Anyone want to join me? Awaiting Mortgage decision...

Anzhelka

I've spent whole day constantly refreshing mailbox when was awaiting DIP decision lol

Anzhelka

AQAddict , you are quite risky instructing solicitors before getting an offer. We are still waiting, as don't wanna loose £200 for the fees.

AQAddict

AQAddict , you are quite risky instructing solicitors before getting an offer. We are still waiting, as don't wanna loose £200 for the fees.

See I've heard mixed things about this. Some books and guides say solicitors first, others mortgage. The Nationwide application online included a box for solicitor's details, so I don't know how that would work without them?

Vendor is keen to sell (it's her buy to let and tenants have given notice, she doesn't want to rent it out again) and one of the reasons she accepted my offer on an in-demand property was me instructing solicitors right away. That said, I emailed my solicitor yesterday, and she said she hasn't heard a peep from the vendor's conveyancer, so she's not shelled out on any fees yet on my behalf. Can't be in that much of a hurry then!

Anzhelka

Oh I see....we are buying new build so it can be completely different story here...

AQAddict

Oh I see....we are buying new build so it can be completely different story here...

So I've heard, new build can seem to be a bit of a saga! I'm having faith that this will be straightforward, but as it's the first time doing this I'm probably being a bit optimistic, hehe. Fingers crossed all goes well for you x

Anzhelka

I think I'm gonna get mad before we will get an offer....we are soooo in love with this house...received today pictures from valuation...but we don't have an offer yet. should be here by today though...will probably chase our broker again (poor him, he've got so many messages from us lol)

Anzhelka

It's a nightmare! They replied that they now need marriage certificate!! We'be been told that offer will be issued within 3 days, 3 days passed and now they want more documents!!! 3 days ago they said absolutely everything is fine!!! Our broker will speak with their manager!

NeverAgain2

FTB here and I'm trying to fumble my way through this process. They really should teach it in schools. Thank gawd for our mortgage adviser! Mortgage application is in and the valuation/Home-buyer survey is TODAY... Friday the 13th. Eeek!

The house is in probate and the family are happy to move quickly so it's just a waiting game now

Anzhelka

Unfortunately the waiting game is the worst....we are waiting now 2 month to get an offer....

Panicky_buyer

15 days after being told our formal mortgage offer has been made by Natwest we have finally recieved the paperwork!! Don't think I have been more nervous throughout the whole process, happy doesn't even begin to describe it now hurry up sellers conveyancer and let's get a move date