Can I dare to go on the MFW journey

resilie

LauraJo wrote: »

Omg your lodger must be a relative of my lodger! My oh timed her the other day and she was literally 20 mins in the shower... I'm not exaggerating! She also still has her heaters on in her room full blast and then opens the windows... It's June! Has no one told her!

Sounds exactly like mine! Next time I'll ask for an eco friendly slightly smelly hippy

LauraJo

Be careful what u wish for... Our first one smelt so bad we had to ask him to leave! He would go cycling in jeans and proper shirts and shoes for a couple of hours and never showered! People would comment on the smell in our house when he lived here (and we have dogs etc!)

resilie

Oh dear that is probably even worse... so apparently the perfect lodger doesn't exist.... However before I was a homeowner and lived in shared house I do not rember massive issues with the flatmates- obviously puts a different perspective on things when it's your own place...

mortgage_girl

resilie wrote: »

Just overpayed 4500!! Combination of tax rebate and transfer from different account- now have not quite as much buffer zone in my current account but will be ok till next payday.... great feeling

Wow! What a fantastic achievement, congrats!

Lois_E

Well done on such a huge OP. You'll have that mortgage subdued before you realise.

resilie

Got a cheque in the post as a refund from an insurance policy I managed to pay twice last year-£55.2.... now all I need is to find some time to go to the bank and actually pay it in....
Also gave my lodger a shopping list for household cleaning products which she said she'd get
Did lots of gardening the last few days- costing quite a bit as I've gone a bit OTT with new pots and flowers but it's looking so so pretty now... really pleased
Night shift tonight- bah

resilie

Checked bank account and nearly all monthly big bills have come out.... no huge expenses planned between now and next payday so decided to OP £500 now and hopefully aim to pay the rest for this months planned £1500 on payday... off to update siggy now :-)

if_at_first...

Wow - you have made a great dent in your mortgage already :T:T:T

Keep it up and you'll soon be MF!:j

resilie

Finally got to the bank to pay in my cheque and while I was there thought I might as well OP £300..... oops
Now really have to hold back till payday otherwise could get into a spot of bother... also have a camping weekend with the girls planned in 2 weeks time which will require petrol/booze/camping money so I'll try and behave for the restof next week

resilie

Hm have been thinking about increasing my income. I can do well paid extra shifts at work so spending my time on surveys etc is not really the best use of my time... only problem is they would be night shifts and they are literally HELL. So far my sanity has been more important to me but 390 £ for 12 hs work is pretty good- if I subject myself to that once or twice a month I could make a real dent in that mortgage...... any thoughts on work life balance?