Anyone want to join me? Awaiting Mortgage decision...

Purplepeopleeater

I'm in a similure position as to a few of you , here is my time line ;
MIP - straight away through mortgage broker
Mortgage application submitted - 13/08
14:08Txt back from Nationwide to say valuation was booked for 17/08
20/08 - txt received to say they had now had the valuation back and would review it and get back to us if they needed any further info
So waiting game now ��

dodo01

Had decision today and it's a NO. Due to it being an insurance risk. End of. Withdrawn offer.Second house we have lost in 12 months. This has killed me off.
Best of luck to everyone else. Hope it's better news.

charliewocka

Both of our mortgage offers have now been amended to show the correct address (although they still had the delivery address of the letter to the 'incorrect' address!). Only a small error, they put the number of the house on the street line instead, but it needs to all be watertight.


We are ready to go!

JamesN

dodo01 wrote: »

Had decision today and it's a NO. Due to it being an insurance risk. End of. Withdrawn offer.Second house we have lost in 12 months. This has killed me off.
Best of luck to everyone else. Hope it's better news.

Really sorry to hear that. Hope you get some better news in the future!

mrsbigz

I've paid off 4 credit cards and had to send proof of payment over to broker to send to nw, sent over today told me the case worker won't look at it till Monday at earliest now. Another weekend of limbo awaits......

LauraH28

We had a crap day too. Something to do with the loft conversion so we're in limbo. Who books a Servey for a Friday.

JamesN

Ahh sorry to hear that. Who told you about the loft conversion? Our surveyor has been and submitted the report, assume that means its ok?

They didn't mention anything about issues to the developer...

LauraH28

Oh looking good for u James!! No the lofts lovely but surveyor noted no fire doors etc I thought he was there to valuate it

rcrook

LauraH28 wrote: »

We had a crap day too. Something to do with the loft conversion so we're in limbo. Who books a Servey for a Friday.

try not to worry too much (know this is easier said than done!) we had problems on our survey but Halifax were only interested in the valuation part so don't lose hope!

LauraH28

The valuation side is 1k over what we've paid so fingers crossed