Experian vs. Equifax

Phoenix79_2

Had both my Experian and Equifax reports delivered this week. Definitely more recorded on Experian.

BASFORDLAD

anything u can tell us on here?

Phoenix79_2

Haven't got them to hand at the minute so will post more details tomorrow

Tori_Bellatrix

This is a good thread ... worth bumping up ... will add my searches later from the CRA's ...

Paul_Herring

Phoenix79 wrote: »

Haven't got them to hand at the minute so will post more details tomorrow

It's well past tomorrow - did you post?

SimonW

Hello,

I've had searched from both Experian and Equifax.

I would say from experience that the Experian search is a more complete/thorough search and more representative of my credit history.

As for which company uses which agency I found this on the MSE website:

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1129725802,83707,

Another page you might find useful is:

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1101485056,23650,

HOUSE_PRICE_CRASH_GHOULS

Bumping for updaes

marilyna

Checked my reports. Capital one searched both Equifax and Experian, but the search on Experian was unrecorded.

Aqua and Tesco search Experian.

livi.till.i.die

I got both my Experian and Equifax online accounts at the same time. The difference between the 2 are strange! Equifax shows I have 1 active credit at my current address and 4 accounts that have been settled in the past 6 years. Experian shows I have 4 current credit files at my address and 14 settled accounts from others in the past 6 years????

HOUSE_PRICE_CRASH_GHOULS

livi.till.i.die wrote: »

I got both my Experian and Equifax online accounts at the same time. The difference between the 2 are strange! Equifax shows I have 1 active credit at my current address and 4 accounts that have been settled in the past 6 years. Experian shows I have 4 current credit files at my address and 14 settled accounts from others in the past 6 years????

Which one scored you higher? Mine is similar and Experian scores me highest.