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Shamus dfw diary- a long long road

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Comments

  • shamu95
    shamu95 Posts: 355 Forumite
    Morning All, well im still shattered- am having a race with a girl at work to see who reaches 100 hours 1st this pay period.
    Went to docs-ive been given anti depressents and he has taken bloods which i get results of early next week. He does seem to think im aneamic. So i need to pay for a precription now and ive also been told that i must go back on my other medication (on it for life) Which now means i need cash for presciption charges each month- where is this going to come from? Only reason i stopped taking it was cos i couldnt afford it and it also means a trip to the docs every blooming week again aswell as lots of bruises.
    I just want to be normal!!
    Anyway hope all is ok with everyone.

    Ps i still have not received any bills
    june debt totals:
    Citifinancial £11700
    Morgan Stanley £860
    Capital one Mastercard CLOSED
    Capital one visa £1676.3
    Halifax £6650
    Barclaycard CLOSED
    Abbey £1756.85
    Dad £6625
    Mbna £2282.20
    Total £31550.35

    £1000 in 2mths challenge £228.19
  • boadicea_2
    boadicea_2 Posts: 42 Forumite
    shamu95:

    You may well be anaemic but I think a lot of your tiredness is due to overwork and lack of sleep. Is it really essential that you work a 7-day week?

    I have worked nights for years and now exactly how exhausting they can be. And lack of sleep and free time really makes you feel like sh*t, I know, I've been there!

    I'm not trying to be insensitive or patronising, but if there's any possibility that you can reduce your hours to have at least 1 day off a week, please, please take it - your health is the last thing you want to risk, after all, if you get really ill, you won't be ale to pay any debts at all!

    I also think your OH is being extremely selfish.

    Best of luck hun.
  • shamu95
    shamu95 Posts: 355 Forumite
    Thank you boadicea. I am hoping that this is short term pain for long term gain. I have to cut my hours at main job in september due to daughter starting school otherwise wont see her. so am going flat out till then- i hope and pray that i can survive it.
    I have said to OH that he is selfish but all i get is if i hadnt got myself in this mess i wouldnt need to work as much. I go round and round in circles.
    Maybe oneday he will understand until then i shall just carry on- the worse thing for him is he is losing a lot of respect from our friends and collegues whilst i am gaining it.xx
    june debt totals:
    Citifinancial £11700
    Morgan Stanley £860
    Capital one Mastercard CLOSED
    Capital one visa £1676.3
    Halifax £6650
    Barclaycard CLOSED
    Abbey £1756.85
    Dad £6625
    Mbna £2282.20
    Total £31550.35

    £1000 in 2mths challenge £228.19
  • shamu95
    shamu95 Posts: 355 Forumite
    Hi,
    Well went to drop the kids at playgroup and they asked if i would stay and work so i did-extra pennies for me. Yey. also got the citi bill that ive been waiting for so can transfer the £4000 off there. Am so pleasedabout that.
    OH is going out tonight so will have a peaceful evening and may just have a very early night.
    So positive and appear to have a lot to look forward to. And the kids are being really good.
    june debt totals:
    Citifinancial £11700
    Morgan Stanley £860
    Capital one Mastercard CLOSED
    Capital one visa £1676.3
    Halifax £6650
    Barclaycard CLOSED
    Abbey £1756.85
    Dad £6625
    Mbna £2282.20
    Total £31550.35

    £1000 in 2mths challenge £228.19
  • shamu95
    shamu95 Posts: 355 Forumite
    Hi- not been on here that much recently as have a distinct lack of time and the kids said they are fed up of me being on he 'puter which sort of puts it in perspective.
    Have been busy working and not spending!! There doesnt appear to be many mystery shops going at the moment.
    Got the results of my blood tests back and im not aneamic so it is literally just tiredness. Doc has also put me on anti depressents which i really dont feel i need. Obviously i haven't told my OH this.
    Anyway things can only get better. OH is out again tonight so may get ebaying again.
    Hope everyone is well.xx
    june debt totals:
    Citifinancial £11700
    Morgan Stanley £860
    Capital one Mastercard CLOSED
    Capital one visa £1676.3
    Halifax £6650
    Barclaycard CLOSED
    Abbey £1756.85
    Dad £6625
    Mbna £2282.20
    Total £31550.35

    £1000 in 2mths challenge £228.19
  • shamu95
    shamu95 Posts: 355 Forumite
    Hi guys,
    Not posted for a while now but am still battling the debt along with my personal life. Am nearing the end of my week off and am feeling refreshed and ready to fight back again.
    Lloyds Tsb settled my claim so i now have £2k to put towards a debt which is a huge weight lifted. Citi wont settle and court date now set for 10th oct but i arent worried as their defence is that they have paid already and i have all correspondance and statements to prove otherwise.
    Major arguement with OH last night but at last i think i have got through to him and i hope he will support me now.
    I have decided against taking the anti-depressents- i am strong enough to deal with this without medical help.Although not without emotional support.
    Now i have £2k to pay i have set myself a challenge of reducing my total balance by £5k by christmas.
    june debt totals:
    Citifinancial £11700
    Morgan Stanley £860
    Capital one Mastercard CLOSED
    Capital one visa £1676.3
    Halifax £6650
    Barclaycard CLOSED
    Abbey £1756.85
    Dad £6625
    Mbna £2282.20
    Total £31550.35

    £1000 in 2mths challenge £228.19
  • shamu95
    shamu95 Posts: 355 Forumite
    Hey Guys,

    havent posted anything on here for ages as basically havent had the time.
    Anyway I just wanted to let you all know how im getting along.

    I have some great friends that have helped me get where I am now-you know who you are.

    This past month was the 1st month that I have been able to reduce my debt and boy does it feel good. I managed to claim my charges back which has been a great help on getting me on track, I work 5 jobs at the moment but 1 is mystery shopping. I am feeling so much more positive than ever and am hoping and praying that I am now on the road to being debt free instead of just fighting to meet all payments.

    To anyone out there reading this-I want to say that anything is possible. So many people keep telling me i wont make it-these are the same people that told me id never be in a postion to meet my payments. Well they were wrong and I will be debt free.
    june debt totals:
    Citifinancial £11700
    Morgan Stanley £860
    Capital one Mastercard CLOSED
    Capital one visa £1676.3
    Halifax £6650
    Barclaycard CLOSED
    Abbey £1756.85
    Dad £6625
    Mbna £2282.20
    Total £31550.35

    £1000 in 2mths challenge £228.19
  • Hey you,

    Glad to see such a nice positive post!! Thought I would just pop in and say hi, been posting for a bit of advice re the DMP.

    Take care and speak soon.

    K x
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