May the NSD Force Be With You - May NSD Challenge

SpyderBryte_2

2nd NSD claimed for me!

solventsoon

bottleofred wrote: »

Good Morning folks,

Apologies for going awol for at least the last 3 months. Alot has happened since I was last on the forum and I am now seperated from Mrs Red:(. I haven't yet had a chance to go through the posts and hope everyone is well. I am using a mobile broadband device, so will be on as much as I can be.

Red:)

Hi hun
It's lovely to see you again, we were concerned about you :A I'm so sorry to hear your news though and hope things turn around for you.

Sending you a massive (((hug))) and hope we see you back again soon.

spoon xx

karenccs67

Hooray at last my first NSD today but thats mainly due to the fact that I decided to have a lay in this morning, Asda can wait till tomorrow :rotfl:

#1

beanielou

Sorry to hear your news red.
Take care of you x

Rachel021967

Hello,

Please may I join in by trying to get 8 NSD. I already have two under my belt.
Rachel

kerri_gt

Sazzie23 wrote: »

Morning all

Pleased to see that naughty f word has been caught & banned ...:-(

Kerri - have you found us yet?????

Yep, I've managed to drag myself out of my 'I've been awake for 24hrs on the trot and am rather jet lagged to boot' stage and after a decent sleep last night, the comfort of being back home and a rather relaxed day I'm starting to feel more human again.

Sorry I missed the May Day shin dig, although I'm not so sorry about missing the turnip whiskey, I made the mistake of trying it last year - it could launch a rocket to Mars that stuff :eek:

Red - good to see you back though sorry your absence wasn't for happier reasons.

So, onto business and what to set for May :think: I did clock up some May NSD while I was away, largely owing to the fact I only used currency I'd already exchanged or items will be expensed, however, because I did allow myself the spondoolies to spend while I was away, I do need to tighten the belt for May and behave with my spending. There's a couple of bits I need but I really do need to get back to making lists again to keep everything in check. I also need a good sort through of my wardrobe. There's a couple of things planned this month but i just need to be strict with myself on other days...soooooo.....please sign me up for 16 NSD in May.

I can also declare that today was NSD # 4 (meaning 4 in a row :A)

My pet insurance renewal came in while I was away and I'm really rethinking whether it's worth it this year. Premium has gone up £2 since last year, and even if I didn't renew and just took out a new policy as a new customer (which I did before, and was told this was ok) the premium would be £1 more. To pay less per month than I was previously would 'only' give me a relatively limited max amount claimable (up to £1000, but you have to pay something like £75 excess and 15% of the vets bill). I was grateful for the added assistance the insurance gave me for our departed mog, but he has over twice the age of our current feline resident and I am 100% sure I didn't get back from the insurance more than what I'd paid in over the years. It's not a massive sum each month in reality to pay, but I'm thinking it might be akin to throwing money away. Any thoughts?

Oh, and on the good news front, me and OH have been able to pay off one of our debts early which will free up some extra funds each month to put towards other debts and give us a bit of breathing space at least :T Not so good news is that it looks like one of our monthly expenses will be going up - not sure terms / how much yet but i'm hoping it will be something manageable.

EverTheOptimist

NSD # 2 for me today. We did have a small spend but was from the joint account and I don't include those in my NSD challenge.

Well done on paying a debt earlier than expected kerri. :j

beanielou

Great news on 1 debt down kerri :j

freebyfifty

Good Morning

Another little weekend update from me


Charleybear - Everyone counts their NSDs differently, that’s what makes this thread so successful. As long as you are gaining control of your money that is all that matters. :T Well done on grabbing NSD #2.:T

Debtfreefuture – You are on the front page. :T Well done for not giving up and coming back.:T Good luck with that target of 12 NSDs.:T

Donna d – Well done on capturing those lovely 2 NSDs :Tand you’ll be able to see them a whole lot better after your appointment today.:rotfl:

Evertheoptimist – Another shiny one in the bag for you and you are up to NSD #2. :T Really well done.:T

Fedup – It is a lovely feeling being in control of your money. Well done on that second account. And well done of bagging a full house so far this month with NSD #4.:T

Flowerofscotland – Well done to you too for having a great start to the month. :T NSDs #1 & 2 in the bag. :T That’s excellent.:T

Karenccs - Yay to getting off the mark with NSD #1.:T I’d much rather have a lie in than battle my way round Asda too.:rotfl:

Kerri – Glad to see that you made it to the May Challenge. :T You are on the front page with a target of 16 NSDs and you are off to a brilliant start with NSD #4.:T Fantastic news about being one debt down too.:T

Rachel021967 – Welcome.:) I have put you on the front page with a target of 8 NSDs. :T Well done on grabbing NSD #2 already. :TGood luck with the rest.:D

Spyder – A brilliant NSD #2 in the bag.:T Really well done. :T I think the NSD bug might have claimed another victim.:rotfl:

freebyfifty

Good Morning (again)

The front page is all up to date. Its great to see so many of us capturing those first NSDs of the month.

NSD #3 for me yesterday. I am hoping I am on a NSD roll now but just to be sure I am leaving my purse at home when I pop out later today I just can't trust myself That's bad isn't it


Have a fantastic Sunday everyone