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Why is there no help??

245

Comments

  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    Okydoky25 wrote: »
    Slightly blinkered. If I went to work I wouldn't cover the childcare!

    The OP won't need childcare with her husband at home.
  • we have no savings at all, and obviously initially my husband would be unable to care for the children. I chose a childcare position to apply for as I then do not have to find childcare for my children as the hours are school and term time.

    We are in private rented accommodation not social housing
  • Dogger69
    Dogger69 Posts: 1,183 Forumite
    Okydoky25 wrote: »
    Slightly blinkered. If I went to work I wouldn't cover the childcare!

    Granted the OP could poss find some temp work to cover her husbands absence but then will he be capable of looking after them while recouporating and let's face it there plenty of competition for any job the op goes for so at short notice would she be likely to even get one?

    Regarding savings hindsights a great thing and even if they had it could they have afforded to save!?

    Had you bothered to check you would find the children are at school, or at least they were a few months ago.
  • clear_as_mud
    clear_as_mud Posts: 71 Forumite
    Tenth Anniversary Combo Breaker
    You not working is your choice, but it comes at a cost. If you only have one income that you rely on then you need to either build savings to help you in this sort of situation or get insurance. Did your husband not have any accident/ sickness insurance in place?
  • I have two children in full time school and one who is half day at nursery until this september
  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    No, except for the fact that I chose to be a stay at home mum

    But being a SAHM is something of a luxury choice and you've posted about being deep in debt for many years.
  • Dunroamin wrote: »
    But being a SAHM is something of a luxury choice and you've posted about being deep in debt for many years.

    is it not possible to just stick to my question asked on this thread??

    With my husband having worked shifts for the past ten years I have only been able to work weekends, which actually made us no better off than we are now
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What are you planning to do in September then, when all the kids are in full time school?
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • lippy1923 wrote: »
    What are you planning to do in September then, when all the kids are in full time school?

    I was planning to look for a position in childcare where the hours are school time and term time
  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    is it not possible to just stick to my question asked on this thread??

    With my husband having worked shifts for the past ten years I have only been able to work weekends, which actually made us no better off than we are now

    People have answered your question which is that you need to get a job. Most families can't manage on one low income and I was simply commenting that it's even harder when there are a lot of debts involved.
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