30 months to no debt - an Optimistic Journey

HeadAboveWater

Absolutely brilliant news from HR!!! As you've said, not only will Vanquis be gone, but it's the knock-on effect on everything else that will make all the difference! Yay!

Family fun days aren't all that bad. But sometimes you gotta be in the mood for them

Skint_but_Optimistic

I am really delighted with things how they are panning out at the moment but wont be taking my eyes off the prize. There is still a lot of ebay to be sold in the meantime and I MUST get the other house done.

When we have a tenant in the other house we will turn a cost of 450 a month into a profit of 200 pounds. I will have 450 EXTRA to put to debt and the 200 pounds we need in a repairs fund initially.

This should be happening by october depending on getting a tenant. How amazing is that?

princesst84

So i miss a few days and look what happens.....i come back to all kinds of AMAZINGNESS :j:j:j:j:j:j

WHOOP WHOOP to HR and backdating the pay!!!! Goodbye to Vanquis!! AND a fab birthday to boot.

All your hard work is paying off Skint

xx

Skint_but_Optimistic

thanks so much - thanks to Piq I registered with myhermes and can give my ebay people a better deal! how fabulous is that?

Skint_but_Optimistic

Month 29, day 20 A mere ten days to month 28! One small step for man, etc. I am paying eensy weensy amounts off things this month due to the earlier aberrations. On payday I will need to up my game - 8 days to go and I shall be making some leaps.
Ebay is selling, hermes is MARVELLOUS, its going to make my wares more affordable.

Paid a cheque in today for my birthday which was 50 pounds, I shall be using that to get my drain unblocked. I am fed up of my garden flooding as a matter of course. It is really annoying.

I have planned and replanned spending the money in the best way.

Getting the house sorted is imperative, as is shifting big debts. I am so so delighted and I am going to have more money every month and that means MORE MONEY TO DEBTS!!
Last night I did my ironing and I was quite giddy about life again.

I am useless at the moment, cant wait to have my mega payslip!

HeadAboveWater

Aw great to hear you sounding so positive!

Skint_but_Optimistic

I am however, a real twit.

HeadAboveWater

:huh::huh::huh:

Skint_but_Optimistic

A silly sausage lol.

I am so tired tonight and the husband and I have been planning our lives for the next few months which is absolutely thrilling.

However its going to mean a lot of work on the other house, eyes on the prize and it will be up for rent hopefully in September if all goes to plan. More hermes parcels to drop off tomorrow. EXCELLENT!!

patman99

Glad to hear the good news re work & your salary.
I know the feeling regards the car as well.