Bank account without proof of address?

System

The association would only be created by a joint current account.

The semi-homeless person could get a savings account with an ATM card - it would have the ability to have cheques deposited and credits such as wages or benefits.

innovate wrote: »

That could lead to a financial association on CRA files, which may be unwanted.

EarthBoy

Heng_Leng wrote: »

The semi-homeless person could get a savings account with an ATM card

You need to provide proof of address for a savings account, so no address = no account.

Steve059

And even online-only savings accounts usually require an original (ie. posted, not downloaded) paper bank statement to open. :huh:

Hominu

Heng_Leng wrote: »

The semi-homeless person could get a savings account with an ATM card - it would have the ability to have cheques deposited and credits such as wages or benefits.

Even those kind of accounts are limited to receiving between £1,000 - £1,500 per year, and if you exceed the amounts, you account is suspended until you can provide proof of identity and address.

Gentoo365

Who is he getting the cheques from?

Sometimes it is possible to arrange for him to cash the cheques at the relevant bank.

jonesMUFCforever

If the money he gets consists only of benefits then the post office card account would be the easiest to get.

pinkdalek

Your friend would need to give the bank a registered address.

Does your friend hold a full UK Passport? Many banks will open accounts with just a full UK/EU Passport. What ID would they be using to open an account?

innovate

pinkdalek wrote: »

Many banks will open accounts with just a full UK/EU Passport.

Doubt this is so. A UK/EU passport will suffice for proof of ID, but you also must provide proof of address. A passport is no use for that.

If you don't get asked for proof of address when you apply, it is because they could electronically find you (Electoral Roll, CRA etc) at the address you said you live at.

C_Mababejive

I have often wondered this. What if you dont live in a house or typical registered property? you might live in a van/caravan/motohome/ghert /whatever. That doesnt mean you dont wish to have a bank account/have a driving licence/tax and insure your car etc etc.. Is there an option to live in a house? you may not want to. Surely houses are a means of state control and a vehicle for taxation?

anoncol

C_Mababejive wrote: »

I have often wondered this. What if you dont live in a house or typical registered property? you might live in a van/caravan/motohome/ghert /whatever. That doesnt mean you dont wish to have a bank account/have a driving licence/tax and insure your car etc etc.. Is there an option to live in a house? you may not want to. Surely houses are a means of state control and a vehicle for taxation?

And what is wrong with a vehicle for taxation?