I can't stop spending! Getting disheartened

gettingbackontrack

krustylouise wrote: »

I phoned my bank today and have opened 6 e saving accounts. School, car, emergencies, Xmas/birthdays, treat fund and clothing. Also I have a saving account which I could use to save for holidays and things once vanquis is paid.

Great! This is what I've started doing. One savings account is too easy to dip into. Spreading it out among multiple accounts with a clear purpose to all makes it easier to leave them untouched (I've just realised I have £120 saved almost without realising it a couple of the accounts!)

Six savings accounts is impressive though!!:D Especially in one one day!

Oh, and ignore the troll. People with empty lives like to pick on other people.;)

krustylouise

gettingbackontrack wrote: »

Great! This is what I've started doing. One savings account is too easy to dip into. Spreading it out among multiple accounts with a clear purpose to all makes it easier to leave them untouched (I've just realised I have £120 saved almost without realising it a couple of the accounts!)

Six savings accounts is impressive though!!:D Especially in one one day!

Oh, and ignore the troll. People with empty lives like to pick on other people.;)

Yay glad I'm not the only 1 with multiple accounts :-D I've already set up standing orders into each account and the remaining will leave me £60 for food and petrol for the week (all going to plan!)

gettingbackontrack

krustylouise wrote: »

Yay glad I'm not the only 1 with multiple accounts :-D I've already set up standing orders into each account and the remaining will leave me £60 for food and petrol for the week (all going to plan!)

Honestly, it's early days with me regarding multiple accounts but already I'm feeling more focused using this system. It's so easy to dip into a savings account when you want £20/£30 but if you know it's your car tax fund/Christmas savings/early pay-off account (in my case) it feels less accessible.

krustylouise

gettingbackontrack wrote: »

Honestly, it's early days with me regarding multiple accounts but already I'm feeling more focused using this system. It's so easy to dip into a savings account when you want £20/£30 but if you know it's your car tax fund/Christmas savings/early pay-off account (in my case) it feels less accessible.

Yeah that's how I feel I'm going to be. And if there's only £25 in 6accounts instead £150 in 1 I'd be less inclined to take money out