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SarahNeedle1872 - DFW Diary
Comments
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£189 thats amazing Sarah.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Watch out Sarah, Len's got the horn today.... :rotfl:Total 'Failed Business' Debt £29,043
Que sera, sera.
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Always :rotfl:immoral_angeluk wrote: »Watch out Sarah, Len's got the horn today.... :rotfl:This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
No different from any other day then!:j:rotfl:immoral_angeluk wrote: »Watch out Sarah, Len's got the horn today.... :rotfl:'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Cor, what do you girls think of me?This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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Hey, its not a bad thing!'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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*blows the dust off*
Nothing too much exciting to report really..... OH is back on board again after the tv blowout... he is on his last packet of cigarettes and gives up (again) after that. He has been 'testing the water' by going whole days without cigs, and thinks he can do it this time
I hope he does, I will try to support him as best I can 
Moneywise, fished £194 out of my Terramundi, £110 in £2s and the rest in £1s, 50ps and 20ps..... Didn't particularly want to do it, but I am so paranoid that OH will fish them out and spend them! I'm don't think he would, but I still worry! It does take my Olympic challenge total to the bronze goal though!:j
Back down to two credit cards, as we transferred the £800 tv (and £300 we also managed to spend :mad: ) onto my Egg card (CC2), as it has a 0% for 7 months deal, and this gives me a target to aim for with paying off the CCs - CC1 is 4.9% for 60 months and the loan only has 6 more payments left before it is gone :T
That gives me just 6 months to find £2318.26 to pay off the cards :eek: I'm sure if I pull my finger out it can be done
Oh and most excitingly (and equally scary for me!) I have cut up all my cards! I still have one in my purse for 'real' emergencies, but its cut in two so I can't use it in the shops! OH also knows that its a 'no credit cards at all' few months now, until all the debt is gone! It is a bit scary because I have never been without an 'emergency cc' - but look at the mess that got us into! Even if we end up raiding all the change jars, there will be no CCs at all
I also snipped the card for the bills account (which ended up the month at only -£40 instead of the -£250 I thought it would be, due to counting error on my part 
) so no temptation there - in a REAL cash emergency, I do have a cheque book I can draw cash from....
Got loads of things to eBay, and was gonna start tomorrow, but OH's DS1 is coming over to stay, so my hand is forced into housework so he has somewhere to sleep!:o Will have to save those for another day..... but another day very soon!
Will stop waffling now, have a little more reading to catch up on then some tv to watch before bed
Sx'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0 -
Go girl go.
You sound very determined.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Sorry to hear about your dad Sarah, hope he gets well soon.
As for your money saving ways you are doing very very well, keep it up 0 -
Thanks hun, he seems to be doing ok atm, he looked much better than some of the other poor people on the ward!'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde0
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