Anyone want to join me? Awaiting Mortgage decision...

JamesN

I didn't think they worked weekends? I'm hoping for a quick turnaround (all being well of course!) people on here seem to have it pretty soon after. Maybe I'm being too optimistic though.

It's great to have someone at the same stage as us! Are you buying new build as well?

LauraH28

No it's a 4 bed on an estate it is private perfect for our kids. Drive and huge garden!! Yeah our broker insists they work Saturday maybe he shouldn't have told me that lol

JamesN

Thanks for letting me know! I'd given up hope of hearing anything at the weekend after last Friday. Fingers crossed we both hear by sat am. Ours is a 4 bed as well but small garden and massive driveway lol.

LauraH28

I'm not getting the hopes up for Saturday. In fact starting to get cold feet about it all. If they are going to say no I wish they had done it 20days ago lol.

JamesN

Part of me thinks they wouldn't book a survey if they were unsure though. Should be relatively safe and as long as the value is right there shouldn't be any issues.

LauraH28

That's what I keep telling myself then again some of these forums don't help with the what ifs!! Fingers crossed for Friday. Christ now I know why people say moving house is stressful

JamesN

Couldn't agree more!

mrsbigz

Well, rang nationwide direct today as can't take the waiting anymore - they said we should hear by end of tomorrow - keeps moving on a day. I wish someone would just tell me yes or no and put me out of my misery!!
Hope we all get our news soon and that it's good all round!!!

LauraH28

mrsbigz wrote: »

Well, rang nationwide direct today as can't take the waiting anymore - they said we should hear by end of tomorrow - keeps moving on a day. I wish someone would just tell me yes or no and put me out of my misery!!
Hope we all get our news soon and that it's good all round!!!

I really hope u get some news tomorrow. I say the same even if it was bad news at least we would know. I have everything crossed for you! Keep us posted please x

aoeiiking05

Hi all,


FTB, waiting for our valuation and full mortgage application to go through:


15.07 - offer made (1 bed flat, built about 9 years ago)
17.07 - offer accepted
17.07 - AIP application made, approved same day (Coventry, via a broker)
21.07 - about to make full application with Coventry, but broker highlights that they need 6 months continuous employment history (might be an issue with partner). Not impressed as broker knew all our details before doing AIP!
23.07 - decide to go with a different broker and new lender that only needs 1 month work history (Nationwide). AIP made and approved same day.
29.07 - full mortgage application made to Nationwide
31.07 - valuation booked for Aug 17th (a longer wait than expected, perhaps due to the computer crash that apparently happened at Nationwide???)
17.08 - valuation day......and the estate agent fluffs it up! Apparently the tenant had moved out, key wasn't handed over to agent in time so the surveyor couldn't get into the flat Not happy with the est agt, least of all after waiting so long for the valuation!
21.08 - valuation rescheduled....


I'm just hoping for the valuation to go smooth and for the full mortgage application to go through fairly soon after.


Anyone else have any recent experience with Nationwide?