buying house has affected credit score. How can you buy furniture

chanz4

the op is most prob a windup, never returned

CKhalvashi

Most of the stuff we originally had, both in Russia and UK was gifted from a relative, however if you search local charity shops, you will be able to find some cheap furniture (IRO £100 for a suite).

I even had a charity shop ask if we'd like the suite delivered FOC, some 30 miles away, to which OH pointed outside to an estate car and a 4x4. This was for a charity project, however most of the stuff in my house cost about £1 in charity shops, and everyone states that it all looks immaculate.

CK

addyboy1982

I kitted out my first rented house for about £500 - had 2nd hand sofa, cooker, wooden bed. Bought a factory 2nd washing machine with a scratch on it for a fraction of retail price.

Also bought a last-one-in-stock solid wood dining table and chairs from Great Mills as they were closing down - still have it now and it's still looking great after 11 years and 7 house moves!

dld2s

spidereyes wrote: »

I have to agree with other posters.

Furniture doesn't need to cost the earth.

When me and OH first moved in together 3 years ago we had no furniture. We bought the essentials - bed £129, mattress £199, sofa £300, wardrobe £125, bedside cabinets £60, chest of drawers £80 etc.
We bought everything flatpack from IKEA - and we fully kitted out a large 2 bed house for less than £1k.

The rest such as coffee tables, TV, desks etc all came second hand which were donated to us by family and friends.

3 years on and we've still got all our original furniture, we've added a few things to the collection over time but its still all going strong.

It makes me laugh that people are willing to pay so much (and get in debt over) kitting a house out.

Near 1k to fit out your 1st house, wow! me and the mrs would have been over the moon with even a 1/3rd of that to spend on our 1st house

OP as others have said, you can find bargains out there 2nd hand and relatives and friends are usually happy to give over stuff for free (timing is everything here though) our 1st suite was a bed settee so not only was it our 1st suite but also our 1st bed, this was given to us by a relative.

If your son is anything like mine, and my impression of most young folk now, none of the above will be any good, he'll want a brand new top dollar model and will be embarrassed by anything less, what materialistic consumer led little monsters we have created

YoungBusinessman

Ours has not all been stuff we need, just we thought best take the hit and hopefully can get years out of it all. Total cost since bought first house xmas 2012 would be about £1900.

londonTiger

dld2s wrote: »

Near 1k to fit out your 1st house, wow! me and the mrs would have been over the moon with even a 1/3rd of that to spend on our 1st house

OP as others have said, you can find bargains out there 2nd hand and relatives and friends are usually happy to give over stuff for free (timing is everything here though) our 1st suite was a bed settee so not only was it our 1st suite but also our 1st bed, this was given to us by a relative.

If your son is anything like mine, and my impression of most young folk now, none of the above will be any good, he'll want a brand new top dollar model and will be embarrassed by anything less, what materialistic consumer led little monsters we have created

It's pretty easy to fit out a house if you're willing to get used, and re-upholster sofas and settes to make them like new.

But I think most people (paticuarly women) want to have nice new furnature and most importantly MATCH them. Then it gets pretty difficult to take used furnature when you have strict design preferences. Beggers can't be choosers etc.

seriousDFW

londonTiger wrote: »

It's pretty easy to fit out a house if you're willing to get used, and re-upholster sofas and settes to make them like new.

But I think most people (paticuarly women) want to have nice new furnature and most importantly MATCH them. Then it gets pretty difficult to take used furnature when you have strict design preferences. Beggers can't be choosers etc.

But it's trendy now for things not to match, so that's a good thing!

Enterprise_1701C

This brings back memories, tatty sofa and chair, second hand TV, we did manage a bed second hand too, the carpet stayed on the floor for ages, very hard wearing but covered in stains. We did treat ourselves to a new hoover, the box made a good table.

It was nice though, it was our home and we dictated what went in it. We were so young then

Southernman

I paid £100 for a double bed, settee and a small two seater for the bedroom!

Another double bed, 2 leather chairs, oak table with chairs were donated and the home already had a washing machine, cooker and fridge!

The only thing I had to pay for were wardrobes from IKEA!

anotheruser

opinions4u wrote: »

Well it would.

It starts off with credit searches.

It then progresses to a six figure debt appearing on the credit file.

And answering the question "time at address?" with one month doesn't help. Especially as you're not on the voters roll.

Are you suggesting everyone who has a mortgage has a bad credit rating?

Get him to apply for this "credit" using his old address. I did this just before I moved and they accepted, but using the new address was refused.
Good companies will ask you to provide another address if you've been in your current one too shorter time for them to get a good rating on you.