Anyone want to join me? Awaiting Mortgage decision...

asherzly92

Congratulations to everyone receiving offers!

I’m updating my timeline and off to the waiting to exchange thread.

29/06 viewed house

29/06 offer made and accepted

30/06 conveyancer instructed

2/07 mortgage application made with TSB through broker

14/07 surveyor booked valuation

16/07 valuation took place

05/08 - mortgage offer given

So happy to have received an offer! I think we would have had it sooner but the coronavirus impact form weren’t quite completed right.

Good luck to everyone waiting for offers, it will come through! Here’s to positive thinking 😊🥂🍾

28tsw

asherzly92 said:

Congratulations to everyone receiving offers!

I’m updating my timeline and off to the waiting to exchange thread.

29/06 viewed house

29/06 offer made and accepted

30/06 conveyancer instructed

2/07 mortgage application made with TSB through broker

14/07 surveyor booked valuation

16/07 valuation took place

05/08 - mortgage offer given

So happy to have received an offer! I think we would have had it sooner but the coronavirus impact form weren’t quite completed right.

Good luck to everyone waiting for offers, it will come through! Here’s to positive thinking 😊🥂🍾

I’m obsessed with TSB at the moment - were you straightforward in terms of employment? Our buyer is not self employed or COVID affected and valuation on 22/7 no update yet and told it was with broker last week but 4 days on nothing 🤷🏻‍♀️

Also congratulations 🍾 

J4mesg

Anyone tried escalating with lender directly? Or will this be frowned upon by MB and lender? Thinking of calling lender in morning. Supposed.to be.moving 17th.

asherzly92

I’m obsessed with TSB at the moment - were you straightforward in terms of employment? Our buyer is not self employed or COVID affected and valuation on 22/7 no update yet and told it was with broker last week but 4 days on nothing 🤷🏻‍♀️

Also congratulations 🍾 

Thankyou! @28tsw
yes we are unaffected by coronavirus and have been working throughout. I called TSB direct yesterday and they told me they have an 8 Working day turnaround for applications when all documents are submitted. On Monday our broker had to submit a new coronavirus form due to only one of our names being put on. So from last Monday to today is how long it took to be reassessed which is probably around the 8 working days.
Hopefully your buyer will hear back soon enough then, they are taking forever! The annoying thing was that our broker advised us there was only a 14day turn around on applications when we applied. 

asherzly92

J4mesg said:

Anyone tried escalating with lender directly? Or will this be frowned upon by MB and lender? Thinking of calling lender in morning. Supposed.to be.moving 17th.

I called and spoke to the lender directly yesterday as my application had been in 4 weeks, I gave it the ‘what’s your turnaround times?’ Approach, which May or may not have helped as I got my offer today

J4mesg

asherzly92 said:

J4mesg said:

Anyone tried escalating with lender directly? Or will this be frowned upon by MB and lender? Thinking of calling lender in morning. Supposed.to be.moving 17th.

I called and spoke to the lender directly yesterday as my application had been in 4 weeks, I gave it the ‘what’s your turnaround times?’ Approach, which May or may not have helped as I got my offer today

Thanks will call them today

J4mesg

No joy. Wouldnt tell me anything will only discuss with MB. 

Toastie2018

J4mesg said:

No joy. Wouldnt tell me anything will only discuss with MB. 

Thanks for the update J4mesg. I was planning to call the lender this morning as well. Might start with the MB instead. 

SierraRomeo30

I emailed my MB yesterday asking them to escalate the case as we’ve been waiting 5 weeks, over 3 weeks since the valuation was done. MB has not responded - think they’re getting fed up of me. It’s so frustrating!

SierraRomeo30

hughes1497 said:

SierraRomeo30 said:

I don’t know if I’m being unreasonable but I’ve asked my mortgage broker to escalate the case with the lender as it’s been 3 weeks in a row we’ve been promised news by the end of the week. I want some assurances this time...

Certainly not being unreasonable! I hope you get it sorted soon. Are you with NW also?

Ahh no, we’re waiting on Accord (who ironically we were recommended as they usually turn things around quickly). She says...5 weeks and counting...