A very costly 0% expiry date error!

rjhand

Maestro. wrote: »

Don't worry. It's always the same small group of people that do this on this board... they probably all work in banks or something.

Although, you can't really blame anyone but yourself for forgetting!

I guess you're right...you certainly are re looking for anyone else to blame!! Money has been moved today thankfully. Still, so bloody annoying

Deru

The pack mentality is a bit annoying. I never join in and just click away but TBH, with your opening post, I thought it was a windup / troll post!

I didn't check your profile or anything but given what you have as your Occupation brought up by someone here, I'm very surprised you missed it for so long...but anyway, live and learn.

gwapenut

I think you might have had a more sympathetic response up until you slandered the bank with "and the bank happily bleeding me dry and making no real effort to alert me to what was clearly an 'error / oversight' on my part"

From the rest of your post you clearly do take the bulk of the responsibility for this, however it's all too common in today's world for people to drift through life without taking any personal responsibility, which is why such a phrase gets the hackles up of so many responsible people. The Daily Mail's online money pages is full of people getting headlines for their mistreatment by banks etc, when in reality they just need a good slap and to be told to read the not-so-small print.

But granted, you were not shrugging off all responsibility in this case.

TheGibbon_2

rjhand wrote: »

Thankfully a £1000 doesn't cause any real financial pain

I thought you initially claimed that they were "bleeding you dry"... or was that just a rhetorical hyperbole?

Herbalus

rjhand wrote: »

Rest assured I'm not after sympathy, just 'advice' from people how may have had an answer.

You didn't get sympathy, so why did you launch a tirade against other people if, when it didn't arrive, you didn't want it?

The 'advice' you seek is simple. You are a financial man. I'm sure you can work it out. Pay the bill because you owe them.

Oh, I forget. You did pay the bill. (That makes me feel a little smug if I'm honest....!)

rjhand

This is rather childish now and frankly I do not have either the time nor inclination to continue the bitter exchanges. Thanks to those of you who offered honest advice. Keep checking those statements everyday to those that didn't.

scootw1

rjhand wrote: »

This is rather childish now and frankly I do not have either the time nor inclination to continue the bitter exchanges. Thanks to those of you who offered honest advice. Keep checking those statements everyday to those that didn't.

Unbelievable. No wonder the country is in such a financial mess if every banker is as arrogant as you.

ermine

rjhand wrote: »

Pathetic! no doubt you guys never made a single mistake in your lives right?

On the contrary. I have made many mistakes in life, including a minor version of yours.

Where perhaps we differ is that we looked at the situation, informed ourselves, and where we came to the conclusion we were in error we sucked it up, paid up and learned not to make the same error again.

We didn't immediately look to blame others for our incompetence, failure to pay attention, or lack of situational awareness.

Had you posted "oh boy, look at what being a damn fool cost me, make sure you read your cc statements and use a service like MSE's very own Tart Alert Tool to not have the same thing happen to you" you might have got some commiseration at least.

As it is I charge you with being a complainypants. Your life will improve dramatically when you step up to the plate and acknowledge responsibility for the consequences of your own actions. Because then you will start to reduce the incidences of such self-induced own goals. YOU screwed up here, not the bank. So it's up to YOU to pay. End of.

Don't let it happen to you again. Set the Tart alert to two months before your interest free period ends. You might have a chance to get a transfer deal if you failed to save the money in the meantime.

roonaldo

I went to Tesco earlier and to my astonishment they tried to charge me for the goods I wanted at the checkout. Dirty horrible money grabbers. I didnt read the price tags, they should have spelled it out to me and warned me. How was I to know.
What is the world coming to?
You lot are nasty for telling me i'm silly.

redpete

rjhand wrote: »

Not smug pal, all hard earned. Rest assured I'm not after sympathy, just 'advice' from people how may have had an answer. If it upsets you so, well.........toughen up fella! Work harder, and yes, that was intended to be smug!

Apparently you've gone but in case you do read this...

I'm not your pal and probably wouldn't be even if I did know you.

Not upset, just irritated by your arrogant, hypocritical and ignorant attitude.

I work hard enough to earn sufficient to keep me happy.