revert the pension age to 60/65

Pollycat

mumps wrote: »

No, they got it wrong, women who are going to qualify for SRPat 65 aren't the ones benefitting from the 30 years NI contributions, they will have to pay 35 years to get the full pension. The other poster didn't mention 30 years currently and did refer to retiring at 65 and only needing 30 years which is wrong. You thought it was a good point and I pointed out the mistake.

This is what the post under discussion said:

molerat wrote: »

I notice that the op failed to mention that to get the full sp at 60 a woman had to contribute for 39 years, to get it at 65 only 30 years contributions are needed.

The 2010 changes meant that a person could stop working earlier, from age 46, and still receive a full basic state pension at the appropriate time instead of generally working until at least 55 for women and 60 for men.

Is the 35 years qualifying for State pension law yet?
If it isn't, there is no guarantee that it will be, therefore the post that I said had a good point did indeed have a good point - as things stand currently - as I said in post #50.

mumps wrote: »

People starting work now, and for quite a while, know about Sunday working. If they are choosing a career and don't want to work Sundays then choose a job that allows them that choice.

I think Southend1 and redbuzzard have said everything I would have said about Sunday working so I won't bother - except to say that just speaking with one woman about not working Sundays doesn't make it a fact that everyone is delirously happy to work Sundays.

mumps

Southend1 wrote: »

Don't get carried away, they didn't do it as a special favour to you, rather for their friends who own businesses which stand to profit from your belief that more socks make you a happier person.

Step back and ponder for a moment. You have two feet. You don't need to wear more than one pair of socks at a time. How many pairs of socks do you really NEED?

Now think about your children. How much do they value quality time spent with you? How much is that time together worth to you?

I already pointed out I don't wear socks.

My children are grown up and flown the nest, sometimes I see them on Sunday sometimes other days. I enjoy seeing them on Monday, Tuesday, Wednesday, Thursday, Friday and Saturdays, I don't get any special enjoyment on Sundays.

mumps

Pollycat wrote: »

This is what the post under discussion said:


Is the 35 years qualifying for State pension law yet?
If it isn't, there is no guarantee that it will be, therefore the post that I said had a good point did indeed have a good point - as things stand currently - as I said in post #50.


I think Southend1 and redbuzzard have said everything I would have said about Sunday working so I won't bother - except to say that just speaking with one woman about not working Sundays doesn't make it a fact that everyone is delirously happy to work Sundays.

Well lets see if any woman who gets her pension at 65 needs 30 years or more.

I spoke to that woman as Southend1 kept on about shops, I am a Personnel Manager and most of my staff work Sundays, they like the enhanced pay, they like their workings conditions. I haven't had to advertise a job in over ten years as friends of our staff are keen to work for us. I don't think I said any one was delirious.

Have a look round on Sundays, why do you think businesses are open? People are voting for Sunday opening but if you don't like it then don't do business on a Sunday, it is not compulsory.

mumps

margaretclare wrote: »

I think the young generation - those who're now in young adulthood - have it extremely hard. Both DH and I were able to walk into a job as and when we chose to. Not any more.

My children did walk straight into the jobs they wanted. One is just finishing her post grad studies and had a job lined up months ago. One is still at university and has already been offered 3 jobs for next year, this is following placements. Another poster has also said her children got the jobs they wanted and so did almost all of their friends. I hadn't even thought about my kids friends but yes they are all working in their chosen fields, all doing well. This doesn't mean all young people have this experience but it does mean not all young people are having it extremely hard, some are some aren't.

Pollycat

mumps wrote: »

Well lets see if any woman who gets her pension at 65 needs 30 years or more.

That's not the point.

The point is you pulled me up because I'd told someone they'd made a good point about the reduction in qualifying years from 39 to 30.

That is the law at the moment.
My comment was based on what is the law at the moment.

I don't have a lot of doubt that the 30 years will be increased to 35 - but at the moment it is 30 years so molerat made a good point.
End of.

mumps wrote: »

I spoke to that woman as Southend1 kept on about shops, I am a Personnel Manager and most of my staff work Sundays, they like the enhanced pay, they like their workings conditions. I haven't had to advertise a job in over ten years as friends of our staff are keen to work for us. I don't think I said any one was delirious.

But are your staff on minimum wage?
It sounds like the company you work for is quite small i.e not national.

mumps wrote: »

Have a look round on Sundays, why do you think businesses are open? People are voting for Sunday opening but if you don't like it then don't do business on a Sunday, it is not compulsory.

Again, I was agreeing with 2 posters on their views on Sunday working.
You don't have to agree with my opinion and you don't have to like it.

Southend1

mumps wrote: »

I already pointed out I don't wear socks.

My children are grown up and flown the nest, sometimes I see them on Sunday sometimes other days. I enjoy seeing them on Monday, Tuesday, Wednesday, Thursday, Friday and Saturdays, I don't get any special enjoyment on Sundays.

Ok so you seem to have an uncommonly flexible working arrangement. Now imagine what happens in the following scenario....

Parent A works Sunday through Thursday in a call centre on minimum wage from 1pm to 9pm.

Parent B works as an assistant manager in a shop 5 days a week including all Saturdays and must also work Sundays and bank holidays as required by employer (generally 1 bank holiday in 3 and every other Sunday). Day off for each week is allocated by the Friday of the preceding week and subject to short notice change. Salary is £19k and Sunday/ bank hol is paid at £7.61 p/h. Hours of work vary depending on shift but normally approx 7am-5pm/8.30am-6.30pm/9am-8pm.

Children are in school Monday to Friday 8.55am-3.30pm. breakfast club and after school homework club are available to help working parents with childcare arrangements. Childminder and grandparents take the remainder.

Neither parent can afford to give up work or cut hours as housing costs and essential bills take up the majority of their income.

When does the family spend quality time together?

This is a real life example. I would suggest it's more common than your own fortunate circumstances. Whether or not this is true, surely no family should have to live like this in the 21st century?

This is the dilemma faced by many people as a result of consumer greed and the must have it now no matter what time of day or night mentality.

mumps

Southend1 wrote: »

Ok so you seem to have an uncommonly flexible working arrangement. Now imagine what happens in the following scenario....

Parent A works Sunday through Thursday in a call centre on minimum wage from 1pm to 9pm.

Parent B works as an assistant manager in a shop 5 days a week including all Saturdays and must also work Sundays and bank holidays as required by employer (generally 1 bank holiday in 3 and every other Sunday). Day off for each week is allocated by the Friday of the preceding week and subject to short notice change. Salary is £19k and Sunday/ bank hol is paid at £7.61 p/h. Hours of work vary depending on shift but normally approx 7am-5pm/8.30am-6.30pm/9am-8pm.

Children are in school Monday to Friday 8.55am-3.30pm. breakfast club and after school homework club are available to help working parents with childcare arrangements. Childminder and grandparents take the remainder.

Neither parent can afford to give up work or cut hours as housing costs and essential bills take up the majority of their income.

When does the family spend quality time together?

This is a real life example. I would suggest it's more common than your own fortunate circumstances. Whether or not this is true, surely no family should have to live like this in the 21st century?

This is the dilemma faced by many people as a result of consumer greed and the must have it now no matter what time of day or night mentality.

And if they didn't have jobs? How good is life then, I guess they could try it?

I don't know why you keep on about greed, I, and I assume other consumers, have x amount to spend. I don't buy more if I shop on a Sunday so how does greed come into it, it is convenience not greed.

I would suggest that people aren't happy with their working arrangements negotiate a change of contract or look for another job. That is how employment works you know, an employer offers a job and you decide to take it or not. We don't have slavery.

mumps

Pollycat wrote: »

That's not the point.

The point is you pulled me up because I'd told someone they'd made a good point about the reduction in qualifying years from 39 to 30.

That is the law at the moment.
My comment was based on what is the law at the moment.

I don't have a lot of doubt that the 30 years will be increased to 35 - but at the moment it is 30 years so molerat made a good point.
End of.

But are your staff on minimum wage?
It sounds like the company you work for is quite small i.e not national.



Again, I was agreeing with 2 posters on their views on Sunday working.
You don't have to agree with my opinion and you don't have to like it.

I don't think it was a good point as it is not what is going to happen.

I don't work for a small organisation.

You agree with those posters, I agree with the millions of people who choose to work and shop, eat out, go to the pub etc on Sundays.

You haven't commented, in fact no one who is against Sunday trading has commented, on their own Sunday habits. Out of curiosity have you ever shopped on a Sunday, gone out for a drink or a meal, filled the car up? There are other things like calling your bank, arranging insurance, booked a holiday, ever done any sort of trading?

Southend1

mumps wrote: »

And if they didn't have jobs? How good is life then, I guess they could try it?

I don't know why you keep on about greed, I, and I assume other consumers, have x amount to spend. I don't buy more if I shop on a Sunday so how does greed come into it, it is convenience not greed.

I would suggest that people aren't happy with their working arrangements negotiate a change of contract or look for another job. That is how employment works you know, an employer offers a job and you decide to take it or not. We don't have slavery.

Hahaha you clearly live in a different world.

I can just imagine the conversation....

"Boss I'm sick of working Sundays, can we negotiate me a change of contract?"

"No I need my assistant to work Sundays or I will have to work them all myself"

"Oh, ok. Are there any options for me to drop the Sundays?"

"Yeh, you can quit and I'll hire an assistant who will work when I want him to work"

"Oh ok sorry I asked"

So then what? Ok look for another job. Well clearly in your world jobs are ten a penny. But for the rest of us, we're in the middle of the worst economic depression since the early 1930s. Full time salaried positions are extremely rare. Check your local paper for job ads. What can you see? Carers required, minimum wage, travel time not paid for. Part time admin assistant, £13k pa pro rata. Self employed driver, must have own van. This is the reality for many. They aren't in a position to negotiate, they have to take what they can get when they can get it and they'd better show they are grateful and bow and scrape to the boss because if they don't they have few rights and are easily replaced.

Southend1

mumps wrote: »

I don't think it was a good point as it is not what is going to happen.

I don't work for a small organisation.

You agree with those posters, I agree with the millions of people who choose to work and shop, eat out, go to the pub etc on Sundays.

You haven't commented, in fact no one who is against Sunday trading has commented, on their own Sunday habits. Out of curiosity have you ever shopped on a Sunday, gone out for a drink or a meal, filled the car up? There are other things like calling your bank, arranging insurance, booked a holiday, ever done any sort of trading?

It's a pretty sorry situation when some people can't live through one day a week without calling their bank or arranging insurance!