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May the NSD Force Be With You - May NSD Challenge
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I'm not counting DDs as they are non negotiable. I'm also not counting my MS jobs as I get the money back but if I go over my allowance, then I'll count that.
I was hoping to have a NSD but my eBay sales didn't quite reach car tax quota so have to top it up with my own money
So, just 2 NSD for me, so farLBM.....sometime in 2013 £27,056. 10 creditors
June 20.....£7,587.....3 creditors left 72% paid
£26,200 on interest only part of mortgage (July 16)...will chip away £17,103
£49,200 repayment mortgage ( July 16) £37,7640 -
Is there a thread for small spend days or can this be used?
My target would be 22, with a small spend being less than £5.
Not sure if there's a small spend thread The Boss but I subscribe to ETO's weekly spending challenge which I find really helpful for the days when I need to spend.....hope the link works:
https://forums.moneysavingexpert.com/discussion/4571769
How did we get to 3rd of May and I've not managed ANY NSDs yet? :eek:
I've only spent money on fleabay postage today but my rules are that I count days where I spend any money as spendy......So possibly Sunday before my first May NSD. 15 looks like a loooong way off :rotfl:SPC Member #112 :A Save £2k in 2014 # 160 :money:0 -
Hi everyone :wave:
A much better day for me today. I have managed to do some light housework and my new airer and DVD player were delivered this morning (no more daytime TV rubbish). I am tempted to say no more spending but the last time I said that .........
I have had the most fantastic soak in the bath today, it was heaven. I was not even allowed to have a shower for a few days after the op to avoid any possible infection although I did have one as soon as I was able (wouldn't want you to think I am a smelly so and so). The simple things in life really are the best. I've also not had to take any painkillers today, another positive.
I am hoping for my first NSD tomorrow as well so all is good.
Spoon, thank you!
Well done to everyone that has captured NSDs so far! I am off to read back on everyone's progress, see what I've missed and update another day off the ciggies, although I have been mentally tortured by those pesky things for the past couple of days but I WON'T GIVE IN!
CWNSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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I've only spent money on fleabay postage today but my rules are that I count days where I spend any money as spendy......So possibly Sunday before my first May NSD. 15 looks like a loooong way off :rotfl:
I am with you there MissE, I also do the same even though it's been paid for! 23 also seems a long way off, :eek: and I haven't got one yet!
CWNSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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Glad things are a wee bit better now CandlewickI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
NSD 3 for me - might even get a NSD weekend here as have no plans to spend!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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Out for coffee today but I dident pay ~ long story~ so NSD no 3 todayI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Today was NSD #1 Have had two very spendy days (whoops) buying stock for my little etsy store. Whilst they will hopefully pay dividends in the end I'm still trying to get things up and running. Hoping for a few more NSDs over the next few days!0
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Evening everyone,
NSD #3 for me today :j That's probably me until Monday now but glad I have got off to a good start!
Good to hear you are feeling better CW
Have a great long weekend (to those of you that get it, *grumble grumble, not me, grumble grumble*)No more buying unnecessary toiletries 2018
35 UU / 13 unnecessary ins0 -
HeadAboveWater wrote: »
Woohoo!! No 2/12
Have a faaaaaaaaaaaaaaaaaab long weekend everyone:D:D
Woohoooo... well done HAW, the kick up the bum must have workedmad_scientist wrote: »Evening everyone,
Have a great long weekend (to those of you that get it, *grumble grumble, not me, grumble grumble*)
Nor me, mad_scientist, one of the joys of being self-employed:(
Brilliant start, btw, 3 NSDs is fab! :j:j
One the positive side, NSD no 2 for me today, yippee:j:j:j:j I was toying with the idea of buying some new (much-needed) bedding and curtains, but I still have my nasty surprise from the taxman to sort out _pale__pale_ I better do that first or you might see me missing for a whileThe time you enjoy wasting is not wasted time
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