Homeless on the 10th July.

Ames

That seems awfully low, in Leeds the shared room rate is £61.50 per week, I can't imagine anywhere being as low as £20 per week.

double_mummy

OP it may help if you can get the LHA allowance rates for where you are

you will get the one bed rate as you are a couple not the single room rate

how many bedrooms does the property have could you bring a friend in to share with you?

here in MK the shared room rate is 70 pw and 115 pw for 1 bedroom but MK is terribly expensive

have you contacted your council? see what they can do

talk to shelter and any housing associations in your area

use this http://england.shelter.org.uk/get_advice/downloads_and_tools/emergency_housing_rights_checker

BlueSky11

I apologise, I did not mean to put PCM, the £80 - £90 is per week.

Any idea if any homeless schemes will act as a guarantor for us?

*max*

pigpen wrote: »

My son needed a guarantor until he was 21 so I stepped in there and told him if he got into arrears I wouldn't be paying it and he would be selling his bones if he had to, to get that money lol.

I am pretty certain it is 21 as an upper age for needing a guarantor unless they are one of the rather dodgy agents.. I'd be speaking to Shelter they are pretty excellent at such things.

Not true. Its actually pretty standard.

And btw, my parents never said no to being a guarantor for my rent. Hell, I even had a friend be one once. Never a problem. I'd never ask if I wasn't 100% sure. Not trusting your own kids is telling more about you than about them, I think.

double_mummy

so your LHA is 80ish OW is that the shared room rate or the 1 bedroom rate?

have you talked to shelter and to the local council?

guarantors are a pain in the a$$ now we are looking for one for my MIL as she is on around 10pw HB and needs to move house my SIL who is moving out from MILs house with her bf, they are both 19 both earn good wages in full time jobs they have been in since at least january and they still want a guarantor for them you are going to find it difficult to find somewhere on benefits with out one n a lot oif places here are looking for guarantors to do a full SOA to show they can afford the other rent after all their other expenditure not too many people we know with over £600 pcm left over after all other expenditure

Manchee

BlueSky11 wrote: »

Any idea if any homeless schemes will act as a guarantor for us?

I very much doubt it, a guarantor is someone who is legally obligated to pay if you can not or do not. This includes rent and any damage done to the property during the tenancy. A lot of people ask on here if they should act as a guarantor for their friend/sister/dad/whoever and are most of the time advised to think very carefully as its pretty much like writing a blank cheque - theres no telling if you would end up having to pay out or even how much. I doubt any charity or council would be willing to take on that huge risk.

delain

tiger_eyes wrote: »

If only that were true! I was asked for a guarantor last year at 23 - in my case because I was newly self-employed. People reliant on state benefits seem to get asked for guarantors at all ages.

Even though my OH is working we have always been asked for a guarantor. One LA even said the guarantor had to be earning 3x rent, for a 4 bed house so 3k per month!

Another agency said unless you are earning 3x rent you are classed as DSS and won't pass the credit check. If we had that much money we'd not be renting!

If you go to the council, OP they might be able to provide you with a comprehensive list of local landlords/agencies.

pigpen

*max* wrote: »

Not true. Its actually pretty standard.

And btw, my parents never said no to being a guarantor for my rent. Hell, I even had a friend be one once. Never a problem. I'd never ask if I wasn't 100% sure. Not trusting your own kids is telling more about you than about them, I think.

I got a letter from DS1's landlord saying I was no longer needed as his guarantor about a month after his 21st birthday and he could take on that responsibility himself. At that point his work status was unchanged so had nothing to do with that.

Gigglepig

If you are young and free, why not apply for jobs elsewhere, if you are unemployed where you are? It should be much easier to rent if you both work rather than claim JSA. This could be the start of an adventure...

tiger_eyes

*max* wrote: »

And btw, my parents never said no to being a guarantor for my rent. Hell, I even had a friend be one once. Never a problem. I'd never ask if I wasn't 100% sure. Not trusting your own kids is telling more about you than about them, I think.

Yes, it says that the person understands the legal commitment they're undertaking:

Manchee wrote: »

... a guarantor is someone who is legally obligated to pay if you can not or do not. This includes rent and any damage done to the property during the tenancy. A lot of people ask on here if they should act as a guarantor for their friend/sister/dad/whoever and are most of the time advised to think very carefully as its pretty much like writing a blank cheque - theres no telling if you would end up having to pay out or even how much.

And that's why people are cautious about becoming guarantors. They have no control over how much money they could end up owing. Even a responsible tenant doesn't have complete control over it. Let's say I lose my job and run up huge rent arrears. Or cause a costly accident that I can't afford to make good. Or invite my partner to live with me and the partner trashes the place and refuses to leave. Anything could happen. It's no joke being a guarantor.