We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help me... I guess it's time to just reach out and touch...

Options
1…1011131516…22

Comments

  • momisa
    momisa Posts: 295 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Hi PH

    It's when times are hard that we find out the best in our friends. :j

    How did you do with your shopping? I've still to work on this myself - need to eat before I do my groceries in future otherwise I'm doomed. I suffer from sweet tooth syndrome :shhh: or is it that I love my dentist :confused:

    Thought I'd provide you with some links to help you a wee bit.....

    DFW# http://forums.moneysavingexpert.com/showthread.html?t=357130&page=9

    Reclaim Bank Charges
    http://www.moneysavingexpert.com/reclaim/bank-charges


    Granted I'd rather not be in work RIGHT NOW, I'd rather NOT be working NIGHTS and would much rather be getting absolutely, well and truly off my trolley :p :beer:

    Oh, as for saving time when you made your bed - the time saved could well be used to finding more ways to clear debts OR dream of dragons for sharing with us lot later :rotfl:

    KIT

    HTH

    Looking forward to ROFL with you when you return :wave:
  • CFC
    CFC Posts: 3,119 Forumite
    Payment protection insurance on credit cards:
    PanickingHARD wrote: »
    Thanks SJ...

    I think it's probably sensible to leave it for the moment though... I have only been in my new job for 5 weeks and have NO security until 6 months really... I'd love to not worry about it, but I'm too panicked (see username... ;) ) to risk it after being made redundant last time.
    You might as well cancel it. Not only is it expensive (very), and the monthly payments will go towards that out of your minimum payments, hence extending the length of the repayment period, but if you are made unemployed through your own fault (ie sacked in your probationary period) it won't pay out. So unless you are worried about the job disappearing or the company folding, can it and save yourself a substantial sum every month.
  • tealady
    tealady Posts: 3,850 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Panicking. Where are you? I'm on tenterhooks for the next dragon filled installment,
    Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)
  • InTheRed
    InTheRed Posts: 164 Forumite
    PH - Where are you? Worried about you!
    You haven't fallen off the DFW wagon have you?
    Come back!

    :sad:
    February Grocery Challenge 262.50/250.00 - overspend - oh no!


    March GC 0/300.00

    Weight loss goal - lose 14 lbs by May 18th 2016 - so far 3 lbs lost
  • PurpleTeddyBear
    PurpleTeddyBear Posts: 251 Forumite
    Echoing the above ....

    PH -- wherefore art thou??

    Methinks you have been eaten by a fire-breathing dragon in your local Morrisons, although I really hope not!

    Worried about you...

    Purps xx :beer:
    :hello:
  • PanickingHARD
    PanickingHARD Posts: 100 Forumite
    :o


    *sneeks back in, in the vain hope no one noticed he was gone... Whilst KNOWING he's been sussed, and this is pointless... He should just stand up and take his punishment like a man...*

    *Stands up... *

    "I am Spartacus"

    Sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry sorry


    And that's just for not being on here... there is going to be a lot more of that to come when I post my weekend diary... :o:o:o

    And I'm blushing at work... 2 reasons... 1... you lovely, lovely, LOVELY people have missed me... :confused: but :D, and 2... Momisa... I've just done a search on my name to find this thread (assumed it'd be on about page 370 or something) and stumbled onto another thread in which I get a mention... *BLUSHBLUSHBLUSH* that's naughty... Please don't go drawing attention to me... It only encourages me!!! ;-) *BLOWS A GREAT BIG DRAGONY KISS AT MOMISA*

    By way of apology, you lot are going to get the most rambling, twisting, turning, waffling, nonsensical pile of dragon-filled verbage ever produced by a human-being tonight... Scouts honour... :D:D:D

    "Tonight, Matthew, I am going to be... a good boy for once... "

    OK... I'm going for my lunch...

    Sorry....... once more.... SORRY... :o

    :iloveyou: all

    x
    Total Debt at LBM 30/05/2007: £28,720... I... Am... Calm...

    Trying to repay my biggest debt first... the one to you lot!! :A

    543... It seems I AM just a number... despite my protestations to the contrary!! ;)

    Resolutions: 1, no food from 'Convenience' places during the day. 2, No Phone bill over £35 limit... EVER. 3, Fess up to Dad (Achieved). 4, No More Digressing! 5, Put expenses in regularly. (Achieved). 6, From now, I only pay cash. (Achieved). 7, Claim back my bank charges!
    Unnecessary Challenge Week 2: £2.11/£10.00... kinda
    "Proud to be dealing with my debt!"... And going insane while I'm at it, clearly!
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    I missed you too :kiss:
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :rotfl: Me too! I love the dragons, love the daftness, love how even someone as daft as you has great and serious thoughts and solutions to debt. The serious thoughts are what I meditate on, of course :eek: :rotfl:
    2023: the year I get to buy a car
  • PanickingHARD
    PanickingHARD Posts: 100 Forumite
    Karmacat wrote: »
    :rotfl: Me too! I love the dragons, love the daftness, love how even someone as daft as you has great and serious thoughts and solutions to debt. The serious thoughts are what I meditate on, of course :eek: :rotfl:

    Hey!!!

    I have nothing but great and serious thoughts... And as for daft, well young lady... For that slight on my character, you'll be put over my knee and given the opposite of a 'daft' spanking!!! :eek: ;)

    Whatever that is... I'll work it out as I go... ;):D

    Ok... I'm home now, have a few things to do, then I'm gonna write...

    *Gets head down* *engages 'serious mode'* *disengages it cos it's boring* *resolves to do at least some of the things he's supposed to and leaves it at that...*
    Total Debt at LBM 30/05/2007: £28,720... I... Am... Calm...

    Trying to repay my biggest debt first... the one to you lot!! :A

    543... It seems I AM just a number... despite my protestations to the contrary!! ;)

    Resolutions: 1, no food from 'Convenience' places during the day. 2, No Phone bill over £35 limit... EVER. 3, Fess up to Dad (Achieved). 4, No More Digressing! 5, Put expenses in regularly. (Achieved). 6, From now, I only pay cash. (Achieved). 7, Claim back my bank charges!
    Unnecessary Challenge Week 2: £2.11/£10.00... kinda
    "Proud to be dealing with my debt!"... And going insane while I'm at it, clearly!
  • spud30
    spud30 Posts: 16,872 Forumite
    Right, apology for your absence accepted, please dont let it happen again young man :naughty:

    I'm looking forward to this evening's instalment :T
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture