"Interview under caution..."

FBaby

I think you are good with managing your money regardless of your income, then yes, you are much more likely to keep an eye on your balance, but some people are very bad at it on a very low income as much on a higher one. It's all about your outgoings too, if you have little, you are much less likely to need to check because you can almost do the maths in your head, whereas if you spend a lot, especially if your income and outgoings are irregular, you have a much higher need to check regularly.

Personally, I always try to keep a general idea of what my balance is likely to look like at any time, but I have found from experience that I get it wrong most of the time (either way) because my outgoings can be quite different months on months. I don't usually have to worry about going in my overdraft (but am charged minimum if I do anyway), but I go over each transaction each month and if I have spent more than I expected, I make a conscious effort to spend less the following month.

I really cannot imagine not checking my account for 3 months, it would make me feel totally out of control and fearful of what I might discover after all this time!!

DonutUK

Since Jan my rent has been paid by me....the same that i always have...the amount transfers by standing order out of my account into an old joint account then to my private landlord.

A bit convoluted but it was all to do with how i had to set the rent payments up...and the dates they came out.....basically the rent date didn't match my old monthly pay date so played safe and made sure the rent amount was transferred out to protect it. A hangover from the days when i didn't earn as well!

Until i sit down and go through my accounts i won't know how much of the overpayments i have in there....

The overpayment is in the region of £1k....

As i have stated, i am not trying to keep the money, i will agree to repay it....my failure seems to be not checking my account as opposed to any supposed fraudulent activity.

DonutUK

Jamie_Carter wrote: »

Serious enough to lose you job over, and to make a claim. But you were well enough to start a new job 2 months later. Really????



I really hope you didn't go ahead with your claim, and put all of our insurance premiums up??

I was made redundant because the boss is a !!!!....not because of my injury.

Why wouldn't i go ahead with the claim? I have since had to return to have further physio treatment as it still hasn't completely healed.

But yes, i am able to work, albeit not always without a bit of discomfort or pain, but that is only very occasionally now.
Maybe i should have just pretended i was too unfit for work, just to boost my claim upwards?

FBaby

nannytone wrote: »

i think there is more to this than we're being told. a 2 month overpayment in HB wouldnt usually result in an interview under caution[/B]

Indeed, I think this we all agree on

nannytone_2

FBaby wrote: »

I think you are good with managing your money regardless of your income, then yes, you are much more likely to keep an eye on your balance, but some people are very bad at it on a very low income as much on a higher one. It's all about your outgoings too, if you have little, you are much less likely to need to check because you can almost do the maths in your head, whereas if you spend a lot, especially if your income and outgoings are irregular, you have a much higher need to check regularly.

Personally, I always try to keep a general idea of what my balance is likely to look like at any time, but I have found from experience that I get it wrong most of the time (either way) because my outgoings can be quite different months on months. I don't usually have to worry about going in my overdraft (but am charged minimum if I do anyway), but I go over each transaction each month and if I have spent more than I expected, I make a conscious effort to spend less the following month.

I really cannot imagine not checking my account for 3 months, it would make me feel totally out of control and fearful of what I might discover after all this time!!

you're slacking then! i always know ro within a fiver ...

nannytone_2

so you only claimed JDA for 4 - 6 weeks?
were you claiming HB.CTB before your JSA claim?

Jamie_Carter

DonutUK wrote: »

I was made redundant because the boss is a !!!!....not because of my injury.

Why wouldn't i go ahead with the claim? I have since had to return to have further physio treatment as it still hasn't completely healed.

But yes, i am able to work, albeit not always without a bit of discomfort or pain, but that is only very occasionally now.
Maybe i should have just pretended i was too unfit for work, just to boost my claim upwards?

It sounds like you are changing your story to suit. I mean you don't even know how much 3 months rent would add up to. :rotfl::rotfl:

FBaby

DonutUK wrote: »

.the amount transfers by standing order out of my account into an old joint account then to my private landlord.

As i have stated, i am not trying to keep the money, i will agree to repay it....my failure seems to be not checking my account as opposed to any supposed fraudulent activity.

Did you hear the story about the woman who thought she was transferring money from her current account to her saving account each month to realise more than a year later than she had made one digit error and all her money went to a total stranger. I believe she wasn't able to claim that money back... What if the same had happen with your above arrangement?

It REALLY is essential to always check your accounts.

FBaby

nannytone wrote: »

you're slacking then! i always know ro within a fiver ...

You win I'll even confess that I haven't done my monthly check yet although I was paid on Wednesday, shameful!

tomtom256

epitome wrote: »

Of course I accept the consequences, but there have been no consequences for me. I do not accept that "the consequences" would include any charge of fraud after I had done my duty and informed a council that I wanted my HB to stop yet they continued to pay it unbeknownst to me, if and when I looked at my account and realised this I would tell the council of their mistake but I have no liability to check my accounts.

But we have no way of knowing he has informed the council or indeed the DWP in a timely manner.

Posting the return to work in the job centre isn't the correct way to end a claim so no surprising no one knew he had "declared" he had started work.