I need a loan of £5,000

dealer_wins

Well the one fact we do know for certain is that no lender is going to provide you with a £5000 loan, so at least you can go forward with your life on that basis.

staffie1

Mansard wrote: »

All I will reveal is, there is a woman involved - and my getting this money or not will determine my future!

Aahh..! Sounds like she's got you right where she wants you. Seems to me that if you don't get the money - she will (somehow) screw up your future, and if you do, your financial future gets screwed up.

Tell her she'll have to wait for her posh holiday/clothes/abortion until you (or she) has worked long enough to save it up. I'm being sarcastic I know, but honestly, is it really worth it?

Peelerfart

I've heard there's a nine month waiting list for abortions anyway,

or ?

OneLife_OneShot

So you want a loan of £5,000 for a reason you can't give and for it is to do with a woman. How do you plan to re-pay this loan out of interest??

Apples2

Mansard wrote: »

What are you talking about? I'm not a waster. I have been relatively successfully self-employed for over 5 years. My outgoings have been small because, well, there was just me. I don't drink alcohol. I don't smoke. I'm the healthiest person you'll never meet. I live at home because it's easier for me and up until this point I've had no reason to change that.

Thats the point I am making (sarcasm aside). You will NEVER be in a better position to save money than you have been up to now.
If you haven't saved anything considering your past lifestyle, how are you ever going to be in a positive position where a lender will consider you for a loan?

If there is a woman on the scene, you wil no doubt wish to move out of mums house and move in with her. Trust me your outgoings will go through the roof.
Loans are repaid using excess money you have each month, if you have no excess, your lifestyle must change to reduce your normal outgoings to cater for the repayments. It sounds like they are already rock bottom which means you will never be able to repay a loan.

lippy1923

That's one expensive GF of only 5 months! Get rid of her if she's money grabbing for that amount already! Christ, what's she going to ask for on your 1 year anniversary? £10k? Or is it based on £1k per month of you being together?


Even if a bank would lend to you, you would need to disclose what you want the loan for. You wouldn't lie and commit fraud now would you? Why not just tell us the reason? Is it more of a want than a need?

P.S I'll lend you £20 if you tell me the reason

vacheron

Mansard wrote: »

Thanks for replies, everyone.
.....All I will reveal is, there is a woman involved - and my getting this money or not will determine my future!

Please don't say that this woman is at an international airport and she needs fees for a plane ticket, to bribe officials, get a visa as this is a long running scam and the amount sounds about the usual "cost".

Aploogies if not, but I once had a friend in the same situation who asked me for money for this reason with the exact same amount of urgency and panic as you are describing here.

I told him it was a scam and refused. He borrowed it from the bank pretending it was for a car loan.

He lost it all!

bodmil

I've been very synical, perhaps it's for a ring?!

gb12345

bodmil wrote: »

I've been very synical, perhaps it's for a ring?!

In that case, it's a good thing he's got no chance of getting the loan.

I think vacheron's scenario is more likely - why else all the secrecy. That 5k is all that is betwen the OP and the love of his life [STRIKE]Vlad[/STRIKE] Vladina.

worried48

Would have to be a very late private abortion to be £5k!