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May the NSD Force Be With You - May NSD Challenge

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Welcome to the May No Spend Day (NSD) thread!!

We are a happy (and some might say mildly insane) bunch doing battle with those retailers - and there’s plenty of temptation out there at the moment. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this challenge) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.


Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off...)

https://forums.moneysavingexpert.com/discussion/4522813
Free by Fifty
Debt of the Moment -
August NSD Challenge 14/15
«13456779

Comments

  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 4 June 2013 at 5:56PM
    Well, they say that "April showers bring May flowers" - Lets hope that's true! But just in case it isn't, here are some to keep us going


    1st Target Met th_fleur_9_zps15618f39.gif 2nd Target Met th_fleur_5_zps85a6adf4.gif 3rd Target Met th_tournesols2_zps253c72ab.gif

    Target Exceeded th_f972_zps337b6ae8.gif



    The Challengers



    AGirlWrites – 15/
    Armchair – 15/
    Baileys – 10/
    Beanie – 14/14 Target Metth_fleur_9_zps15618f39.gif 2nd Target Met 18/18 th_fleur_5_zps85a6adf4.gif3rd Target Met 20/20th_tournesols2_zps253c72ab.gif
    Bigmumma – 16/3
    Busybumble – 10/8
    Candlewick – 23/13
    Charleybear – 10/10 Target th_fleur_9_zps15618f39.gifMet Target Exceeded 10/11th_f972_zps337b6ae8.gif
    Cw18 – 12/12 Target Metth_fleur_9_zps15618f39.gif Target Exceeded 12/15th_f972_zps337b6ae8.gif
    Debtfreefuture - 12/12 Target Met th_fleur_9_zps15618f39.gif
    Delilahh – 10/
    Donna d – 10/2
    Dragon – 10/10 Target Metth_fleur_9_zps15618f39.gif 2nd Target Met 15/15 th_fleur_5_zps85a6adf4.gif3rd Target Met 18/18th_tournesols2_zps253c72ab.gif
    Evertheoptimist – 10/10 Target Met th_fleur_9_zps15618f39.gif2nd Target Met 14/14th_fleur_5_zps85a6adf4.gifTarget Exceeded 14/18 th_f972_zps337b6ae8.gif
    Fedup – 17/17 Target Metth_fleur_9_zps15618f39.gif 2nd Target Met 20/20 th_fleur_5_zps85a6adf4.gif3rd Target Met 23/23 th_tournesols2_zps253c72ab.gifTarget Exceeded 26/28th_f972_zps337b6ae8.gif
    Flowerofscotland – 12/12 Target Met th_fleur_9_zps15618f39.gif
    Freeby – 15/15 Target Met th_fleur_9_zps15618f39.gif 2nd Target Met 20/20th_fleur_5_zps85a6adf4.gif3rd Target Met 24/24th_tournesols2_zps253c72ab.gifTarget Exceeded 24/26th_f972_zps337b6ae8.gif
    Gettingthere – 10/10 Target Metth_fleur_9_zps15618f39.gif 2nd Target Met 14/14th_fleur_5_zps85a6adf4.gif
    Headabove –12/12 Target Metth_fleur_9_zps15618f39.gif Target Exceeded 12/14th_f972_zps337b6ae8.gif
    Heyjude – 12/12 Target Metth_fleur_9_zps15618f39.gif 2nd Target Met 14/14th_fleur_5_zps85a6adf4.gifTarget Increased 15/14
    If – 17/17 Target Metth_fleur_9_zps15618f39.gif
    Jaxsmar – 14/14 Target Metth_fleur_9_zps15618f39.gif
    Jelly biactol – 10/10 Target Metth_fleur_9_zps15618f39.gif Target Exceeded 10/13th_f972_zps337b6ae8.gif
    Julie2710 – 10/6
    Karenccs - 10/9
    Karens42 – 16/
    Kerri – 16/16 Target Met th_fleur_9_zps15618f39.gifTarget Exceeded 16/20th_f972_zps337b6ae8.gif
    LocalAngel – 10/1
    Longbowgilly – 10/5
    Lottie – 10/8
    Madscientist – 15/15 Target Metth_fleur_9_zps15618f39.gif Target Exceeded 15/18th_f972_zps337b6ae8.gif
    Marmite- 17/17 Target Metth_fleur_9_zps15618f39.gif
    MissE – 15/15 Target Metth_fleur_9_zps15618f39.gifTarget Exceeded 15/16th_f972_zps337b6ae8.gif
    ModestyB – 10/10 Target Metth_fleur_9_zps15618f39.gif Target Exceeded 10/18th_f972_zps337b6ae8.gif
    Motoko –15/13
    MrsCautious – 15/5
    Nargle – 12/12 Target Met th_fleur_9_zps15618f39.gif2nd Target Met 15/15 th_fleur_5_zps85a6adf4.gif3rd Target Met 17/17th_tournesols2_zps253c72ab.gifTarget Exceeded 17/18th_f972_zps337b6ae8.gif
    Nomi01 – 10/
    Oodnood – 22/22 Target Metth_fleur_9_zps15618f39.gif
    Purplesarah – 15/15 Target Metth_fleur_9_zps15618f39.gifTarget Exceeded 15/16th_f972_zps337b6ae8.gif
    Rachel – 8/2
    Redouble – 17/
    Roguey – 15/4
    Sazzie – 22/22Target Met th_fleur_9_zps15618f39.gif
    Slowlyfading – 18/18 Target Met th_fleur_9_zps15618f39.gif
    Spoony – 20/20 Target Met th_fleur_9_zps15618f39.gif2nd Target Met 22/22 th_fleur_5_zps85a6adf4.gif
    Spyder – 19/17
    The Boss – 22/
    Trajal – 13/
    Wildcherry – 15/15 Target Metth_fleur_9_zps15618f39.gifTarget Exceeded 15/16th_f972_zps337b6ae8.gif
    Xandersmum – 10/
    Zenshi – 20/14
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Reserved for prizes and challengers
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    edited 29 May 2013 at 7:12PM
    This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers on this over the past few months so if anyone would like to have a go at this, I'll add you here :)


    The In-a-Rowers

    Beanie - 4-in-a-Row
    Dragon - 6-in-a-Row Target Reached smiley-happy036.gif 7-in-a-row smiley-happy107.gif 8-in-a-row smiley-happy091.gif
    Freeby - 6-in-a-Row Target Reached smiley-happy036.gif 7-in-a-row smiley-happy107.gif 8-in-a-row smiley-happy091.gif
    Marmite - 4-in-a-Row
    Purplesarah - 5-in-a-Row Target Reached smiley-happy036.gif 6-in-a-row smiley-happy107.gif 7-in-a-row smiley-happy091.gif
    Sazzie - 5-in-a-Row Target Reached smiley-happy036.gif 6-in-a-row smiley-happy107.gif
    Spoon - 5-in-a-Row Target Reached smiley-happy036.gif
    Zensi - 4-in-a-Row x 3
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A


    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • fedupandskint
    fedupandskint Posts: 10,358 Forumite
    Part of the Furniture Combo Breaker
    Firstly, a big thank you to everyone who runs this thread - setting it up, updating, posters, pictures and wiggles - while out walking the dog this morning it occured to me how far I've come since last Sept when I started off with 7 NSDs and now I'm aiming for 26 on April.

    What a team! Amazing all round!

    May target - 17 NSD
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    Yes..I agree..we ARE a good team!
    I'd like to add my thanks to the folk who play a part in keeping this Challenge going, & also to those who post--whether it be newsy, funny or just plain daft :p --you'll never know how much I appreciate seeing you all here, so Thank You x



    Now, let's think..:think: ..2 Bank Hols, I cousin's b'day (could be a day trip + a prezzie), at least 2 hospital appts & a load more local ones..hmmm..& all in 31 days _pale_ Think I'll start at 16 please; that's still more than half of the month where the dosh doesn't dawdle, & leaves some grace to gather more.


    I hope this month turns out just how you'd like it to be, for you & yours x
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • Jelly_Biactol
    Jelly_Biactol Posts: 3,636 Forumite
    My May target is 10 NSDs

    and thanks to everyone who everyone who runs/updates these threads :T
    'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
    Groucho Marx

  • Hello, I'd like to join and challenge myself to 15 NSD's in May!
    May Grocery Challenge - £34.58/£75
  • jaxsmar
    jaxsmar Posts: 518 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Please add me going for 14 NSD's many thanks for all the hard work :beer:
    Penny wise pound foolish. 366 days 1p challenge 2020/21/22/23 completed.
    No.13 1p a day challenge 2024
    No. 24 52 week savings challenge completed August 24
    No.16 1p a day savings challenge.
  • nomi01
    nomi01 Posts: 463 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hi, can i sign up for 10 NSD in may please. Lots going on but will try my best.
    🎄PAYDBXMAS21 #11  £11,300/£11300
    Target met.
    💥PAYDBXMAS22  #11 £5000/£5000 target met.
    PAYDBXMAS23 #26 £5000/£5000 paid

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