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May the NSD Force Be With You - May NSD Challenge
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A sunny day today and I've bagged nsd #2 so I'm quite happy.
Hope you all have a good week.0 -
Had a gardening day today (they don't seem to come around very often:rotfl:) and also chalked up NSD #4."Whether you think you can, or you think you can't -- you're right" - Henry Ford0
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:j I've managed NSD #1!!!!! Would have been two except for I went to a football tournament with DS1 yesterday. I'd planned it, took drinks and sandwiches. Halfway through there was a downpour but they opened the gates so we could get cars in. I rushed off to get my car leaving in DS1 with his friend and by the time I got back his friend's mum had bought him a hot sausage roll and a hot chocolate so I felt obliged to give her the money
Been reading through the thread and just wanted to say Kerri, I was on the verge of cancelling my pet insurance at the start of the year. Luckily for me I was having a disorganised week and didn't get round to it as my dog was attacked by a bigger dog and was in a specialist unit for two weeks. After being resuscitated, having two blood transfusions, platelet transfusion plus all his care the insurance covered £5,500 of his £7,500 bill. I'm not sure about your situation but I was really shocked how quickly the costs mounted up!
MBNA [STRIKE]£2,029[/STRIKE] £1,145 Virgin [STRIKE]£8,712[/STRIKE] £7,957 Sainsbury [STRIKE]£6,870[/STRIKE] £5,575 M&S [STRIKE]£10,016[/STRIKE] £9,690 Barclaycard [STRIKE]£11,951[/STRIKE] £11,628 CTC [STRIKE]£7,629[/STRIKE] £6,789 Mortgage £[STRIKE]182,828[/STRIKE] £171,670
LBM Dec12 excl mort 47,207/42,784 Dec13
Excl mortg and CTC 39,578/35,995 Dec13
Incl mortg 230,035/214,454 Dec13
Extra payment a week:this week £0 / YTD£1,457.550 -
Right, biting the bullet and declaring NSD #5 and also somehow managed 5 in a row :j
Still recovering from the old jet lag but have managed to at least mow the lawn the evening.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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NSD #3 today. :jSPC 18 Target £200 /0
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Evening all & a special:wave: Hello to Newbies & Returners
Thanks Freeby for the morning update & keeping us updated generally:A
BeanieLou reportingearly for a Fabulous NSD 4:j:j
EvertheOptimist is there a big date looming on your calendar….A tremendous NSD 3 noted:j:j
Fedup an early fantastic NSD 5 good going for so early in the month:j:j
Ifwishes What anamazing pic, hypnotic ! & That’s a tremendousNSD 3 achieved :j:j
Julie2710 Well done an outstanding start for ** NSD 1 ** shameabout the planned NSD but kind of the friend, maybe you could try saying, nexttime its my treat..and planning to return the favour on a spendy day but onlyif that would have been appropriate?:j:j
Kerri – Big sigh of relief – Welcome back, we missed you ,hope the jet lag passes off – the pet insurance quandary…it’s a toughie but a fantastic NSD 5& 5 in a row :j:j
Marmite a good day all round for a terrific sunny NSD 2 :j:j
Out of Debt another one making the most of the sun to reach fabulousNSD 4:j:j
PurpleSarah Making agood start to May getting some spendfreetreats & a terrific NSD 2:j:j
Spoony Declaring war on that clutter & reaching fabulousNSD 4:j:j
Wildcherry Happy bank holiday – hope the sun shone Terrific NSD 2 is a great start:j:j
And thanks for checking in ……
SPyderBryte I like the sound of your lecturer, I may trythat in my talks? Sounds like you have abig day planned – hope you stay & share it with usDebt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
A late evening for me but I've been out visiting family today and had a thoroughly great time.
I am checking in with 2 NSDs, one yesterday and one today. My boyfriend and I are going out tomorrow for a drive and a pub lunch so I'm not sure if it will be a spend day for me or not. Will come back in the evening to confirm.
Hope you are all enjoying the weekend.
CWNSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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Same as candlewick, just home after a long day....caught up with 2 separate friends....one paid for the coffee shop coffee and I went to the other's house with cakes I bought yesterday. Then, EA out to value the house (think it'll be on the market in the next week or so :eek: ) and off DM and DF's for dinner. Just home and finally declaring NSD # 1/15 - feels like it's been a long time coming this month but hopefully the first of manySPC Member #112 :A Save £2k in 2014 # 160 :money:0
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Sorry, back again
Fabby update, Sazzie, thank you :T:T:T:T:AThe time you enjoy wasting is not wasted time
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Good Morning
Thank you for the update sazzie :A
The front page is all up to date :j
Have a great Bank Holiday Monday if you are lucky enough to be off.
If you're not off - have a great day anyway. Life is how you live itFree by FiftyDebt of the Moment -August NSD Challenge 14/150
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