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This so called Bedroom Tax

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Comments

  • sulkisu
    sulkisu Posts: 1,285 Forumite
    catkins wrote: »
    Family Mosaic was one of the housing associations he worked for.

    The tenant did not pay for the replacement carpet though. The first carpet was lovely (as I say we still have it down in our house) and very very good quality, certainly better quality than we have ever been able to afford.

    I am not knocking social housing tenants but some of them really would get a shock if they had to rent privately. I certainly would not mind one of the London flats at dirt cheap rent whereas a lot of them just moan about everything and even if a lightbulb blows they want the HA to replace it.

    He may have worked for Family Mosaic, but they categorically do not routinely provide white good and new carpets in all of their properties - sorry they just don't. Nor do they decorate all of there properties.

    And as for expecting blown lightbulbs being replaced...there might be the odd tenant who expects this (and is no doubt soon put straight if/when they ask for it, like the tenant who expected us to come and weed his path :D), but do you really think that the average social housing tenant feels that way, or expects this? Seriously? Speaking as someone who was a social housing tenant once upon a time (and not a million years ago either), who has family and friends who are/were also social housing tenants - the thought would never have crossed my mind and before you say it, 'no' I was not the exception to the rule. I had a nice flat, paid a low rent and was very grateful.
  • cord123
    cord123 Posts: 644 Forumite
    I am so fed up with hearing baout how people in social housing have it tough... we moved into our private rented house, painted it etc after being told that it was ours for as long as we wanted it as the landlords had moved to dubai ... roll on a year, we were served notice as we refused the 15% rental increase.... we had to find a new house, pay for the cost of moving etc and we have no one to moan to!

    If you had a big house for a few years then good luck to you but you cant expect to not have to leave at some point when there is a family that need that house more than you. I would like nothing better than to stay in one house all my life but unfortunately that isnt an option.

    As for what is and isnt included..... again, life is tough.... we are having to pay for a van, letting agent fees, deposit, we need a new fridge freezer as the one we have doesnt fit BUT we have a roof over our head!!!!
  • Morlock
    Morlock Posts: 3,265 Forumite
    catkins wrote: »
    I think people would be pretty horrified to hear what some of the tenants get and if they moan that the washing machine or whatever is not good enough they get an even better model.

    I'm sure they do.
  • Morlock
    Morlock Posts: 3,265 Forumite
    nottslass wrote: »
    Can anyone please explain the logic of this ?

    Rent for 3 bed LA house is £87 pw

    Tennent is over occupying one bedroom and cannot afford the extra rent now payable.

    Therefore Tenant moves into private rental.

    LHA rate for a 2 bed property is £106.


    This so called "bed room tax" now costs the tax payer an extra
    £19 pw........... (based on our LA Rates)

    COMPLETE AND UTTER MADNESS !!!!!!!

    The estimated (around) £500 million housing benefit saving will only be realised if every tenant affected does not move and pays the bedroom tax. The government are relying on tenants to stay put and absorb the cost.
  • nannytone_2
    nannytone_2 Posts: 12,999 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    cord123 wrote: »
    I am so fed up with hearing baout how people in social housing have it tough... we moved into our private rented house, painted it etc after being told that it was ours for as long as we wanted it as the landlords had moved to dubai ... roll on a year, we were served notice as we refused the 15% rental increase.... we had to find a new house, pay for the cost of moving etc and we have no one to moan to!

    If you had a big house for a few years then good luck to you but you cant expect to not have to leave at some point when there is a family that need that house more than you. I would like nothing better than to stay in one house all my life but unfortunately that isnt an option.

    As for what is and isnt included..... again, life is tough.... we are having to pay for a van, letting agent fees, deposit, we need a new fridge freezer as the one we have doesnt fit BUT we have a roof over our head!!!!
    who has said that people in social housing 'have it tough'?
    everyone in social housing should expect to have to move on when the property they occupy isnt the property they require... no one argues with that. the issue is that the smaller (1 bed) properties just dont exist!
    you compalin about the treatment you had in private sector rentals, but then want to push other people into the position you found yourself in!

    surely the answer is to ring people UP to the same standards/costs of housing rather than drag everyone DOWV?
  • Morlock
    Morlock Posts: 3,265 Forumite
    cord123 wrote: »
    If you had a big house for a few years then good luck to you but you cant expect to not have to leave at some point when there is a family that need that house more than you. I would like nothing better than to stay in one house all my life but unfortunately that isnt an option.

    It is very difficult to argue that a single person or couple should continue to live in a three-bedroom, social housing property whilst receiving full housing benefit, and there are people who have been in this situation. However, they are in a very small minority, 81% of tenants affected by the bedroom tax have only one spare room, and the majority of those tenants live in two-bedroom properties.

    As continuously highlighted by housing charities and associations, one-bedroom properties are in very short supply across the country, many tenants have no option but to stay put and take crippling hits to disposable income.

    Also, there is no guarantee that freed-up properties will be re-let as fully-occupied, the next tenant(s) could also under-occupy, but be in a better position to top-up rent from benefits. I.e. where a JSA claimant could not possibly afford the bedroom tax whilst under-occupying, an ESA claimant could possibly scrape by and accept the offer of an under-occupied tenancy.
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 April 2013 at 2:48PM
    catkins wrote: »
    Family Mosaic was one of the housing associations he worked for.

    The tenant did not pay for the replacement carpet though. The first carpet was lovely (as I say we still have it down in our house) and very very good quality, certainly better quality than we have ever been able to afford.

    I am not knocking social housing tenants but some of them really would get a shock if they had to rent privately. I certainly would not mind one of the London flats at dirt cheap rent whereas a lot of them just moan about everything and even if a lightbulb blows they want the HA to replace it.

    I worked for a short while in a Housing Office taking rent and Council Tax payments and whilst the majority of tenants were fine, there were a substantial minority who were abusive when it was suggested that they would have to buy a new battery for their smoke alarm, or a new bulb for their ceiling light. One man threatened a young Housing Officer to such an extent about having nowhere to mend his car that she was scared to go out onto the estate and ended up having a breakdown and leaving her job on health grounds :( . Many also grumbled that their houses had old kitchens (so had mine, because we couldn't afford a new one), and that they had not got a garage (neither had we, still haven't). This was not one of the worst estates in my city so I dread to think what the others were like.

    This was in the mid 1990s so there was an entitlement culture there already amongst certain people.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • neverdespairgirl
    neverdespairgirl Posts: 16,501 Forumite
    nottslass wrote: »
    Can anyone please explain the logic of this ?

    Rent for 3 bed LA house is £87 pw

    Tennent is over occupying one bedroom and cannot afford the extra rent now payable.

    Therefore Tenant moves into private rental.

    LHA rate for a 2 bed property is £106.


    This so called "bed room tax" now costs the tax payer an extra
    £19 pw........... (based on our LA Rates)

    COMPLETE AND UTTER MADNESS !!!!!!!

    Nope.

    Family living in 3 bed private rental property paying £145* / week move into 3 bed house and pay £87 / week.

    So tax payer now paying £106 for the private 2 bed and £87 for hte 3 bed council place, a total of £193 / week. Previously paying £87 and £145 a week for 3 bed council and 3 bed private, total of £232 /week. Taxpayer better off by £39 / week.

    * - this is a guess, but the LHA 3 bed rate's going to be higher than the LHA 2 bed.
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
  • neverdespairgirl
    neverdespairgirl Posts: 16,501 Forumite
    Morlock wrote: »
    Also, there is no guarantee that freed-up properties will be re-let as fully-occupied, the next tenant(s) could also under-occupy, but be in a better position to top-up rent from benefits. I.e. where a JSA claimant could not possibly afford the bedroom tax whilst under-occupying, an ESA claimant could possibly scrape by and accept the offer of an under-occupied tenancy.

    It's very likely. In my area of London, you can't be allocated a council / HA place if it will be under-occupied as a result.
    ...much enquiry having been made concerning a gentleman, who had quitted a company where Johnson was, and no information being obtained; at last Johnson observed, that 'he did not care to speak ill of any man behind his back, but he believed the gentleman was an attorney'.
  • Morlock
    Morlock Posts: 3,265 Forumite
    edited 30 April 2013 at 3:38PM
    It's very likely. In my area of London, you can't be allocated a council / HA place if it will be under-occupied as a result.

    But that is the reason why many tenants are under-occupying social housing, because the demographic on the waiting list cannot be allocated housing without some degree of under-occupancy.

    Hence why, in London, under-occupancy rates are relatively low compared to regions in the North of England, Wales and Scotland, which are most affected. Areas with high rates of under-occupancy have low rates of over-occupancy, and areas with low rates of under-occupancy have higher rates of over-occupancy.

    The main problem is not under-occupancy per se, but lack of suitable housing according to the demographic of potential tenants.
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