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Time to be completely honest

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Comments

  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    What a relief! So glad things are looking up for you John.

    Sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Yes and Liverpool are winning 7-0 :j
  • Sorry 8-0 my lucks changing:beer:
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Wow!! :) That's amazing! :D

    Just told OH about that score - he immediately turned over from CSI!!

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • I live near the ground, the noise was deafening
  • Just caught up! Boy you've been busy! DFD date not that far away at all! Great news o the amount you are paying off each month - surveys really make a difference dont they! I had a great one for £2.50 today! V. exciting!! Wondering if DFW's are like girls are boarding schools with hormones in that they all get into sync! Maybe we should all do a chart to examine PMT! I'm past that now & have MT!!! Am very impressed with your Christmas cards - havent even thought about mine yet!! Keep up the good work & chin up!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    :D

    Thanks hon. Yep - been busy but also doing the hampers for Christmas which is so much fun, I don't want to finish them! :D

    Ah well, my aim is (along with flylady) to have finished it all by the end of Nov - my money will have run out for good then.

    Btw - I worked out the % salary/debt and yes, it's depressing!

    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • taxi73
    taxi73 Posts: 20,815 Forumite
    HI Sea ..you really are getting organised...you do really well having 2 (lovely kiddies)..working full time and still getting your housework done and christmas nearly sorted,...well done xxx
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hi all :)

    Well, realised that life will have to change back to how it was before I started getting more money again!! :) Was talking to OH and it's going to be hard to reign ourselves in again. At least he's got overtime now so that should help for other expenses. Just got the CCCS budget review sheet through and we're £40 less than I thought as the £40 allowed for entertainment has just been moved from the sundries/emergencies fund!!
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    oops- managed to not finish that one! I got my avon order - can't believe that I never knew about the wonderful bargains you can get!

    Got a dilemma at the mo - am decluttering and just want to get all the stuff out the house, but I know that in a few months I'll probably regret not ebaying but I don't seem to have the time now! Not sure what to do - I wanted to get rid of some of the kids toys as they have so much and it just gets into a big mes adn then they can't play with anything! Also Christmas will bring much more I'm sure!

    Hope all are well and happy today.

    sea xxx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
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