but that doesn't explain why they won't let the OP supply a replacement when they've had over 2 weeks notice to change the paperwork. That way no one loses out.

    2nd paragraph. I really can't be going into it all now. It's all red tape and at district level not group level.
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