Reclaim Unfair Bank Charges article discussion Part II

mussell02

enricobanana wrote: »

Bank: Abbey
Amount Claimed: £4500
Amount Paid: £4700 (including charges)
Story: I started in february and used the letters on this site, Abbey tried to stall at every stage - asking for more time to investigate etc, but I stuck to the dates and eventually went to Moneyclaimonline. Abbey filed a defence so the hearing was moved to my local court (I had to pay another fee), and then the date of the hearing was set for 16th August. We were given till the 10th June to submit any final documents to the court, and on 7th June Abbey caved in and said that while admitting no liability, they had decided to settle in full, including the charges.

Don't wimp out - stick to your guns and you'll get it all back!:rotfl:

I am about to send back the questionaire back to the court (against abbey) just wondering you say about final documents when you get the hearing date, what documents does that entail. i'm claiming for £6250 they have offerd 65% £4052 is it worth holding out?
Any advice would be helpful

jayneg_2

Twinkly - I seem to remember you were at a similar stage to me with NatWest. My hearing a week on Wednesday. Bundles sent to court and cobbetts. Where are you up to? JG

monicainplymouth

hi, i have reached step 4 in the process trying to claim back £1500 from nationwide.they sent me a letter saying it would be unfair to others to pay me and beside when i joined them there was an agreement i should bank properly,also they sent a leaflet if i should want to contact the banking umbudsman.anyway its time to take step 5 and i am a bit nervous,i think i just need some reassurance.also how long after the reply to step 4 do i have to do step 5?

Jollygiantswife

mxsue7 wrote: »

Bank HSBC
Amount Claimed £3800 inc interest
Amount Received £2800


10.04.2007 Asked for copy statements for 6 years and sent off £10.00
22.05.2007 Recieved statements plus my cheque was returned.
24.05.2007 Used template letter asking for refund of bank charges
31.05.2007 Had an offer of £2800
07.06.2007 Money in my bank :j


THANKS TO ALL :T

OMG I think yours must be the quickest one I've read about on here! I sent my first letter to HSBC around the same time, and have decided to wait the 8 weeks - here's hoping I hear sooner rather than later.......I wonder if they're putting more people on it to clear the back-log? Well done - enjoy spending it!:D

lindilou39

monicainplymouth wrote: »

hi, i have reached step 4 in the process trying to claim back £1500 from nationwide.they sent me a letter saying it would be unfair to others to pay me and beside when i joined them there was an agreement i should bank properly,also they sent a leaflet if i should want to contact the banking umbudsman.anyway its time to take step 5 and i am a bit nervous,i think i just need some reassurance.also how long after the reply to step 4 do i have to do step 5?

Firstly let me explain something....I left LloydsTsb and joined Nationwide just after christmas, the manager at Nationwide knew why I was joining them and leaving LTSB, he quite catagorically stated, we have paid out to claimants because we know we wont win in court, now that was a new bank manager telling me, the only thing he did say was....You MUST exhaust it inhouse first before claiming albeit the FOS or Court...he is such a nice man lol

hope that helps
Lin

Twinkly

jayneg wrote: »

Twinkly - I seem to remember you were at a similar stage to me with NatWest. My hearing a week on Wednesday. Bundles sent to court and cobbetts. Where are you up to? JG

Not me sorry

jackmalc

Just been to court today in Kingston with A & L for an allocation hearing, they turned up and the judge has asked both parties to come back on the 25th July.

Can anyone tell me what this means and what should happen next?

SUGARSPICE

TechSpec

Thank you for your help.I used your example for my MCOL & have successfully submitted it.All Ive got to do now is wait for it to be deemed served.

Take Care & Good Luck . I will most probably be asking more questions in days to come.

Beware!

pigpen

EVENTUALLY!!!!

I have a partial offer made.. out of the £4200 the Shabbey have offered £840 which we ahve accepted as part settlement.. so that should be in my account in the next few days...

My dilemma now is do I pay the people who are charging us mad interest rates (credit cards and storecards and the like) or do I pay off the overdraft like I said I would??

techspec

SUGARSPICE wrote: »

TechSpec

Thank you for your help.I used your example for my MCOL & have successfully submitted it.All Ive got to do now is wait for it to be deemed served.

Take Care & Good Luck . I will most probably be asking more questions in days to come.

Beware!

What? you may need more help!! :eek:

Only kidding - I will keep my fingers crossed for you, and you know where to come if you need more help.

If things get too much, i can always wear a dusguise :cool: