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The Ultimate Incentive part 10. The only thing holding you back is you.

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  • Cinny91
    Cinny91 Posts: 6,022 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Flower08 wrote: »
    Our debt is slowly decreasing, things are going well with baby so plodding seems to be working for us at the minute!:o

    Sometimes plodding is all you need! :) You've got a lot of other things to focus on, money might be what goes into the meter to keep your world ticking but ultimately there are so many more important things in life. Still, sending you lots of hugs!! xx
  • Birdie85
    Birdie85 Posts: 9,330 Forumite
    Great to hear that things with the baby are going well now, can't blame you for being happy to plod along right now! :)

    I need to buy paint for JDIJ so I can actually get started. :o Not sure if I ought to wait for payday on the 20th though as we paid off the holiday this month and our account is now looking a lot less healthy than it was!
    Overcome the notion that you must be ordinary. It robs you of the chance to be extraordinary!
    Goal Weight 140lb Starting Weight: 160lb Current Weight 145lb
  • shrimpy_80
    shrimpy_80 Posts: 1,631 Forumite
    So sorry to hear that Flower, that must've been so hard for you. Really lovely to 'see' you though.

    My wedding sampler cross stitch is progressing in bits and pieces, OH is off on his stag next week so I've got lots of crafting time pencilled in, apologies in advance for the onslaught of pics that will hopefully follow!

    JDIJ is going well so far, got some extra exercise doing the work cleaning last night and even though I didn't get in til 9 was very good and made myself a chicken stir fry when I got in. Feeling smug. Have got stuff planned every weekend in June though so will have to be super disciplined!
    Barclaycard [STRIKE]£7,296.35[/STRIKE] £6134.99 - MBNA [STRIKE]£4,182.88[/STRIKE] £3267.08 - O/draft [STRIKE]£569.31[/STRIKE] £413.59 - Capital One [STRIKE]£1477.55[/STRIKE] £1451.44
    Total debt [STRIKE]£12048.54[/STRIKE] £11267.10 6% paid
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Flower - I am so sorry to hear that. My OH was a twin and MIL lost his brother early on in the pregancy too. She still gets upset when she talks about it. I'm so glad you have your DS to keep you going, and of course the little one you are carrying as well.

    Much love to you xxx
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    My JDIJ looks to be going quite well. I have had a bit of interest in the buggy I am selling and have sold the other (slight buggy fetish here!) so if I do I will have another €750 to throw towards my Virgin card. Fingers crossed the more expensive one sells. I really want to get that Virgin card onto a 0% deal.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Ah CMD I am looking for a new buggy. Shame you are not closer!! The one I have now is a travel system that the first car seat clips onto and it's so big it's a nightmare on buses etc and really heavy so I ideally want a smaller, lighter one. I don't want to pay much though as DS is 18 months so I won't get much use out of it now.

    Flower so sorry to hear about your baby. At least you know the baby you have is obviously a fighter. I would be quite happy plodding along too. You need to make sure you are looking after yourself and your family without too much stress and worry now.

    Wendz so close to the wedding now. You must be so excited.
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    starnac wrote: »
    Ah CMD I am looking for a new buggy. Shame you are not closer!! The one I have now is a travel system that the first car seat clips onto and it's so big it's a nightmare on buses etc and really heavy so I ideally want a smaller, lighter one. I don't want to pay much though as DS is 18 months so I won't get much use out of it now.

    Flower so sorry to hear about your baby. At least you know the baby you have is obviously a fighter. I would be quite happy plodding along too. You need to make sure you are looking after yourself and your family without too much stress and worry now.

    Wendz so close to the wedding now. You must be so excited.

    Both of mine are double buggies Star. I would recommend a second hand iCandy cherry if you can get a cheap one. They are really nifty and ours has been in use every day for the past 3 years and is doing very well!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :eek: definitely don't want a double buggy in case I jinx myself ;)
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Really sorry Flower, that must have been horrible. Glad the other baby is doing well.

    Star - i have a petit star zia 4+ stoller. Got it from a website called nursery value for £90 instead of £150 and is really good and light.
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    starnac wrote: »
    :eek: definitely don't want a double buggy in case I jinx myself ;)

    Lol - I didn't want to say anything in case you had news too!!!

    Are you finished now Star, or will you have anymore?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
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