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Mr and Mrs D will be debt free

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  • mrsd1984
    mrsd1984 Posts: 144 Forumite
    Woke up this morning, checked online banking/emails and saw that £22.02 had gone in from music magpie and that my BT bill was ready to view online. I was convinced we had gone over our broadband allowance this month (I blame all the money saving/surveys etc ;) ) but it appears we just made it. I had put an extra £5 to one side to cover it, but don't need it now so that's another £27.02 made this month :D

    Completed some surveys this morning. Hoping that I'll be able to cash some in by the end of this month, say £20 or something.

    Received an e-mail from ebay saying that my account had been suspended and I had to verify my registration details and I wasn't allowed to access my ebay account at all. The e-mail looked as if it had come from ebay but I was suspicious, so logged into ebay and everything looked normal. Nothing in my inbox messages there so I have emailed ebay to ask. I bet it's a hoax trying to get my bank details or something.

    I've just found my way back into bed. Didn't get to sleep until almost 3 this morning, and have been up since before 7 and my pregnant body doesn't cope well with lack of sleep!!

    Plan for today:
    1. Sort through books to sell,
    2. Baking day - Going to make some more cereal bars and maybe some cakes.
    3. Complete some more surveys.
    4. Relax and enjoy my maternity leave!!
    SCS Carpets 0% finance: [STRIKE]£1331.84[/STRIKE] £132.90
    SCS Sofa 0% finance: [STRIKE]£1732[/STRIKE] £455
    Barclaycard:[STRIKE]£4657.57[/STRIKE] £4657.57
    MBNA Card:[STRIKE]£4413.45[/STRIKE] £4413.45
    Total Debt: [STRIKE]£12134.86[/STRIKE] £9658.92
    August Grocery Challenge: £132.92/£160
  • mrsd1984
    mrsd1984 Posts: 144 Forumite
    Dh just sold an old sign for £45 and is paying that into the bank with the £10 we won yesterday. That's another £55 on our savings. I spent the rest of the morning asleep so that means 0 spend so far :)

    Right, off to make some cereal bars so at least it looks as if I've done something today :rotfl:
    SCS Carpets 0% finance: [STRIKE]£1331.84[/STRIKE] £132.90
    SCS Sofa 0% finance: [STRIKE]£1732[/STRIKE] £455
    Barclaycard:[STRIKE]£4657.57[/STRIKE] £4657.57
    MBNA Card:[STRIKE]£4413.45[/STRIKE] £4413.45
    Total Debt: [STRIKE]£12134.86[/STRIKE] £9658.92
    August Grocery Challenge: £132.92/£160
  • mrsd1984
    mrsd1984 Posts: 144 Forumite
    Nsd yesterday :D going for another today.

    Baked 2 different types of cereal bars yesterday and made a blueberry loaf cake. Might bake some more today, or clean house as it really could do with it :)

    Did another survey last night (think it must have been the most boring one I've done!). Takes up to 6 weeks for points earned to show though.
    SCS Carpets 0% finance: [STRIKE]£1331.84[/STRIKE] £132.90
    SCS Sofa 0% finance: [STRIKE]£1732[/STRIKE] £455
    Barclaycard:[STRIKE]£4657.57[/STRIKE] £4657.57
    MBNA Card:[STRIKE]£4413.45[/STRIKE] £4413.45
    Total Debt: [STRIKE]£12134.86[/STRIKE] £9658.92
    August Grocery Challenge: £132.92/£160
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Subscribing :) Thank you for writing on my diary that I should try applying for 0% cards, I've just been approved for a second one so I can shift some more of the evil vanqu1s card :D

    Not long until your baby arrives :) We're hoping we're team pink, but still a month and a half before we have the scan.x
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mrsd1984
    mrsd1984 Posts: 144 Forumite
    We're team yellow. Everyone is guessing we're having a girl but we really don't mind! I'm so excited :D the 20 week scan is an exciting one. You get to spend loads of time looking at baby while the sonographer does her job! The 6 weeks will soon go!

    Yay for the interest free cc. That will save you loads of money, even with the fees. X
    SCS Carpets 0% finance: [STRIKE]£1331.84[/STRIKE] £132.90
    SCS Sofa 0% finance: [STRIKE]£1732[/STRIKE] £455
    Barclaycard:[STRIKE]£4657.57[/STRIKE] £4657.57
    MBNA Card:[STRIKE]£4413.45[/STRIKE] £4413.45
    Total Debt: [STRIKE]£12134.86[/STRIKE] £9658.92
    August Grocery Challenge: £132.92/£160
  • mrsd1984
    mrsd1984 Posts: 144 Forumite
    Not so much debt busting yesterday. Cleaned the whole house but didnt go out so a nsd. That's 2 in a row. Going to try and make it 3 today. Made a grocery shopping list or the weekend. Thought we would only need fruit/veg so our £10 budget would be easy, but then found we will need toilet paper, toilet cleaner and washing up liquid - the expensive items. I really don't like the cheaper toilet paper (I know, I'm a snob!!) but also like to get bigger packs as it's cheaper in the long term. Did a pretend online shop to get an idea of whether we would manage under £10 and we're coming in at £8.72 :)

    That includes velvet toilet paper (9)
    Washing up liquid
    Toilet cleaner
    10 bananas
    2 packs apples
    Jacket potatoes.

    At the end of the month, every penny we have left over from our £120 goes into a money box to go towards Christmas food and drink shop. Even if we only have £10 by Christmas it will be a crate of beer or 3 bottles of vino (after a pregnant Christmas I'm looking forward to a couple of drinks this year :) )
    SCS Carpets 0% finance: [STRIKE]£1331.84[/STRIKE] £132.90
    SCS Sofa 0% finance: [STRIKE]£1732[/STRIKE] £455
    Barclaycard:[STRIKE]£4657.57[/STRIKE] £4657.57
    MBNA Card:[STRIKE]£4413.45[/STRIKE] £4413.45
    Total Debt: [STRIKE]£12134.86[/STRIKE] £9658.92
    August Grocery Challenge: £132.92/£160
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I always buy my loo roll when it's on offer in l1dl, cush3lle :) I normally buy 2-3 big packs which last several months and are hidden in the wardrobe.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mrsd1984
    mrsd1984 Posts: 144 Forumite
    What price is the offer usually?
    SCS Carpets 0% finance: [STRIKE]£1331.84[/STRIKE] £132.90
    SCS Sofa 0% finance: [STRIKE]£1732[/STRIKE] £455
    Barclaycard:[STRIKE]£4657.57[/STRIKE] £4657.57
    MBNA Card:[STRIKE]£4413.45[/STRIKE] £4413.45
    Total Debt: [STRIKE]£12134.86[/STRIKE] £9658.92
    August Grocery Challenge: £132.92/£160
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    They were £6.50 when I first started to buy them and it was for 24 loo rolls, but I think it's now up to about £7.50 for 24. Still a good offer when it does come around though. I kicked myself when we ran out of baked beans once, I stockpile beans, olive oil & loo roll. I ended up paying £2.50 instead of 99p for 4 :eek:
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mrsd1984
    mrsd1984 Posts: 144 Forumite
    Thank you. Will keep a look out for when they're on offer.

    Not a nsd! Just ordered an anniversary gift for dh. It's our first wedding anniversary around a week after baby is due. Went through quidco so will be getting some cashback.
    SCS Carpets 0% finance: [STRIKE]£1331.84[/STRIKE] £132.90
    SCS Sofa 0% finance: [STRIKE]£1732[/STRIKE] £455
    Barclaycard:[STRIKE]£4657.57[/STRIKE] £4657.57
    MBNA Card:[STRIKE]£4413.45[/STRIKE] £4413.45
    Total Debt: [STRIKE]£12134.86[/STRIKE] £9658.92
    August Grocery Challenge: £132.92/£160
This discussion has been closed.
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