Help needed for proof of address!

if_i_was_a_richman

I don't possess any of the items you suggest, in the forces so NHS don't deal with me

dunstonh

It is a risk based approach but it is one that the FSA can decide if you are doing enough or not. Hence the fines they have issued in the past (I believe the Halifax was the last one to be fined for poor money laundering ID complettion).

You would be extremely foolish to just waive the need to verify ID just because you were a manager.

Primrose

ING Direct also send quarterly interest statements for their online account for ID purposes but I wouldn't recommend them to my worst enemy !

Primrose

How about your most recent Inland Revenue Tax Code notification? That will have your name and address on it.

Chadsman

Do you have an official letter from the army addressed to you?

steady__eddie

I sympathise with you, my O H was in the same boat last year when upon my advise she tried to open a savings a/c. with her B.S. one month before her twenty year old mortgage was due to expire (to maintain membership).
They said that i.d. requirements for savers were stricter than those for borrowers. They would not budge and said that they operated the same i.d. requirements in order to release her deeds upon maturity, (she only wanted them for nostalgic reasons).
Eventually they relented and handed them over after she produced the only i.d. which she has..........her bus pass.

regularsaver1

dunstonh wrote: »

It is a risk based approach but it is one that the FSA can decide if you are doing enough or not. Hence the fines they have issued in the past (I believe the Halifax was the last one to be fined for poor money laundering ID complettion).

You would be extremely foolish to just waive the need to verify ID just because you were a manager.

Yeah they fined Bank of Scotland - part of HBOS group

and Bank of Ireland

and Abbey

elektra

anniecave wrote: »

I would send them all recorded delivery in one batch.

Recorded delivery. Good idea never thought of that.

Beate

If you come from abroad so haven't lived here all your life, rent a flat and haven't got any utility bills yet nor any credit history in this country, it can be a hell of a game getting a bank account. I know this as I am from Germany, and while I was lucky to come here as a student and therefore had no real trouble opening an account (banks seem to love students, they probably think they will get into lots of debts), I know of a lot of Germans who had to try several banks and branches to get there in the end. One thing that has transpired is that there does not seem to be a uniform approach to which ID is needed, and it almost seems like it depends on the bank clerk you get to deal with that day, whether you are accepted or not. Some were lucky to be able to open an account with a German ID card and a letter from the employer, others had to produce a whole array of rental agreements, utility bills and the like. In Germany you haven't got that problem as you register with the council when you move somewhere.

I really do not know why it is made so difficult in this country to produce proper proof of address. When my OH moved here from another English city, he already had a bank account, but wanted to get a Freedom Pass as his age entitled him to one. Of course he had to proove his address for this. It took him months to do so as BT did not agree on having his name added on to the bill, the gas supplier said yes but wanted to see a rental agreement with his name on it, it took his bank forever to send out a statement with his new address on it, the electoral roll was not updated for a couple of months... and on it went.

Fred_Bear_2

This morning Mrs Bear applied for a Tesco Savings Account (as recommended by Martin) which is operated by the Royal Bank of Scotland. She has plenty of ID - credit cards, utility bills and Inland Revenue tax notification etc, but none of this is acceptable without an original bank statement. Unfortunately that is online. Oh - she has been a customer of the RBS for many years (she has an RBS credit card) but that apparently makes no difference. Does this make sense? So it's back to paper bank statements for us.