📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

30 months to no debt - an Optimistic Journey

1353638404166

Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    You keep fighting SBO..you need that cash!

    What's the plan you mentioned? Is OH on board with the new tight regime?

    Venison sounds brilliant . I love it too and as it's in season I feel it's even more special.

    Have a good day and hope you feel better soon x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Yes he is on board. The plan is - reduce card balances even on the cards we use month on month. Eventually get back to zero balance - trick is to pop extra on. we can do it. Husband is on board fighting the good fight with batchcooking, organising chain gangs to dig gardens and propping me up with the ebay.

    We are listing a broken ipod, lots of vinyl albums and some broken phones and clothes DS has grown out of and a whole cacophony of c4ap! perhaps its a crapophony?

    Expenses need repaying and they need to send me what I am owed.

    Its a jip!
    Trying to shift that debt!
  • Actually we are well on the way to still being debt free in our timeframe. This can really move on when we get the house rented out and I feel so stressed worrying about the work but I have to do it.

    I am going to get on with some surveys too. Want to make at least an extra 20 pounds a week - thats 1000 a year - and I have already done that. Til the new year thats 260 pounds. Think I can get it to 1300 pounds for the year? or will I get past it? Think it would be fantastic to give it a go! I can add it to my signature, so far this week I have made my total so I am sure I can do it.
    Trying to shift that debt!
  • In an improvement to the day, one of the items I listed last night already has attracted a bid. I am now 99p closer to my goals!
    Trying to shift that debt!
  • images?q=tbn:ANd9GcROVYzNp4n45v4g1Xg2GsLUxKSK5ARbrWfYr9kTxdRFo_x1H2nLSw not getting backpay. So calming self by looking at kittens. More tomorrow.
    Trying to shift that debt!
  • I'd be snarling and spitting like a cat if I was you. What a bunch of bar stewards xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • not getting backpay

    May they all have turds like hedgehogs.

    A$$eholes.
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • Month 25 day 15. Backpay, well the union wont pursue as the allowance shouldnt be part of my terms. Despite me getting it since I came into post. There is a fear that the company will try and recoup the money paid to date. So we need to leave it.

    _____________________________________________________

    Thats me drawing a line under it. The good news is, I am having an interview for the posh job I went for at the end of the month. I am going to try heavens hard to get it. Emergency fund is up to 2.22. Ebay is bid up to 6.49. Everything has been posted and I have sorted and photographed some more items and listed a load of them.

    Daughter and her boyfriend round for tea tonight with the doggy grandson to play with Roxy dog. Husband agreed to look at dogs yesterday, I went to show him some and he said he wasnt ready. I am not replacing my sunshine girl, I am merely having another fluffy baby.

    I have the weekend to work on him.


    The great british dig will be taking place this weekend. Onwards and upwards towards the house being let out.

    Once my expenses are repaid I shall settle a couple of bills first and then set about ordering the stair carpet.
    Trying to shift that debt!
  • patman99
    patman99 Posts: 8,532 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Sorry to hear about your dog. My parents vowed to never have another dog when their old boy died.
    Within 3 months they had bought a Jack Russell !!!!! (they vainly thought a small dog would be ideal). The damn thing is manic. She 'helps' my dad in the garden, dictates when she wants a walk & launches herself at anyone who dares to visit.
    She is 3 and shows no sign of calming down.
    Never Knowingly Understood.

    Member #1 of £1,000 challenge - £13.74/ £1000 (that's 1.374%)

    3-6 month EF £0/£3600 (that's 0 days worth)

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.