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Daydream thread... without the rose-tinted specs

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  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Oh, thank you rummer.

    Tell me then, how is rumlEt doing?
  • Rummer
    Rummer Posts: 6,550 Forumite
    Part of the Furniture 1,000 Posts
    My beloved boy has learned how to smile :D and has been totally charming and adorable.

    How is life with heat and warm water? I am so happy for you after all this time!

    Today was another tough day with more bad news coming our way :( I found out a good friend is seriously ill and it came as a real shock. We also received news that will change our lives dramatically and we have big decisions ahead of us. All very draining. Thank goodness spring is here as the garden gives me space and time to think and escape for a while :D

    RAS good to hear from you too, how have you been?
    Taking responsibility one penny at a time!
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Little cutie. :). I hope this skill stays with him through out his life. :).
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So glad it is going well for you at last, lir. :beer:

    Great to have you back here too; it's been kinda quiet! :A

    Hope you are able to take those big decisions, Rummer. :)We're going to be making some of ours pretty soon now, but there still seem so many jobs to do in preparation......I'd also like to get my health back on an even keel before embarking on anything major.

    Yesterday, the weather was much better than predicted. We packed up at lunchtime, expecting the worst, but it blew through in half an hour. A visit to the nurse and the Horse Woman's punctured ATV used up much of the morning anyway, but we shifted the rest of the thatcher's mud and returned it to him. :p

    Having received confirmation that the rusty vehicles are a deliberate, permanent eyesore, we decided to alter our hedging strategy and switched to more or less evergreen cotoneaster for the rest of the run along the boundary. I had about 30 of those kicking about in pots and no clear idea where they might go. They will only take a couple of years to completely hide the vehicles and any other scrap which is added in the meantime. :D
  • COOLTRIKERCHICK
    COOLTRIKERCHICK Posts: 10,510 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning all


    SOOOOO GLAD you back with us LIR...and brilliant news after all this time and stress you now have heating and hot water...


    Rummer...its so stressful when you have major decisions to make, especially when you have had bad/sad news lately too...Don't know if we can help, but you know we are ALLWAYS here for you..


    Davesnave.. any up date on the 'stones'??


    Things are up and down in work...and very tight...which has made us seriously think about our own personal financial situation.. we are ok, but it is a juggling act... so after this bout of work done on the ranch, we are stopping for a while, well any major work, or work that involves getting a tradesman in..


    This is for 2 reasons...


    1... the next proper stage... we have a huge decision to make..and which ever decision we make it will need a huge amount of money..


    2... we also want to get our finances back on track.. to free up our cashflow...


    so will concentrate on paying off credit cards etc over the next few months... etc while we have that major decision to make...




    so bang goes moving in by July...


    I think its a right thing to do... as we are looking ahead... and preparing for the worst case scenario financially if things go a bit off track so to speak..




    Back to basics.... will be weighing in any scrap we have next week, I am meal planning like made..lol.. and the main thing.. trying to sort my head out lol... so it is not a big confusing haze of confusion.. there is only so much multi-tasking and organising you can do before melt down happens..lol
    Work to live= not live to work
  • phoebe1989seb
    phoebe1989seb Posts: 4,452 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 28 March 2014 at 2:14PM
    Rummer - sorry to read you've had more bad news :( Rumlet sounds as though he's going to be a real little charmer though :)

    Dave and CTC - I can totally appreciate the whole *big decision making process* as we've had a few of those to make here and having made mistakes (on other property choices) previously I know how easy it is to get things wrong. We're also in deep discussion/thought about our next move here as we've thought of an alternative plan that might be more sensible than that we'd decided on......

    Good to hear you found the perfect home for those cotoneasters though, Dave!

    CTC - I feel for you with not being able to realise your dream of moving into the ranch when you'd planned - finances need careful juggling and manipulation and far better to get on an even keel first, however disappointing that may be :o Even without a mortgage or any other debt (we ditched the credit cards when I went through my reclaiming phase), it's not easy - harder even in a way as we can't just add stuff onto a card and *pay* later - hence us still living in an unfinished wreck, lol, as some savings have to be retained for genuine contingencies/emergencies ;)

    Forgot to say, lol to BD re: the hen text faux pas!!!
    Mortgage-free for fourteen years!

    Over £40,000 mis-sold PPI reclaimed
  • Davesnave
    Davesnave Posts: 34,741 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Davesnave.. any up date on the 'stones'??

    Following yesterday's blood test, the Doc wants to see me next Tuesday. Something isn't right, but I know that! :(

    When I have the scan next month, I'll know more, hopefully.

    Weather slowly improving here. Looking forward to wearing shorts at the weekend......maybe! :rotfl:

    RAS, just about all those peas germinated. :D Perhaps yours are up by now?
  • COOLTRIKERCHICK
    COOLTRIKERCHICK Posts: 10,510 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    phoebe, funny you should mention claiming...


    we are with the Halifax, and up until now we have had a standard yearly summery, etc... this year the summery changed, so I phoned and asked questions.


    Also in the post yesterday was a renewal for the insurance that we have never had before, PLUS when we took our mortgage out, they said we had to have this insurance to have the mortgage, they did tell us it would cover critical illness, but when we had this form through, it said hubby was only covered if he lost his job??? plus on this schedule it does say you can get quotes elsewhere...


    so why haven't we had this type of thing before???


    so do you think we have a case to claim? and what do we do? We are


    We have never missed a payment, even when we have been totally on our backsides..
    Work to live= not live to work
  • Phoebe

    You've now got me intrigued as to your Next Move...as in whether you will be having a rethink on staying where you are or whether its going to be Time to Move On again.

    Will be interested to hear your thoughts on this:)

    There are a lot of "swings and roundabouts" to moving area, which I've been finding out (as you know) latterly. Hence the interest.

    Have duly made sure that local "pillar of the community" has been in now for good look-around work to date and, by and large, I think its been approved of. Took policy decision that "pillar of community" was obviously the first one to come in for a good looksee:). The downside to that was confirmation that there are different attitudes in some ways in the type of area I have come from to what I have encountered here in a couple of respects. I've "gone in there" in some respects hereabouts knowing that "Things are Done Thisa Way" and clashed head-on on a couple of occasions into people who have been equally certain they are done Thata Way. Well, there are different decisions that could be made on that...and I've taken the view personally that, as far as my own personal little life is concerned, I will continue to expect Thisa Way and had to make one or two adaptations that were unexpected to me to ensure I kept getting the Thisa Way I am used to. Other people might decide to adapt to Thata Way instead and, in many ways, I feel I have done so, but on Matters of Great Importance then Thisa Way is how things stay on Planet MISTSM and I guess we all make our individual decisions on things like that.

    Hope you work out what is best for you and it all goes well...whatever your decision is.
  • lostinrates
    lostinrates Posts: 55,283 Forumite
    I've been Money Tipped!
    Phoebe

    You've now got me intrigued as to your Next Move...as in whether you will be having a rethink on staying where you are or whether its going to be Time to Move On again.

    Will be interested to hear your thoughts on this:)

    There are a lot of "swings and roundabouts" to moving area, which I've been finding out (as you know) latterly. Hence the interest.

    Have duly made sure that local "pillar of the community" has been in now for good look-around work to date and, by and large, I think its been approved of. Took policy decision that "pillar of community" was obviously the first one to come in for a good looksee:). The downside to that was confirmation that there are different attitudes in some ways in the type of area I have come from to what I have encountered here in a couple of respects. I've "gone in there" in some respects hereabouts knowing that "Things are Done Thisa Way" and clashed head-on on a couple of occasions into people who have been equally certain they are done Thata Way. Well, there are different decisions that could be made on that...and I've taken the view personally that, as far as my own personal little life is concerned, I will continue to expect Thisa Way and had to make one or two adaptations that were unexpected to me to ensure I kept getting the Thisa Way I am used to. Other people might decide to adapt to Thata Way instead and, in many ways, I feel I have done so, but on Matters of Great Importance then Thisa Way is how things stay on Planet MISTSM and I guess we all make our individual decisions on things like that.

    Hope you work out what is best for you and it all goes well...whatever your decision is.


    This sounds very wise.

    The 'this away and that away' is a really good way to phrase it.

    I also think its part of why some settling in time is good. Sometimes the thataway becomes clear with time, other times the this away becomes well received on its return!

    For example, I am not and never will be an unknown guests to the back door kind a gal.

    I know its what happens 'that a way' but 'this away' guests get more of an eyeful that they expected more often than not. :D. We have been easing from that away since moving with signage and gates and this year is the year I start going for broke with fencing and privacy becomes a key aim.
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