Daydream thread... without the rose-tinted specs

COOLTRIKERCHICK

OMG:eek::eek::eek::eek::eek::eek: BD... what would happen if they change their minds and decline?????

I really wish things would go back to the old style of banking, where you had a bank manager who knew you, and made the decisions... not some snotty nose git, who sits in an office all day, and just files through bloody paperwork etc..:mad::mad::mad::mad:

Keep us update BD... flip this house buy has been an emotional roller coaster for you...:grouphug::grouphug::grouphug:

Davesnave

Once the Environment Agency get hold of something they don't let go, alfie!

A friend of mine reported an overflowing cesspit. The EA traced where it was going and put an immediate order out that it should be emptied and then changed. It was the tank for multiple properties, two of which were up for sale and had to be pulled from the market. (Did I say this before? I'm so doddery these days I can't remember! :rotfl:)

Better Days, I hope it works out OK. I expect it will, as mortgages are getting easier to obtain, rather than more difficult. In fact I hear 5% deposits are back in fashion.....Will they never learn?

Davesnave

COOLTRIKERCHICK wrote: »

I really wish things would go back to the old style of banking, where you had a bank manager who knew you, and made the decisions...

Hmmmmm....Not sure when it was, but I realised those days had gone when ours, a sort-of-friend, had me in to "see how we can help you."

After reviewing our finances, which were in order, with no outstanding debts, he felt the only way he could assist was with a nice loan......nice for the bank that is, at some horrendous interest rate!

I said, "If this is what you do for your friends, I'd hate to see the offers you make to those that you don't like so much!"

I never spoke to anyone in that bank again and took our money elsewhere. It wasn't any loss, because even the regular staff would try to talk you into something or other if you dared to make eye contact.

Better_Days

Thanks CTC for the hugs :A and Dave:):)

Nothing from FD underwriters yet. The LTV is low so I really can't understand why FD are getting twitchy.

The mortgage means we can afford to do things like the boiler replacement (it's vintage from the 1980's), replace rusty oil tank and windows replacement etc. Without the mortgage I will have to move funds around from long term savings which will have to be sorted out in good time. Plus it will b*gger up our plans for sorting out the house, then moving on in a couple of years.

It could be worse, but I am physically and emotionally exhausted and could just do without the hassle.

Got away from it all yesterday and spent an hour at a friends with an impossibly cute dog that she had just rehomed cuddled up on my lap. The unconditional affection of animals can be very theraputic. The RSPCA had collected about 20 dogs a few weeks ago as a result of a report of someone selling puppies out of a car boot. Unfortunately the person got wind of the RSPCA interest and no one knows what happened to this dogs puppies - she was clearly still nursing them until just before the RSPCA arrived. Given the dreadful life this poor dog had she was so calm and all she wants is cuddles. I was happy to oblige :D:D

Davesnave

Quiet in here today!

Here at Snave Acres its been another pretty decent day, the early stiff breeze and sunshine drying the grass and allowing me to mow & strim this afternoon.

But it's officially winter now, as the Aga has been cleaned out and lit by another of our versatile postmen. :T

alfie_1

Davesnave wrote: »

Quiet in here today!

Here at Snave Acres its been another pretty decent day, the early stiff breeze and sunshine drying the grass and allowing me to mow & strim this afternoon.

But it's officially winter now, as the Aga has been cleaned out and lit by another of our versatile postmen. :T

are all posties talented !! mine sure is

well another long day....:o not long got home ... sorted out the "victorian " room and then trailered a load of doors [lorry couldnt get down drive] sorted all the animogs [deep beds] and then cleaned up after carpet fitters....i am soooo pooped

oh dear BD i do hope all goes well... i thought it lasted 6 months [morgage offers] in which case id get in quick..;)

it is bitterly cold here.. odd drizzle here and there but mainly cold.

dave...i do hope this envoironmental chap hits em where it hurts...:rotfl:

still no sign of anyone here.. i actually set a sort of booby trap on the path so i would know if anyone had been here today [agents on estate thursdays] but nope...

i am shattered so i HAVE to eat....:D

lovefullshelves

Hello everyone..sorry I've been missing in action...you know what happens when theres work to be done, and you're the main earner. You go and get ill! And in my case I don't do things by halves. Straight to surgical assesment unit and straight to surgery! (I now have no appendix or girl bits, now that was a surprise!) Just home after a week in hospital! So my poor OH has now become main worker...12 weeks I can't work...I am gonna go insane:o
I am allowed to lift a kilo. Thats not even enough to do a pan of mash for tea (ok so I really like mash!)
But as a bonus we have a new customer and he is happy to pick his own and I am happy for him to pay in fruit trees:D Excellent!
Hope everyone else is enjoying the winter coming on nicely:) I do like a bug killing frost.

lucielle

Gosh LFS, that sounds a bit scary. Hope you're on the road to recovery now.
L

alfie_1

LFS... crikey you have been in the wars !! puts a common cold to shame...:o

take care and learn to point

Rummer

LFS massive hugs!!! How scary that must have all been! Time to embrace your inner diva and direct people to do things for you Might be the time to catch up on all those TV series you haven't got round to watching on to take up a new hobby like crochet or painting.

Sounds as if they caught it just in time though which is something to be thankful for

I will be around a lot for the next few months so you and I can plan our gardens and day dream from the couch while the others work away tirelessly as always