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30 months to no debt - an Optimistic Journey
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Month 29, Day 21 I have added the husbands overdraft to my debts so this should probably read month 30 again !! However as next month things are going to move on apace its business as usual.
I have a couple more parcels to drop off for hermes today. Its an absolutely brilliant thing. I have had to send a number of refunds but will soon get the hang of it. Right now, three items will sell and I have an unpaid case open. Its free listing today, bizarrely, so I will be taking advantage of that with the listings I have already built plus whatever else I can manage to do.
thats the ebay news.
Weatherwise its a little shoddy so I will be hanging the washing in the house and probably putting the fire in.
We have greek salad for lunch - all the leaves came from the garden. I am so pleased with my pretty lettuce display, its thriving and getting a little out of hand, so we are eating it to keep it down. Grazing like sheep...
Moneywise nothing is happening - I have paid a cheque in to my account but of course it needs to clear. I am at a point of nothing happening! Also discovered we get the big pay on the Friday and head off on holiday on the Saturday which means car hunting on the Sunday a week later and begging lifts to work on the Monday !!!
However it will be marvellous having money.
Today I am booking someone to come and look at my drains.I shall start booking the men in to give me prices for the last of the work at the other house too.
Trying to shift that debt!0 -
It's exciting when you're planning things for the future, even though it can sometimes make you go :eek:
Got a couple more things listed on ebay myself. Fingers crossed I get rid of some more junk
Have a great day!!Wealth is what you're left with when all your money runs out0 -
Now HAW its not junk, its precious items!!Trying to shift that debt!0
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One persons junk is another persons treasureWealth is what you're left with when all your money runs out0
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Just been out at lunchtime and bought the last fathers day stuff we needed - we now have zero cash so unless that cheque clears we are up the creek & will have to rely on credit cards (which will be cleared when the big money comes in but thats not the point its not how we operate!!) I am just a little bit annoyed at the mess I have made of things.Trying to shift that debt!0
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Count it as a learning experience and move on. But please don't beat yourself up about it.Wealth is what you're left with when all your money runs out0
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Will try but its hard not to. I really hate being in debt. Next month I will be better.Trying to shift that debt!0
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Don't worry about it, it's done now and you will be in the money soon enough to get back on track and then someMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Erm a question.
If I get shift allowance, will be applied to the backpay? because it means an additional thousand pounds....Trying to shift that debt!0 -
hey SBO I am just catching up This is WONDERFUL news!:j:beer::j:beer:
All that lovely dosh to spend on the debts...its brilliant. Well done. I am not surprised you are giddy! I am dancing around the room myself at your news
xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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