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Anyone want to join me? Awaiting Mortgage decision...

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Comments

  • snudge01
    snudge01 Posts: 29 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    Does anybody have experience of NatWest not accepting email scans of copy wage slips. My broker said they want them posted??
  • omarftb
    omarftb Posts: 24 Forumite
    Anyone know how long rbs are taking at the moment 2 weeks in valuation done last wednesday still no answer
  • kingstreet
    kingstreet Posts: 39,334 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    snudge01 wrote: »
    Does anybody have experience of NatWest not accepting email scans of copy wage slips. My broker said they want them posted??
    We have to fax or post certified copies of documents to NatWest.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • snudge01
    snudge01 Posts: 29 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    kingstreet wrote: »
    We have to fax or post certified copies of documents to NatWest.


    Thanks for the reply. Thought it strange in this day and age that email would be better but hey ho.
  • kingstreet
    kingstreet Posts: 39,334 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We email documents to only a few lenders.

    The better ones allow us to upload pdfs directly to the case, so they are received instantly.

    Two, namely Halifax and NatWest, are still using 20th century post or fax.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • snudge01
    snudge01 Posts: 29 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    Can anyone help with information about the credit search for a mortgage. After they do the initial search and view the history and score, are they allowed to search again at a later date or do they work off the information from the time they searched and agreed in principal?
  • snudge01
    snudge01 Posts: 29 Forumite
    Tenth Anniversary 10 Posts Name Dropper Combo Breaker
    kingstreet wrote: »
    We email documents to only a few lenders.

    The better ones allow us to upload pdfs directly to the case, so they are received instantly.

    Two, namely Halifax and NatWest, are still using 20th century post or fax.


    It's very surprising they still don't use e-mail for this.
  • kingstreet
    kingstreet Posts: 39,334 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    They don't have a secure email system.

    The lenders who accept documents by email have secure facilities. We don't send confidential information in "normal" emails.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • KolaKubsim
    KolaKubsim Posts: 22 Forumite
    Still nothing from Nationwide.

    Application submitted on the 26th Feb.
    Valuation done on 4th March and approved on 5th March.
    Nothing since then.
    Broker just says its with the underwriters.

    No news is good news I suppose!!
  • STG_2015
    STG_2015 Posts: 44 Forumite
    KolaKubsim wrote: »
    Still nothing from Nationwide.

    Application submitted on the 26th Feb.
    Valuation done on 4th March and approved on 5th March.
    Nothing since then.
    Broker just says its with the underwriters.

    No news is good news I suppose!!

    I applied same day 26/02, valuation day before you 3/3, had a few issues and asked for more info but finally got my offer today, I have to put another £600 down which is odd but I'm just pleased to have an answer either way! Not sure what happens next, if the offer comes to me and then I send to solicitor not sure hopefully we can exchange within a week fingers crossed :)
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