Why is there no help??

thetaylorclan

mikey_bach wrote: »

Put your figures in here, it will tell you how much I.S etc you could get. He needs to call and make a claim asap


http://www.entitledto.co.uk/

just had a go and after inputting last years income and rough overall income for this year it says that we are entitled to nothing more than what we currently get, so obviously I am now confused when it comes to I.S and tax credits etc.

thetaylorclan

cod3 wrote: »

Could he be redeployed by his employer to lighter duties instead of being off for weeks/months? Having had a broken collar bone years ago, I sympathise, but apart from heavy manual work, it doesn't stop you from moving about or doing desk based work. Depends what he does for a living I guess.

He is a warehouseman! And believe it or not his company actually has a policy that states that there are NO light duties! This happened a couple of years ago when he was waiting for an operation on the other shoulder for a shoulder impingement.

Hence the reason he was removed from the sick scheme at work last year as they would not allow him to return until broken collarbone was fully healed (joke)!

thetaylorclan

princessdon wrote: »

What do you mean by

He is out of the company sick pay scheme? Do you mean his pay has ended and therefore SSP only or do you mean he has had 6 months.

When did he go off sick - ie how long ago in months?

At hi place of work there is an occupational sick scheme which enable employees to be paid full pay when off sick. That is providing you don't have too much time off (stay within the guidelines, if you like). Well due to an operation on the other shoulder in December 2011 for shoulder impingement, he had to have 6 months without sick after returning which was around March. One week before his 6 months clear was completed, he broke his collarbone. They would not give him that one week as holiday so he could get to the end of it, instead they removed him from the sick scheme immediately and that point on it was SSP all the way.
From returning to work following time off for the collarbone, he needs to do 12 months clear with no sick to get back into the sick scheme. It has been 8 months so far and now if he has the op he needs, it will be SSP again

princessdon

During THIS period of sickness has it been more than 6 months?

The answer depends on whether to advise you to claim Income Support or ESA.

It sounds like the latter and if so then you claim Income Support. What is your LHA for a 3 bedroom house?

thetaylorclan

princessdon wrote: »

During THIS period of sickness has it been more than 6 months?

The answer depends on whether to advise you to claim Income Support or ESA.

It sounds like the latter and if so then you claim Income Support. What is your LHA for a 3 bedroom house?

this period of sickness will either be 6 weeks or 12 weeks depending on outcome of operation

and LHA for my circumstances is 161.54

seven-day-weekend

When we were in this position (although I did work as a lollipop lady, but the pay was hardly anything), we took in a lodger (probably not possible for the OP) and I got a market stall to sell my husband's artwork. We managed to pay our mortgage and essential bills with these income streams and my husband's Incapacity Benefit, which he got after his employer's scheme had run out.

All I can suggest to the OP is that she tries to get some sort of job and her husband apply for ESA once his employer sick pay finishes.

princessdon

thetaylorclan wrote: »

this period of sickness will either be 6 weeks or 12 weeks depending on outcome of operation

and LHA for my circumstances is 161.54

Then when you claim IS you will get the difference between £111 and his SSP -Plus the rent at the rate of above.

you can apply for Discretionary Housing Payments to cover the rest, but they are discretionary.

As you are on a pass ported benefit, your Tax Credits will increase but not by much as you are already getting a lot.

you will also get Free School Meals

So yes there is some help, but you will still be really short on your rent

paddedjohn

OP, are you saying that he is on the sick now or that he will have to go on the sick when he has his operation?

How much holiday has he accrued so far? he is entitled to take holiday instead of sick leave.

chris1973

Can your OH not delay the operation until you find a full time Job. Yes, its been your choice to be a SAHM whilst your OH was working, and thats fine, however your situation has changed since that decision was originally made and now one of you, the breadwinner is sick and may not be able to work for an undetermined period.

Therefore your situation HAS to evolve to meet your changed circumstances - common sense surely?. Nobody expects to just walk into a Job these days, hence the suggestion to delay the operation until you do. Besides its not going to help your OH's recovery if he is worrying about the rent all of the time.

I sympathise with the SSP situation, I was unable to work for 4 months after my leg was crushed by a runaway car and my employer doesn't have any form of company sick pay scheme so I was on SSP from Day one for the entire period. However you find a way to manage - you don't really have a choice and in my case I didn't even have a partner to go out and work. OK I don't have kids, but that doesn't make my Rent any cheaper than yours either nor change the fact that SSP didn't cover it.

I've worked full time since I was 16, and even took on a weekend Job when circumstances dictated, and society didn't give me a pot to p*ss in when I needed it either. So yes, I know how frustrating it is but thats the way it is and you can't change it any more than I could, so you have to do something to better your situation yourself.