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Living on next to nought - is that the key?

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  • Upsidedown Bear - I hope that getting to know - 'Araf' and 'Heddlu' were not connected in any way........ :rotfl:
    :eek::eek:
    No :p

    As for the food photos I'm going with INOD's comment earlier - "I nearly licked the screen. That looks so good." :D

    Wela i chi!
  • I know a Welsh word.
    Araf :cool:
    No, 2 :p
    Heddlu :)

    Need to learn more :)

    Me too, Upsidedown Bear....

    Ambiwlans :D (must get out more :rotfl:)

    Hiya GP,

    got back last night after a lovely few days on holibobs. I have been able to read posts but not respond very well :( So sorry you have had a bit of a rough time again.

    Love the pizza (and the custard, of course)

    The family are coming round this afternoon so I will be AWOL again until tomorrow. Hugs to everyone x
    Sealed Pot Challenge #012
    SPC #5 £111 SPC #6 £175 SPC #7 £151 SPC#8 £78 SPC#9 £72.50 SPC #10 £23.50 SPC #11 £276.18
    SPC #12 £108.56 SPC 13 £127.89 SPC 14 £113.62
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,583 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 15 November 2014 at 1:39PM
    *sigh*

    In this modern age of computers and information overload, why does the fact that my energy company claim that my 'personal projected gas use' will cost over £39,000 in the next 12 months....... not surprise me

    Why, when I submit my meter readings weekly, did the meter reader - reading the meter 3 days later - apparently submit a gas meter reading that was what I had submitted as my use 3 weeks ago?

    Why, when I chatted to an adviser online, was their 'knee jerk' response to say.... 'As we move into winter, consumption will go up, as will costs.....'

    At least they had the decency to actually look again at the figures when I pointed out the £39,000 disparity from what they were projecting I would use in my October statement, and perhaps got the sarcasm (intended) in my query as to what weather forecast the energy company had been listening to.......

    Mind, I did get a *free* laugh at the paragraph on the last page that reads; 'If my personal projection is >£39,000 then how can my monthly Direct Debit be £XX.xx?' How indeed? :rotfl:

    *sigh*

    Good job I've not got a frail heart - could have knocked me sideways seeing that figure! :rotfl:

    I must re-sign up to :money:'s club. If I could find an energy co that didn't charge a daily standard charge, I'd probably be in the money....... I've been with this lot over a year now, not that there is an exit fee anyway (and neither should there be!). I got fed up of the last lot because they insisted on playing silly b's instead of providing good customer service.

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £46.70/£300 
    Non-food spend August 2025 £0/£50
    Bulk Fund August 2025 £0/£10 
  • rtandon27
    rtandon27 Posts: 5,671 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    ^^^^^
    :mad::mad::mad:

    Nothing worse than poor customer service!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    They are all the pits :mad:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Cheery_Daff
    Cheery_Daff Posts: 17,144 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry to hear of your energy company woes - although I confess I'm laughing quite a bit at the thought of a ludicrous £39,000 gas bill! :eek: :rotfl: :rotfl: Will you be running your entire house as a permanent neighbourhood sauna?! :rotfl:
  • rtandon27
    rtandon27 Posts: 5,671 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    GP - the OH mentioned that 'we' should check what's on for curry murray tonight - he doesn't even like curry!:rotfl::rotfl::rotfl:
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Hello GP!!

    I have fashioned some semblance of a computer together with the two pieces of my laptop and a monitor borrowed from work. Tis only temporary however as I don't see work lending me equipment, even unused, for very long.

    Dinners as always looking lovely. Your inspiration has me turning homemade burgers and out of date tortillas into enchiladas with homemade sauce.

    rtandon had to laugh at your other half. Bless!

    GP, just to say, in real life I have a 'home' name, and a work name. As I work in finance, my name has to match that of my passport, but no-one calls me that! So I basically answer to anything. My username is a nickname built on a mistype of my home name, if you follow :rotfl: so call me whatever comes easily to your mind.

    Will try and be around, but it may be few and far between. I almost spent £800 on a shiny new pretty macbook tonight, but it needs to wait until January when my savings kick out. So I closed the page ;)

    Off to sleep now. Nanight! x

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Well at least "o diar" wasn't the next word after "Araf" and "Hethlu":rotfl:
  • Good Morning :hello:

    Beanie - you are so right - they are all the pits aren't they, every last one of them.

    Cheery - that's the thing, the energy co rep 'didn't get it' at first (and we'll wait to see if they have really 'got' what I was on about). DP said thank goodness it wasn't the leccy bill, as it wouldn't have been the neighbourhood sauna we'd have been running....... :o As long as the computer doesn't seek to 'match' my D/D to my projected bill, we may yet be ok....... :D
    rtandon27 wrote: »
    GP - the OH mentioned that 'we' should check what's on for curry murray tonight - he doesn't even like curry!:rotfl::rotfl::rotfl:

    ^ I LOVE this :D:D DP told me off for not putting curry on the menu last night, as I could have made this in advance and not missed the footy. As it was, I altered the dish, got to watch most of the first half, and then whilst making tea, missed the first 2 goals........ :rotfl:

    Lilt - here's hoping your workplace is 'well endowed' with equipment and they are happy that at least one teeny, tiny little thing is being used, not stuck in a cupboard. Fingers crossed for ya that you get to borrow it until your finances allow a replacement :D

    moneyistooshorttomention - it would have been 'oh diar' in deed wouldn't it? :D

    So, yesterday turned out as planned. We spent dosh, so can't claim a NSD.

    Dinner did morph from 'mushroom barley orzotto' (Heidi's version) into mushroom pasta. Simply because I couldn't be bothered to stand over the stove by the time we got in. As it was, I got to see the 'boring' half of the footy, and then missed 2 of the goals :o Still, we won in the end. We then watched the Scotland v New Zealand rugger match, which we had taped. A much more entertaining match, and I really, really thought that Scotland were going to beat NZ, or at the very least keep it to the 1 point difference. In the end, it was not to be, but as ever, Scotland put their heart and soul into playing. I'm looking forward to watching the Scotland v England footy on Tuesday (if it is on terrestrial TV) as I'm expecting good football from the Scottish team. No reason why they can't beat England. What I'd really like to see is a fabulous match, and be content whatever the score, whoever the eventual winner. That's what sport should be about.

    Did anyone else watch that 'War poets' programme later on? We've been to several places this year that have featured WW1 exhibitions, and because of what we had seen/read/understood, this programme really, really conveyed the horrors of the Somme.

    We've had a lie-in this morning. Makes a nice change and I'm not complaining :D Best start shifting a tail-feather now though.

    Dinner this evening is going to be curry...... Maybe DP had a point.......:rotfl: It's the Bengali Butternut Squash recipe that muddywhitechicken put us on to :D

    Aiming for a NSD today. And I'm going to sort out my Christmas card list. DP has mentioned getting a walk in too. Don't think it will be anywhere too far, just to the park or something. I'm also going to have to work out what to do with half a bag of rocket, as I totally forgot to put it in the pasta dish last night :doh: And needless to say, I didn't take a photo - y'all know what mushroom fusilli pasta looks like, topped with 'parmesan' type cheese :D

    Thank you so much for popping in, reading and commenting. I greatly appreciate it.

    See y'all later.

    Greying
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £46.70/£300 
    Non-food spend August 2025 £0/£50
    Bulk Fund August 2025 £0/£10 
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