Shamus dfw diary- a long long road

SortingIt_2

I guess that is where I am different as I don't have children yet, would love to one day but don't feel like I could even think about it right now with the debt I have. I did get a little upset about it a while back as recently all my friends have got married and now either trying for children or pregnant and I thought when is my time?? Never with my debt! I think I cried solidly for about 3 hours, but I am ok with it now and know that my time will come. Thing is not getting any younger - 29 this year!! Still, I just keep thinking loads of time yet??? Or thats what I keep telling myself. My priority is firstly getting my debt to a managable state and then clearing it.

I keep imagining reaching my dfd and what it will be like, I am going to imagine it will be pretty amazing. I am sure your friends and family will be very proud of you and life will be so much easier! Never again will I use a credit card or take out a loan!! I wish someone explained it all clearly to me when I was 18 years old! I think it should be part of your education!!

Right, better get back to work, probably stay for another hours or so and then head home. xx

shamu95

Have fun at work.
You have plenty of time yet to have children and im sure you'll make a great mother. At least our children will be taught everything there is to know about bugdeting.
I cry a lot when people around me get pregnant-have a longing for another child. Unfortunately i was sterilised when i had my little boy as another child will kill me. I was 23 then and i still get upset about it. am 26 now so you'd thimk id have come to terms with it- but hey maybe its a good thing as cant afford another at the mo.

You dont say how much debt you are in- but have you got a debt free date yet? Gosh can you imagine how well off everyone will be when that date is finally reached.xx

SortingIt_2

Blimey yes! Poor kids won't get a chance to spend their pocket money it will be... 'you really should put that in your piggy bank and save'.... poor things!!

I am sorry that you can not have any more children, it must be a horrible feeling having the choice taken away from you and heres me rambling on because I couldn't afford one etc ... sorry!

Have a lovely afternoon, once home it will be the washing, ironing for me and sorting myself ready for next week at work - boo!! Think a lottery win is in order for us!!

xxx

I don't have a debt free date at the minute but have over £60,000 debt (not all mine) but all in my name. Blimey thats scary - I have just over £25,000 in credit card debt, unfortunately all mine so I have set myself mini targets of £1000 a time. Have already got it to under £26000 so now the target is to get it to under £25,000 and so on and so on - feels more achievable doing it that way for me at the minute as far too much to look at on a whole.

shamu95

well have tried ringing parents a few times already and no answer-maybe they are really mad at me. Well i will keep trying.

Please dont be sorry sorting it-i am very lucky- i have 2 children that i love to bits and there are many people that would do anything to just have 1. i am so lucky in that respect.

Having to use tumble dryer-not amused. Am trying to reduce all househld bills in hope that OH will agree we can transfer less into joint account or enable us to have some money to put in isa so we dont have a mortgage forever and ever.

What a great idea for small targets. I think i shall do that. My debts have gone up a bit this month-gonna update sig now. I am going to aim for them to be under £27k by 1st august. Am banking on winning my charges.xx

shamu95

update- dad just rang back and i apologised, he said that was ok. I also told him that he had upset me with his text that said i needed to get out and work more. He said that was just his sense of humour.
I burst into tears-why on earth do i cry at everything?-and he said oh my god i dont do tears and hung up!
My own dad. i now feel worse than ever,

shamu95

it gets worse. my mum has just rang and said that my dad was trying to provoke a reaction to apparently relieve my stress on him. so i dont take it out on the kids-well that just shows what they think of me.
they also dont want me to do anything stupid and app they were thinking of me and what would make me feel better.
It feels like they dont know me at all. And how could they think that upsetting me was going to help. i just dont understand.
Could somebldy help me out here. At the moment i am so upset and angry at them i dont want to talk to them or see them again and i want to give my dad his money straight back.
i know im probably being silly but why would they deliberately want to upset me like that?

SortingIt_2

Hi, just got home from work and logged back in. What on earth has happened? I would be upset too sweetie, why would they want to do that....It seems to me that they are very worried about you but don't know how to deal with it??? Have you talked to them much about it all?

Have you spoken to them again since?

xx

shamu95

Hi- ia m going out tonight as need to take mind off things. My dad rang back but i just couldnt bring myself to answer the phone. I am massively hurt.

SortingIt_2

Hey,

I am not surprised that you are feeling hurt. Hope you have yourself a nice evening out, a break from the norm will do you some good I am sure.

Take care xx

shamu95

Dad just rang again so have answered- they just want to ease my stress levels and apologised for what they said.
They have also said that i can take a break from paying them back each month and to get myself sorted and resume when i can.
Obv this is agreat thing for me but i do feel guilty about it- but maybe just maybe i'll get things manageable this side of christmas now.
Im gonna redo my SOA tomorrow and see if i cant find a way to sort this quicker than i have been doing.
Only prob is my parents want me less stressed- how on earth do i achieve that?xx