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Anyone want to join me? Awaiting Mortgage decision...

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Comments

  • Alsav
    Alsav Posts: 18 Forumite
    Yet Another Update!!!

    Chased Connells and they agreed to do the survey tomorrow morning instead of next week!

    Bricking it now that this will come back ok and we get a mortgage offer 😫😫😫😫
  • MrCH
    MrCH Posts: 105 Forumite
    Natwest update

    11/8 Offer accepted
    11/8 DIP put in
    14/8 DIP approved
    14/8 All docs sent to broker for full app
    17/8 survey fee taken out
    18/8 email received to say that a survey will be done 23/8
    22/8 valuation moved to 30/8

    6th September - MORTGAGE OFFER :j:j:j

    Me and the wife are absolutely made up. Been needing to get this mortgage for quite a long time but circumstances stopped us.
  • stu2500
    stu2500 Posts: 193 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    MrCH wrote: »
    Natwest update

    11/8 Offer accepted
    11/8 DIP put in
    14/8 DIP approved
    14/8 All docs sent to broker for full app
    17/8 survey fee taken out
    18/8 email received to say that a survey will be done 23/8
    22/8 valuation moved to 30/8

    6th September - MORTGAGE OFFER :j:j:j

    Me and the wife are absolutely made up. Been needing to get this mortgage for quite a long time but circumstances stopped us.

    Great news, congratulations! Hopefully my Natwest one will follow soon
  • tt07
    tt07 Posts: 98 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    MrCH wrote: »
    Natwest update

    11/8 Offer accepted
    11/8 DIP put in
    14/8 DIP approved
    14/8 All docs sent to broker for full app
    17/8 survey fee taken out
    18/8 email received to say that a survey will be done 23/8
    22/8 valuation moved to 30/8

    6th September - MORTGAGE OFFER :j:j:j

    Me and the wife are absolutely made up. Been needing to get this mortgage for quite a long time but circumstances stopped us.

    Well done good luck with the rest of the process.
    Alsav wrote: »
    Yet Another Update!!!

    Chased Connells and they agreed to do the survey tomorrow morning instead of next week!

    Bricking it now that this will come back ok and we get a mortgage offer 😫😫😫😫

    That's good, should you not be excited to get the offer?
  • tt07
    tt07 Posts: 98 Forumite
    Part of the Furniture 10 Posts Photogenic Combo Breaker
    We are waiting a Mortgage Decision and part way through the process
    04/08/17 - AIP Done
    06/08/17 - Plot Reserved
    11/08/17 - Chat with advisor
    17/08/17 - Got Application Form
    21/08/17- Application Received and Scanned
    23/08/17 - Passed 1st checks and passed to underwriter
    25/08/17 - Surveyor booked for 4/9
    04/09/17 - Surveyor Been
    05/09/17 - BS received Survey
  • spoke to mortgage broker this morning she said should have an update later today guess what no update gonna crack a few beers to chill seriously dong my head in
  • MrCH
    MrCH Posts: 105 Forumite
    stu2500 wrote: »
    Great news, congratulations! Hopefully my Natwest one will follow soon

    Thank you. Good luck with it.
    How long have you waited since survey?
  • Feeling the nerves now...

    21st Aug - Plot released (new build)
    23rd Aug - DIP Halifax (via broker, L&C)
    26th Aug – Plot reserved, fee paid
    29th Aug – Instructed conveyancer (bit keen maybe?)
    30th Aug – Discussion with L&C
    30th Aug – HTB application completed and sent back to L&C
    31st Aug – Mortgage application submitted to Leeds Building Society (L&C found a better mortgage deal with LBS than with Halifax)
    1st Sept – Credit search appeared on credit report from LBS
    1st Sept – Additional documents requested by LBS
    2nd Sept – Additional documents posted to L&C

    Hoping L&C process our additional documents tomorrow and get these back to LBS.
    No word on valuations or anything yet.
    Seller (Bellway) have given us until 7th October to exchange... hoping this is still realistic!?
  • Had my valuation and survey carried out by Colleys last week. Valuation came back fine and have mortgage but have been told the survey can take 10 days to be written. I'm on the edge of my seat waiting to see if the house is ok.
  • stu2500
    stu2500 Posts: 193 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    MrCH wrote: »
    Thank you. Good luck with it.
    How long have you waited since survey?

    Thanks. Our survey is booked for 15th September, still expecting to wait till the end of the month for our offer (all being well).
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