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30 months to no debt - an Optimistic Journey

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Comments

  • Congrats on the new job :T.

    Glad you are enjoying your bundle of fluff Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • cheers dears, I will post some meaningful stuff, as its not been all rosy in the garden.Plenty tough old weeds too.!
    Trying to shift that debt!
  • Month 23 Day 4.

    Under 2 years to go. Just need to get past the hump of christmas and keep myself at the debt. We are going to get there, and how we do it and the speed at which we do it could change.

    We have had some right palavers on. my expenses werent paid yet, although the trip to the course wasnt so bad, I got my accreditation. Feel pretty good about that. Not so good is the world of work at present.

    When people have traditionally moved into the role I am currently, the bulk of them are childless professionals with really good cars - city centre homes and are socialising all the time, they stay in these roles. They work within the same account, to the same management structure, and can get larger salaries and ever increasing importance because of their knowledge.

    I can do this, but I am so bored with it. Add to that the pressure I am facing to sort this and that and the fact I am still a good 5 thousand a year behind colleagues as I took maternity leave and you get an idea of what I am facing.

    Plus, I dont get opportunities, as I have a young family, people think I wont want to travel. So I am off. I am going to manage my own area, get a payrise of at lease 7k a year and have written my own career development plan. They were so impressed at my doing this, they offered me the job. You know that nothing to lose feeling? well thats what I had.

    So right now I am struggling to keep coming to work. Every minutae of my work is analysed and cross analysed, and I am pulled up for every aspect... I have been struggling with headaches for over 2 weeks and have even had a scan.

    Money wise, things are so tight, I was paid 2 days ago and I have nothing left. Ebay will provide.

    The future is bright.... focus on that.
    Trying to shift that debt!
  • Aww fantastic news. Isn't it just great to throw the proverbial two fingers to the bosses at times :). Well done you xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • sorry to hear about the headaches, I hope they ease off soon. Stress related?

    Great news about the house being decorated and the new job though :T :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Well one SBO - really pleased for you.

    Fortune x
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    At least you have a new job to look forward to. That should help a lot financially.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Well done SBO. Great news on the job. Such drive. Very impressive :j
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Fab news about the job! :D

    I hope the headaches disappear very soon. I'm guessing stress. If the scan doesn't show anything, try the eye Dr as they may be able to pick something else up.
    Wealth is what you're left with when all your money runs out
  • Fab news about the job Skint :beer:

    Hows the ebay going?
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