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~*~ The finishing straight for OrangeFairy :-) ~*~

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  • Hi Orangefairy
    Just caught up on your diary, hope you enjoy your camping trip x
    Total Debt
    [STRIKE]£10350[/STRIKE]£9734.97
    [STRIKE]Wonga £400[/STRIKE], CC1 £200, CC2 £250, Loan £5500, Overdraft £1500
    Loan [STRIKE]£2500[/STRIKE]£2284.97
    September step up challenge (no 54) Food £81/£250, Petrol £80/£400, Entertainment £0/£20 :)
  • bella2121
    bella2121 Posts: 1,558 Forumite
    Afternoon OF hope your long work days have gone fast :) enjoy your camping trip, take care x
    ***** on the road to debt freedom *****

    Baby girl due September 2013
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Thanks Bella and Little Miss- I am really looking forward to it.

    Well just a quick update before we head off out - I will catch up on diaries when I return next week.

    We are all packed up and hubby has gone to work until 1pm. We are getting the bus into town to avoid him getting through the traffic to pick us up from our village. Then we will fight the traffic to Wales! My Mum is looking after Sherman the Tortoise for the weekend.....it is really weird with him not being here!

    One the money front......
    I have literally £5 to my name until payday :eek: So hubby is funding us for a week! What did I say last month about not letting myself get do a skint point again?? :mad: September should be better planned.

    We have vouchers to go to the national showcaves and then we will visit the science museum for £20 so we shouldn't spend too much.

    Trying to engineer DD2 to pick clothes for people to get for her birthday. She is happy with clothes and it save me on getting her stuff!

    We will be using a supermarket when camping as we have done our month! So I can cross it off my list! However I would like to do it again on a more realistic month as we have lots of meals out and hubby was away etc so I can't compare it to a normal month easily!

    I will ensure I take a pad of paper and our budget camping so I can plan September a little bit!

    Right I had better do the washing up and then get the bus into town.

    Have a wonderful bank holiday everyone x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Have a great time camping :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • sammr85
    sammr85 Posts: 740 Forumite
    Part of the Furniture Combo Breaker
    Finally found your diary OF and I have subscribed. I love Sherman! I've been pestering my DH for ages about buying me a tortoise. He always says no :(

    Have a fab weekend camping. Hope the weather is kind x
    Total Debt at LBM - £19107.03
    Total now - £11091.22
  • Enjoy your trip OF! I've always been tempted to go camping but haven't ever done it yet!!

    How very MSE of you, taking some paper to do your September budget, that is dedication for you!

    Catch up next week,
    Mrs S x
    1st Jan 2014 £20,600 / 1st Jan 2015 £15,572.90
    **Feeling Hopeful that 2015 will be our Debt Free Year**
  • Enjoy your week away OF.

    I want to say roll on September because I too am utterly skint and really struggling this month - but September means back to work, and whilst I'm feeling lots better in myself I'm very aware that it was work that eventually broke me. Still, I have a plan.

    See you once you're back :D
    Ninja Saving Turtle
  • mummytogirls
    mummytogirls Posts: 6,578 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have a great trip camping OF xx
    Mummytogirls x

  • Hello OrangeFairy, hope you have/have had a lovely time camping. I'm sorry if I missed it, but did hubby get the job?
    Xxx
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker


    Morning all!

    What a lovely weekend it was. A little arguing from the kids aside and it was perfect! I was a little concerned when we turned up as it was raining but Saturday on wards was beautiful. The last night I slept on top of the sleeping bag as it was so hot!

    We had campfires, marshmallows and hot chocolate in the evenings which was loooovely. In the day time we had a trip to the national showcaves, a long walk and a trip to Techniquest- the children's science museum.

    I totalled up what we spent and it is a little scary at £186 without fuel! So I need to work out what money hubby had left of his wages for August (if any) and then work a little of the holiday money into our grocery budget and then see what we have left.

    I am back to work today but hubby has this week off with the girlies. So I feel a little rubbish leaving them this morning.

    Spends from our disposable income this month;

    Camping TBC
    DD2 birthday inc party £200
    Other birthdays above my budget £20
    Train cost to Thorpe park £35
    Uniform bits £40
    Meal out with kids £20
    Day out to crealy- just fuel
    £30 swim membership

    I also told hubby that he could invest in some clothes this month as he hasn't had anything for ages. So I need to put a figure on that.

    Not sure we will have a lot for overpayments!

    We will see!

    SS- don't know about the job yet! Hubby emailed and they said they had been busy and hadn't decided yet!

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


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