Weekly Spend Challenge W/C 28th April 2013

GemmaN

My week went SO out the window at the end!!!!

End up going out with someone from work for dinner and drinks (£15.75) which meant I got in to late to make lunch for today and had nothing simple in, so ended up buying lunch today (£5.47)....

On top of that I had to pick up a bunch of stationary for my new course (I forgot how much stuff you needed) and that added up....

All in all I spent (I think) £47.91 - a wooping £27.91 over budget I did put £24 of change into the bank though!!! So only £3.91 of that is an 'issue' (though I would have preferred to use that money on my CC!!)

This was my second week of doing this - and it has made me realise how easy it is to just 'spend' money willy nilly. Next week = a lot more leaving the debit card at home to reduce risks!! I have all I need for my college course now so there shouldn't be any issues.....

Gem

Lucky_Clover

Got to the end of my week's spending and got £5.46 remaining out of my £80. Will reduce my £80 to £50 next week though so that will be a new challenge. Gave my daughter £70 out of the months food budget to keep her bus passes and social life going-- she only seems to stay with me 1 or 2 nights a week now so I am hardly feeding her. Hence I'm reducing spending budget to £50 per week for the rest of the month.

Friday spend: £1 for bag of liquorice allsorts out of the Charity sweetie box at work

Today (Sat) just under £5 at my local fruit and veg shop: Bread, new potatoes, a whopping size fresh cauliflower for £1 (that will last me a few days) and some plain chocolate coated ginger and brazils that they sell out of those old fashioned sweetie jars for so much a 1/4 -- I got an impressive amount for £1.50. I do like that shop!!

Fun doing this-- because it is good to see what I have left at the end of the week. Felt important that I came out of the shop with some change.

Spending nowt now and looking forwards to my romantic meal deal tonight :-)

Putting any surplus money I have left over into a little fund to give to my son as he is moving out from living with his Dad into his very first flat with his girlfriend this month..... quite exciting that! Having said that I am receiving a nice little gift of £100 from Nat West at the end of the month for remaining a loyal mortgage customer on their fixed rate interest --- so will I give that money as a gift to my son and his girlfriend to wish them a happy life. And that sorts out that!

EverTheOptimist

Morning all

I've had a little spend today but was out of our joint account for a top up grocery shop so not included.

Well done on your green week Lucky Clover

Flyinggiraffe - Good luck for Tuesday with your new job.

New thread here

Hope to see you all over there.

Laconic

Evening all.

I have now crunched the numbers. Worst to best:

- Bought enough food for making lunch, only made lunch twice. Didn't go out in the end, but spent £20.27 eating out. Boo!

- Groceries: this does include spending for a dinner party I'm giving tomorrow, but even so, it's over budget: £30.13

- Bits and bobs: early holiday spending £20.43 I need a category for this kind of spending

- Hairdresser: smarter spending resulted in spending less than I was planning so £40 rather than 70-80 I was expecting.

- Train: £17.15 from Manchester to London. Can't say fairer than that!

Total: £127.98/£200 Not bad, but it could have been much better!

Thank you once again for this: I think I'm beginning to understand the point of the spending challenges. It's to force you to be honest about what you're doing with your money.

Onto next thread!

Lottie1987

Hi everyone! Hope you are all doing well and welcome aboard to the new faces

Sunday: £2.27 (Baked beans and black pudding)

Monday: 95p (instant mash) (would make my own but OH is very fussy about homemade mash :wall:)

Tuesday: £6.00 (train ticket to and from work)

Wednesday: £6.00 (train ticket to and from work)

Thursday - NSD (my birthday so anything bought was courtesy of OH )

Friday - NSD

Total for the week - £15.22/£70.00 (£54.78 put to savings)

Pledge for next week £70.00 again.

Have a fab day everyone xxx

prettyplease

Ooh I so blew it.....
So monday £8.50 - choc and car wash
Tuesday: MOT - £40 - bargain
Suit for son for prom £82.80 - thanks m&s glitch!
Wednesday: £3.00 - working 70 miles away - drink
Thursday: £38:00 petrol
Friday: £20 oyster top up me £10 son.

So a big fat red total of: 162.30 / 100 :rotfl::rotfl::rotfl:

Oh well - but take the suit and MOT out of equation not a bad week overall - just funny how in my brain £100 was going to cover it. I wonder how I got into debt???

LocalAngel

Sorry for updating late again. I spent £4.48 on groceries on Friday - 24p over my budget but I made £10 from a research study so I am £9.76 in credit :j

MissE001

Sorry for posting late....quick update.

Ended up not going out on Friday night so saved the £40 I had budgeted for that

I ended up buying a few bits and pieces for taking to friend's houses for lunch / coffee - cheaper than eating out but not really included in the budget for last week. Also, my budget included £20 for guy to change my locks and he hasn't appeared yet....so although I'm green, I'm still a bit over-budget IYSWIM.....

£90.80 / £145

busybumblebee

I'm slightly disappointed to say that I failed on my first week It was the hairdressers I'd forgotten about that did me! Plus the extra glass of wine I had on my night out, which cost me a huge £5.50!! Anyway, I ended the week on £55.56

I won't join this weeks challenge because I have a weekend away with friends, a birthday meal with my best friend and a nephews birthday...hmm could get messy..... I'll be back next week though, being good :A

Have a good week all

busybumblebee

Lottie1987 - I can't believe hubby is fussy about homemade mash but he'll eat instant mash :-) That's really made me smile xx