Back and Feeling rather ashamed!

scaredy_cat_2

has everyone else joined the other challenges!!!! well i shall keep posting - hope you are doing something nice

i have another tenner to add - a pigsback voucher which i have exchanged - will buy nappies and toiletries with it - just off to update sig now

hypno06

6 days P and you have not posted on your diary.

Did anyone ever tell you what a diary is for.......:rotfl:

scaredy_cat_2

i can't say anything i post more on here then on mine!!!

pania

oops, reprimand accepted!! My bad, truth is i posted a mahoosive update on here th eother day, updated soa and everything and then it deleted it, so i guess i had a strop, sorry everyone!!!

RIght challenge then scaredy, i promise to post more on here as of NOW!!

I found out from dad the other day that the NR loan was about 1500 less than i thought, so i will lower my amount i need to get to by christmas to £24000, god that would feel sooooo good to get that low!!! You ok scaredy, your doing great hon!! accept my apologies? :-(

hypno06

Hi P, didn't mean to reprimand, just nice to know how you are getting on with your totals, challenges etc!!

Did you manage to get Eurobet sorted out?

pania

no i NEEDED a reprimand, have been very lapse of late, Did you hear about my NR loan? Hows that for a bonus!! £1500 wiped off the debt without doing anything!! (Kinda cheating though isn't it)

EUrobet, hmmmm, little miss plum here thought it was the 1st today so used the july total!!! Bu**er!! Is ok, just means i only make £5.50 when i do it again tomorrow rather than £7.50!!
Always got the coral one to do also.

How was the corned beef hash? Made fajitas tonight, OH's mates here, free beer!!!!! )ps go to Wymondham farmers market on a friday, never buying tesco fruit and veg again, was soooooooo cheap!!

hypno06

Corned beef has was absolutely fab. Will def be including it on my list of cheap filling meals in future!

How often is the farmer's market? I really resent getting fruit and veg etc from the supermarket but can't seem to find much locally at good prices. There is a farmer's market at Earsham once a month but I never manage to get there because of all the childrens activities we have to run around for! Perhaps a trip round the bypass could be in order on a Friday, esp if I do my banking en route.

pania

weekly i believe, going to sound really sad now, but got a massive punnett of cherry tomatoes for £1.20, 6 peppers for a £1, avocados really cheap and 2lb of carrots for tiny fella for 80p. the eggs i got were massive too, you just pay for packaging at supermarkets, really bugs me!!
Pop round friday if you like, have a coffee and take a wander down.

pania

Morning one and all, and hi scaredy, do you accept my apologies? :-(

have just been on to eurobet and sorted out my little error from yesterday, ended up £5.50 in profit rather than £7.50 but hey ho is still a profit, got a matched bet on with a freebie tenner, both original £10 and free £10 will increase in size to £10.80 as i found a good one! so a massive £11.60 pofit there, well massive for me anyhow!!

Ebay and amazon all COMPLETELY dried up! boo, nowt else left to sell. grrr.
Got sooooo much work to do and OH wants to stay at the cricket club for a drink later, does he not understand i can't afford it!! I shouted two nights out last month with the extra money i made, gave him £30 for petrol and bought extra food as he'd eaten it all, net result no more to pay off debts with. and this month he's once again drinking all his money!!!! GAAAAHHH!!!
sorry rant over, so lately things have been a bit hit and miss, just don;t know where else i can pull my reins in, am keeping a spending diary now and update it daily, i can see quite a bit is going on food that i am paying for over my budget and should be coming out of OH's food budget, but getting blood out of a stone would be easier so i pay, I also seem to still spend an amount on redbull and chewing gum, despite MASSIVE reductions in the redbull department! but the good news is the debt isn't increasing and i am hoping to have enough eventually this month to get rid of the bills (as per my goal) and to afford to get to work each day, wherever in england they decide to send me!
right going to post this and then continue before damn computer can log me off!

pania

July is hope fully going to be a cracking month! expecting Almost £1800 take home plus £200 Quidco due to come out also. that would just be an awsome amount and would leave me extra money to save to eventually whack off a bill.
My theory is to save up an amount, about £1000, then offer it to one of the CC companies as settlement. or would i be better off paying small amounts at a time? I just thought if i pay small amounts then i won't ever be able to reach a settlement with them, but savings are kinda pointless when you have debt?

Ok so here goes the new SOA, you will notice there is nowt for bills as OH and i agreed i'll pay the rent, he can pay the bills and majority of the food.
(wonder who got the best deal there, hmmmm) Also Samson's field (sorry, DP) is given to me FOC and at the moment i don't have any food costs as the grass is so rich and there is so much of it.

Does anyone know if mobile phone costs are subject to tax relief? reason i ask is as i have to use my personal mobi for work calls now and aren't able to claim any of the expenses back from my employer. as such this month i've run up a whacking great bill as no one told me they had a tariff much more suitable!! Rang up yesterday and paid half with agreement to pay rest at the end of the month, £145!!!!! GAAAAAAHHHHHH!!!!!
Have now swapped to a tarriff of 1000 minutes and unlimited texts for £45 but still £12 more than i would usually have to pay.